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Credit Cards Maybank Visa Signature + Barcelona Visa Signature
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iXora.ix
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Mar 26 2018, 09:28 AM
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QUOTE(ClarenceT @ Mar 26 2018, 08:06 AM) Not only ATM withdrawal, I can consolidate/accumulate unused quota from various CCs. Eg I have a life insurance due in April, say RM5000. And if FCB VS, assume I didn't spend till today, then I top up BigPay by 31/3 and on 1/4 (Posted on the same day for Maybank FCB VS!), then pay the insurance on 2/4. So I will get 2XRM50 rebate from Maybank, instead of 1XRM50 (max RM50 rebate/month). Or I can top up using other credit cards together with FCB VS, then use BigPay to pay the insurance, so maximise the rebates. Hope I will not get banned. Using for this method should have any problem as it works like prepaid method. Using for atm purpose however, might not suitable (at least for now)
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iXora.ix
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Jul 17 2018, 07:30 PM
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Hi. I submitted cc barcelona with fd pledge application to mbb branch last friday. Do I need to wait until friday to follow up status? thanks
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iXora.ix
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Jul 18 2018, 02:41 PM
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QUOTE(yoonyin @ Jul 18 2018, 10:30 AM) Last time i pledged FD with mbb as i'm existing customer, just wait for the offer letter mailed to my house mailbox. Took me around 3 weeks to receive the offer letter. Then took the offer letter to nearest branch to proceed the action. Thanks for the input. I just called and the representative said PIC is sick leave and another officer will proceed. Not sure need to wait another 3 weeks btw. May I know for my case, need to wait for the offer letter first? Thanks.g
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iXora.ix
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Jul 21 2018, 09:42 AM
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Hi all.
Need your opinion. Last time I tried to submit cc application with pledge FD to pandan jaya branch. Fd already open at pandan jaya. however the PFC(dunno how to pronounce, person in charge giving offer letter) is on medical leave and my application is on hold. The officer advise me,if need urgent, can bring my fd and go to another branch. So anyone tried to submit cc application pledge fd at klcc? The reason because klcc open saturday sunday.
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iXora.ix
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Jul 22 2018, 09:50 AM
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QUOTE(ProxMatoR @ Jul 21 2018, 09:36 PM) yea, you can. no problem  Thank you. Will going for klcc branch.
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iXora.ix
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Jul 27 2018, 12:53 AM
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QUOTE(qu3vax @ Jul 26 2018, 09:18 PM) mind to tell how much u pledge and what card you apply? Hi. It depend of the bank. You need to apply at branch first. tell officer you want apply cc with pledge fd, then fill the form and the officer will submit to mbb card centre(i think). Wait for offer letter like this, pledge fd according to the letter and wait your card to be arrive
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iXora.ix
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Jul 27 2018, 04:15 PM
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QUOTE(WinterDays @ Jul 27 2018, 10:39 AM) wa, didn't know pledge fd 10k can get 15k credit limit before is 1:1 ratio, urs credit limit = how much u pledge QUOTE(qu3vax @ Jul 27 2018, 10:44 AM) i think maybe he got submission together with income proof. 10k deducted from total, he get 5k CL on his submitted documents. QUOTE(WinterDays @ Jul 27 2018, 11:06 AM) i see, assume he already have 5k CL, just pledge 10k for FCB, so total CL 15k  Correct. I am m2c card and limit 5k. Cant wait for the card to approve. Pledge at klcc because of time constrain and far away from work
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iXora.ix
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Jul 27 2018, 04:37 PM
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QUOTE(Kings7 @ Jul 27 2018, 04:21 PM) any possible to apply Barcelona if annual income does not meet requirement? Pledge fd. Its better and best for both party
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iXora.ix
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Aug 8 2018, 10:06 PM
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So fast mbb. Yesterday receive sms state card approve. today card already receive via poslaju
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iXora.ix
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Aug 9 2018, 10:49 PM
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QUOTE(LostAndFound @ Aug 9 2018, 01:01 AM) Either is delivery fast...... or sms slow =p Actually suppose my card approve on july but due to CCRIS problem (technical issue with the bank, my card was approve yesterday
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iXora.ix
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Aug 10 2018, 08:53 PM
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QUOTE(jiaen0509 @ Aug 10 2018, 03:53 PM) M2Gold and want apply FCB. Need go through the application. I check at CCRIS, application pending. Credit limit 50k?????????? funny~~~ Sure reject one. Me too. But its actually something wrong with mbb CCRIS system. My card approve after made few calls with mbb. They said they got internal problem to obtain info from ccris cince last maintenance
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iXora.ix
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Sep 2 2020, 10:05 AM
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received my 12 cent of CB, feeling wonderful after reading the comment
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