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Credit Cards Maybank Visa Signature + Barcelona Visa Signature

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putra23
post Nov 2 2017, 01:35 PM

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QUOTE(ClarenceT @ Nov 2 2017, 11:05 AM)
I waited 8 calendar days to get the approval after sending an email.
I helped someone to apply thru email, nearly 2 weeks till today also never get any acceptance or rejection.
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Are you existing Maybank credit card holder?
putra23
post Nov 2 2017, 01:50 PM

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QUOTE(ClarenceT @ Nov 2 2017, 01:40 PM)
Yes, existing customers with CL RM20k+ since 2007, requested for new card but rejected by M2U, then I emailed my request to review my m2u application, almost 1 week then they approved the new card with CL+50%.
FYI, minimum CL for this FC B VS is only RM8k.
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Wow.. long time credit card holder with MBB. The new CL is shared with other cards?
I'm just holding their cards a few years only. Anyway, just email them a couple of days ago. Shall wait patiently...
putra23
post Nov 13 2017, 01:41 PM

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Got my FCB card smile.gif
Emailed MBB and mentioned that I'm existing card member. Got reply from officer after 2 working days. Approval notification through SMS in another 3 working days and card delivered via postlaju in 2 days. Total 7 working days without any document submission.
Credit limit same as current 2Cards.
putra23
post Nov 13 2017, 02:40 PM

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QUOTE(ClarenceT @ Nov 13 2017, 02:29 PM)
Not only same but shared among all the Maybank (Conventional) cards.
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Yes.. shared with conventional cards. Good enough for me due to the cash back monthly caps.
putra23
post Dec 22 2017, 11:06 PM

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QUOTE(westlife @ Dec 20 2017, 09:44 AM)
keeping more than one cashback credit card is still good. after all most bank cash rebate is capped at rm50. when you happened to have sudden huge purchase, it helped.

i swiped a total of rm22450 recently. amount was split among different cards.

1) rm1500 on my Standard Chartered Cashback Gold MasterCard for rm50.

2) rm2500 on my Maybank FCB Visa Signature card for rm50.

3) the rest of amount (RM18450) on my OCBC 365 MasterCard
1.0% rebate on first monthly spend of RM1,000 - RM10
0.5% rebate on subsequent spend above RM1,000 - RM87.25

total rebate: rm197.25

so no harm to keep more than one card as long as annual fee can be waived.
i have no problem in waiving my annual fee for my SCB cashback platinum mastercard ever since i got it.

the only banks i have issues getting waiver are:
1) OCBC - 365 mastercard initially cannot waive the annual fee (i guess it is due to my spending did not meet the min requirement as ever since maybank resume the 5% weekend on their amex 2 card, i have hardly use this card), then end up the CSO allowed me to swipe rm50 x 3 transactions within two months time to get it waived.

to prevent for similar situation, i applied one more titanium mastercard (no annual fee) as a backup, in case my 365 mastercard annual fee cannot get waived. I want to keep the credit limit given by OCBC as it is quite high as compared to any other bank cards i hold.

2) UOB - used to own the ONE card previously many years back. but kena charged annual fee and cannot be waived, they said there were new transactions after the annual fee transactions so even cancel cannot waive. end up i need to pay for the annual fee and i used it for a year before the new annual fee charged.  vmad.gif
the most fxxsy bank when it comes to annual fee waiver.
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Got a large amount recently too. I used...
SCB Cashback RM50
MBB FCB RM50
Alliance You:nique RM50
The balance MBB Amex

I kena AF for UOB few years ago. End up paying 50% after appeal. Last few years waived for One card and Yolo.

This post has been edited by putra23: Dec 22 2017, 11:09 PM
putra23
post Oct 29 2018, 04:55 PM

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QUOTE(cybpsych @ Oct 29 2018, 02:28 PM)
received callback again @ 1129am.

mbb is now strictly confirmed no TP redemption for FCB VS.  mad.gif  vmad.gif
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I'm charged this month. CS told me cannot use TP from other cards... cry.gif
putra23
post May 25 2019, 10:52 PM

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If this month I pay using FCB Visa and enrolled in the EzyPay 0% interest plan, will I still be entitled for the 10% cashback?

Anyone tried before?

https://www.maybank2u.com.my/WebBank/EzyPay_tnc.pdf

putra23
post May 27 2019, 01:01 PM

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QUOTE(cybpsych @ May 26 2019, 07:03 AM)
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Got it, no cashback for Ezypay, FPX, Jompay, etc.
Thanks for the clarification...

This post has been edited by putra23: May 27 2019, 01:03 PM
putra23
post Oct 4 2019, 08:54 PM

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QUOTE(jack2 @ Oct 4 2019, 07:08 PM)
Ok, thanks.

They don't waive - lost me and can't earn 800.

If they waive, they can't earn 800 too but at least I can still use it for all expenses.

But they didn't consider to waive and let me goes, so I didn't lose anything. Lol
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Credit card earnings for banks mainly from interest charged and merchant transaction fees. Annual fee is not the main earning contributor.
putra23
post May 16 2020, 11:37 AM

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QUOTE(iamkid @ May 15 2020, 04:13 PM)
Cash back received. Campaign before MCO i think
BHPPetrolCashback 19.00CR
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Also received BHPPetrolCashback. I think pumped end of 2019.
putra23
post Oct 13 2020, 02:28 PM

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Just cancelled FCB last week. CS not even surprised and straight away proceed to deactivate card. No longer active in M2U the next day.
putra23
post Oct 14 2020, 09:52 PM

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QUOTE(leootan @ Oct 14 2020, 02:10 PM)
Actually, RM 25 service tax annually, not that bad right? I am not saying you cancelled because of the service tax la. I don’t think that with the 1% cb, we cant really get back that RM 25 back, in 365 days.

CC not really just good in cb amount/percentage, but also how useful it is. With higher CL on a single CC, we can treat the 1%cb as a bonus, as we can make big purchase seamlessly.

Of course everybody disappointment with the merely 1% cb. But, RM 25 annually to retain a good CC (for me MBB CCs are good), is really not that bad.

A swipe of an OKAY smart phone/annual insurance if you pay it annually/few times of good meals with family in a year/total spent on petrol in a year, easily get back the RM 25.

Of course still better cards out there i suppose. Specifically for dining, specifically for petrol, specifically for online.

RM 25 yearly for a nice CC? It is a deal.
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The card no longer useful to me. I've got many other better cards that can serve my needs to top up e-wallets, auto payments, etc. Though I have accounts and loans with maybank, I cannot justify having this card with current terms. Even cancelled my long held MBB Amex card recently.

 

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