Still not yet receive my YOLO despite it being applied almost a month ago.
Need to follow up with the bank d.
Credit Cards UOB Credit Cards v7, No Cash Back:, TM/TNB/Syabas UOBPayOnline (YOLO)
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 Oct 17 2016, 09:45 AM
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#1
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All Stars
14,082 posts Joined: Aug 2009 From: Malaysia  
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Oct 17 2016, 10:42 AM
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#2
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All Stars
14,082 posts Joined: Aug 2009 From: Malaysia
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QUOTE(Pink Spider @ Oct 17 2016, 10:40 AM) You apply online or at booth? Some over-enthusiastic agent approached me during my shopping trip.I applied online, received a call last week, but according to them, those applying online still have to collect the card at a branch to do fingerprint biometric verification  Still waiting for the branch people to call me.  Being a good day for me, I signed up as I am already holding a primary UOB card. He told me 2 weeks at most only. Till today no news  |
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Dec 14 2016, 10:52 AM
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#3
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All Stars
14,082 posts Joined: Aug 2009 From: Malaysia
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QUOTE(fruitie @ Dec 14 2016, 10:13 AM) Not sure % because that's the last thing I want to know from a CC. Never bother about it. Technically, if you paid the minimum amount before the next statement date, your CCRIS will still appear as "0"Yes, will affect your credit scoring in CCRIS. Tried this accidentally once as I was overseas and forgot to clear off 1 of my outstanding balances on the card. Just got slapped with a RM 20 late payment fees which I paid due to my mistake. CCRIS still "0", however. |
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Dec 14 2016, 11:03 AM
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#4
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All Stars
14,082 posts Joined: Aug 2009 From: Malaysia
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QUOTE(fruitie @ Dec 14 2016, 10:58 AM) Paying minimum and not paying at all are two different things. Correct.I am just highlighting the fact that if you pay minimum instead of not paying at all, your CCRIS is still clean. I don't believe his question was specific. Anyways, this are just additional informations. I doubt anyone wants to give free money to banks  |
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Dec 14 2016, 01:21 PM
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#5
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All Stars
14,082 posts Joined: Aug 2009 From: Malaysia
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QUOTE(NightFelix @ Dec 14 2016, 01:02 PM) TQ. I just learn another things called minimum pay. lol so settle every month minimum, my CCRIS still nice right? Technically.Won't recommend it thou. The interest will kill you soon enough.... And no bank will give you any loans till you start to clear em off. QUOTE(alexwsk @ Dec 14 2016, 01:10 PM) ur ccris still nice, but ur wallet sure not so nice dy Wallet sure koyak pay interest. |
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