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Credit Cards Maybank Visa Signature + Barcelona Visa Signature

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kslian
post May 7 2019, 10:42 AM

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can i just reconfirm definition of utilities? Would Maxis and Unifi be applicable?

I actually have this card on pure auto debit with TNB, Maxis, Unifi, insurance etc. If applicable, it basically means my RM2.5k spend per month will be voided.
kslian
post May 7 2019, 10:48 AM

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QUOTE(cybpsych @ May 7 2019, 10:43 AM)
should be MCC 4900 - Electric, Gas, Sanitary and Water Utilities
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ah. hopefully. then I may not have to use rocket science to restructure my auto debits. thanks for the quick response.
kslian
post May 7 2019, 11:02 AM

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QUOTE(ClarenceT @ May 7 2019, 10:51 AM)
TNB - kena.
Unifi - use Boost to manually pay if you want more cashback.
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Yeah, looks like my TNB will kena. Will prob need to restructure my payments a bit.

Thks for the tips on manually paying my Unifi via boost, but I usually like to keep things as simple and automated as possible. As of now, my combo on CTB, FCB, Amex, VS, Boost, TNG, Fave is already half confusing me.

My Fave is linked to Amex, so is my boost. TNG is with my CTB since they are now stricter on AFW hence the need to clock some spend there. VS is purely for groceries/petrol. Amex for weekends.

My usage priority is usually
1) Boost or Fave
2) Amex

TNG, CTB, VS comes in when the two options above are not applicable.

Auto debits all into FCB.

In general, I get RM50 CB on each of the 3 MBB cards monthly.

 

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