Maybank Visa Signature + Barcelona Visa Signature

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Credit Cards Maybank Visa Signature + Barcelona Visa Signature

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kelvinlzy	Apr 8 2019, 05:15 PM Return to original view \| Post #1
Look at all my stars!! Senior Member 2,493 posts Joined: Mar 2014	Just to share, my friend who holds M2C Gold of RM10K CL applied Barcelona VS yesterday at The Gardens card centre, today already received SMS saying that the card is ready to collect. She didn't even provide any income doc, just presented her IC and M2C Gold cards, as well as signing a single-page form.
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kelvinlzy	Apr 8 2019, 05:31 PM Return to original view \| Post #2
Look at all my stars!! Senior Member 2,493 posts Joined: Mar 2014	QUOTE(David83 @ Apr 8 2019, 05:27 PM) M2C Gold and FCB VS are from the same financial entity. It's easy to get as long as the income requirement disparity is not wide. Not sure if her annual income meets the requirement for Barcelona VS when she applied for M2Cards 2 years ago.
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kelvinlzy	Apr 8 2019, 05:55 PM Return to original view \| Post #3
Look at all my stars!! Senior Member 2,493 posts Joined: Mar 2014	QUOTE(cybpsych @ Apr 8 2019, 05:37 PM) this is normal. MBB allow you to 'add card' easily if you have existing card with them. all my mbb cards were applied such way. No need to furnish income doc after a couple of years? She applied for higher class type card somemore. If that's the case then it's very good! Too bad I don't have any MBB card, kept rejected even though applied at 1U card centre.
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kelvinlzy	Apr 8 2019, 06:27 PM Return to original view \| Post #4
Look at all my stars!! Senior Member 2,493 posts Joined: Mar 2014	QUOTE(David83 @ Apr 8 2019, 06:04 PM) MBB2 Gold: RM 30k MBB FCB VS: RM 48k MBB2 Platinum: RM 60k If your salary goes into MBB, no document is even required as long as your CCRIS is clean. Ya her salary is credited into MBB, that explains why no need income doc
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kelvinlzy	Apr 30 2019, 01:26 PM Return to original view \| Post #5
Look at all my stars!! Senior Member 2,493 posts Joined: Mar 2014	The 10% rebate is not fcfs right? So what's the hurry?
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kelvinlzy	May 1 2019, 12:46 AM Return to original view \| IPv6 \| Post #6
Look at all my stars!! Senior Member 2,493 posts Joined: Mar 2014	QUOTE(HMMaster @ May 1 2019, 12:25 AM) Damn.. missed the window. If I use the card now, any chances it consider as 30-Apr? Err...the window has just opened, lol, till end of May, if your trx captured under 30 Apr, your rebate will only be 2%, and somemore it will eat up your May RM100 rebate quota.
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kelvinlzy	May 2 2019, 09:25 AM Return to original view \| IPv6 \| Post #7
Look at all my stars!! Senior Member 2,493 posts Joined: Mar 2014	QUOTE(enriquelee @ May 2 2019, 09:19 AM) Is this mean, for this month and August, after Rm 1000 spending on FCB, we will get nothing? Refer 1st page for the feature of the FCB VS, there are 2% and 10% for different months.
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kelvinlzy	Jun 24 2019, 11:43 PM Return to original view \| IPv6 \| Post #8
Look at all my stars!! Senior Member 2,493 posts Joined: Mar 2014	QUOTE(paogeh @ Jun 24 2019, 11:22 PM) what do u mean by non-maybank merchant ? and on 31/5 or 31/8 ..... it's stil consider on May and August . U mean they capture twice in may+June and Aug+Sep ? I'm confuse .... Meaning those merchants who are not using MBB terminal, so that your transaction wont be captured on the same day. Spending RM500 in the last day of those 2 months, if get posted on the next day, which is on the next month, will give you max CB @ RM50 for June & Sept. This post has been edited by kelvinlzy: Jun 24 2019, 11:43 PM
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kelvinlzy	Jul 6 2019, 01:20 PM Return to original view \| IPv6 \| Post #9
Look at all my stars!! Senior Member 2,493 posts Joined: Mar 2014	QUOTE(cybpsych @ Jul 5 2019, 10:22 PM) QUOTE(ClarenceT @ Jul 6 2019, 01:17 PM) Shop at Shopee’s 7.7 Orange Madness Sale & save additional RM18 via the Shopee App for existing Shopee Customers with your #MaybankCards (Code: MBB77MAD) from 6 to 7 July 2019. More info at http://mybk.co/l1IA50uTVZO As usual, the master of update has beaten everyone, only he can compete with himself
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kelvinlzy	Jul 6 2019, 01:26 PM Return to original view \| IPv6 \| Post #10
Look at all my stars!! Senior Member 2,493 posts Joined: Mar 2014	QUOTE(ClarenceT @ Jul 6 2019, 01:23 PM) Haha I will top up Bigpay only after payment to Shopee. Leave RM100 spending quota for some experiments after 8/7. Nice, I might do the same thing as well, thanks.
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kelvinlzy	Jul 8 2019, 11:17 PM Return to original view \| IPv6 \| Post #11
Look at all my stars!! Senior Member 2,493 posts Joined: Mar 2014	QUOTE(icebryanchan @ Jul 8 2019, 11:05 PM) Hi guys, after all the restriction on utilities and E-wallets, I have a summarized usage suggestion for all, please correct me if any information is wrong. I personally owning Gold2cards + FCB, therefore Amex Weekend 1X TreatPoints Weekday no Cashback FCB All time 2% Cashback, except May and August 10% Both No cashback on Utilities and E-wallets No Treatpoints on E-wallets Decreasing order to use cards while doing payment: When Cashback quota is still available: » Click to show Spoiler - click again to hide... « If during weekdays + NOT UTILITIES : 1. Uses FCB, cashback gives 2% 2. Uses Amex, 5X TreatPoints yields 1%-1.25% 3. Uses Gold Visa/Master, 1X Treatpoints yields 0.2% Note: Stop using FCB if RM50 cashback is utilized. If during weekends+ NOT UTILITIES : 1. Uses Amex, cashback gives 5% 2. Uses FCB, cashback gives 2% 3. Uses both AMEX and Gold Visa/Master same result, 1X Treatpoints yields 0.1% Note: Stop using Amex and FCB if RM50 cashback is utilized, 1X Treatpoint only for AMEX during weekend, go Visa/Mastercard for greater acceptance. Anytime + UTILITIES : 1. Uses Gold Visa/Master ONLY, same result as AMEX but greater acceptance, 1X Treatpoints yield 0.2% Note: Do not use FCB at all for Utilities, 0 Cashback 0 Treatpoints When Cashback quota is fully utilized: » Click to show Spoiler - click again to hide... « If during weekdays + NOT UTILITIES : 1. Uses Amex, 5X TreatPoints yields 1%-1.25% 2. Uses Gold Visa/Master if AMEX is not accepted, 1X Treatpoints yields 0.2% Note: Stop using FCB if RM50 cashback is utilized. If during weekends+ NOT UTILITIES : 3. Uses Gold Visa/Master ONLY, 1X Treatpoints yields 0.1% Note: Stop using Amex and FCB if RM50 cashback is utilized, 1X Treatpoint only for AMEX during weekend, go Visa/Mastercard for greater acceptance. Anytime + UTILITIES : 1. Uses both AMEX and Gold Visa/Master, same result, 1X Treatpoints yield 0.2% Note: Do not use FCB at all for Utilities, 0 Cashback 0 Treatpoints IF YOU ARE PAYING UTILITIES, DO NOT THINK MUCH LIAO, JUST USE GOLD VISA/MASTER, ANYTIME + GOOD ACCEPTANCE + 1X TREATPOINT IS THE MAX YOU CAN GET. I hate Maybank new policy makes me always think what card to use when doing payment Weekend swipe AMEX no TP, only CB.
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kelvinlzy	Jul 8 2019, 11:29 PM Return to original view \| IPv6 \| Post #12
Look at all my stars!! Senior Member 2,493 posts Joined: Mar 2014	QUOTE(icebryanchan @ Jul 8 2019, 11:25 PM) Corrected and updated. Just curious, do you have other CC from other bank(s)? Because Gold/Plat Visa/Master only gives you 1x and most of us who got the cards before Sept 18 already cancelled it. Other cards might be more useful IMO. Edit: Sorry I just realized this is the wrong thread to reply. Should have posted in MBB2Card thread instead. This post has been edited by kelvinlzy: Jul 8 2019, 11:32 PM
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kelvinlzy	Jul 9 2019, 11:27 PM Return to original view \| IPv6 \| Post #13
Look at all my stars!! Senior Member 2,493 posts Joined: Mar 2014	QUOTE(engyr @ Jul 9 2019, 11:24 PM) If I do my transaction on 30/6, posting date 2/7. Do I get cashback? We noticed that cashback is rewarded on 1/7 for June transaction. If your June CB still got quota then you will get CB, if already full, then no CB. CB will always be posted on 1st/2nd of the following month. This post has been edited by kelvinlzy: Jul 9 2019, 11:27 PM
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kelvinlzy	Jul 22 2019, 06:48 PM Return to original view \| IPv6 \| Post #14
Look at all my stars!! Senior Member 2,493 posts Joined: Mar 2014	QUOTE(chenhui87 @ Jul 22 2019, 06:43 PM) long time did not use posonline since i know uobpayonline. about 3 years oredy. I do remember few years back can use credit card, then suddenly announced do not accept cc until further notice. Ever since posonline stopped accepting CC, we stopped using other CCs to pay Aeon CCs. Those were the good times. This post has been edited by kelvinlzy: Jul 22 2019, 06:48 PM
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kelvinlzy	Jul 27 2019, 10:44 AM Return to original view \| IPv6 \| Post #15
Look at all my stars!! Senior Member 2,493 posts Joined: Mar 2014	QUOTE(CardNoob @ Jul 26 2019, 03:51 PM) We're aware and everybody is extremely anxious to know if that will be impacted as well. Just wait till 2/8/2019 for results. 2 scenarios to test: Before 8/7 and after 7/7. I only reloaded before 8/7 so can't test the latter.
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kelvinlzy	Aug 2 2019, 05:53 PM Return to original view \| IPv6 \| Post #16
Look at all my stars!! Senior Member 2,493 posts Joined: Mar 2014	QUOTE(Human Nature @ Aug 2 2019, 05:40 PM) Actually shopee is okay, not e-wallet, but fine to ask at shopee thread too Shopee also have it's own Shopeepay, so it wants to be categorized into e-wallet.
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kelvinlzy	Aug 2 2019, 06:18 PM Return to original view \| IPv6 \| Post #17
Look at all my stars!! Senior Member 2,493 posts Joined: Mar 2014	QUOTE(ClarenceT @ Aug 2 2019, 06:05 PM) Haha his intention is not Shopee but an e-wallet. People here eyeing 2%/10%, so spend RM90/98 to get RM100 credit. People at Shopee Thread are paying less than RM80 (not including CC rewards/rebate) to get RM100 credit. Must be smart and hard working. OT: must be punctual on the quizzes and contests, I always missed them...lol
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