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Credit Cards Maybank Visa Signature + Barcelona Visa Signature

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Seth Ho
post Jul 22 2019, 11:49 AM

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If i got Amex and FCB I could just cancel the visa or MasterCard right since not using it and need to pay SST.
Seth Ho
post Jul 22 2019, 11:54 AM

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QUOTE(CardNoob @ Jul 22 2019, 12:52 PM)
You can cancel if your Visa and Mastecard easily if it is approved/issued before September 2018.
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I am just applying it recently so I was thing to ask them not to send me the visa and MasterCard.
Is it possible
Seth Ho
post Jul 22 2019, 11:56 AM

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QUOTE(CardNoob @ Jul 22 2019, 12:55 PM)
It is a bundled product.
I doubt they won't send you the Visa or Mastercard.
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So after they send me I need to call back and ask them to cancel the card is it?
Seth Ho
post Aug 25 2019, 07:57 PM

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Currently FCB is one of the best card for Maybank right?
I am looking for another card to have 2 alternatif .Currently having the gold 2 card just using AMEX.
Seth Ho
post Sep 10 2019, 08:53 PM

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Hi guys i just registered for Barcelona card and get rejected. Is there any alternative ways to get this card or alternative card suggested.

My salary is 3k but as sales i got many allowances could i include that as part of the income.

I just got Gold Master and Amex i need visa for daily usage
Seth Ho
post Sep 10 2019, 09:05 PM

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QUOTE(fruitie @ Sep 10 2019, 10:01 PM)
Well, if your allowances are fixed income then can try your luck again by doing manual application via email or card centre.
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I heard someone say it is fixed income but i am not sure is it.

Wanted to register online to get the sign up offer
Seth Ho
post Sep 11 2019, 07:42 PM

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QUOTE(ppfoong @ Sep 11 2019, 01:57 AM)
If it is fixed income, it is part of your EPF entitlement.

Just use your EPF statement to apply.
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Thank you, haha i look so stupid not knowing Fixed income definition.
Just new to workforce
Seth Ho
post Oct 22 2019, 06:13 PM

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QUOTE(ClarenceT @ Oct 21 2019, 10:03 AM)
Assume RM100
2500 shopee coins (max 25%) -RM25
Payment RM75 (2% rebate using FCB VS)

But I prefer using TnG e-wallet / Boost / SarawakPay to pay Sarawak Energy. >2% reward/rebate.
Shopee coins can be used for other purposes.
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How you get TnG e-wallet 2%reward? TnG seldom have cash back, i normally just use barcelona to just pay at maybank2u.

Any recommendation to maximize the cashback?
Seth Ho
post Oct 28 2019, 06:42 PM

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QUOTE(wklim090 @ Oct 28 2019, 01:37 AM)
I got rejected for Barcelona card application althought I fullfill the requirement and never miss any payment for my other credit cards. Btw, I applied at card centre.

Is it normal?
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I am going to try this week, hope for the best i tried online too but get rejected.

I have appled for 2 gold ow trying to combine with this
Seth Ho
post Nov 15 2019, 10:10 PM

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QUOTE(caesarx @ Nov 14 2019, 11:47 AM)
Got cash back for installment plan lah
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So what is the final answer?
Seth Ho
post Nov 15 2019, 10:11 PM

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i just got rejected for my Barcelona Visa application. Now i need to look for alternative credit cards, any suggestion like how to increase the percentage of success?
i just went over to normal bank branch to submit my forms with only payslip.

Do i have higher chance if i go straight to credit card center or giving more papers like EPF?

This post has been edited by Seth Ho: Nov 16 2019, 10:42 AM
Seth Ho
post Nov 17 2019, 04:23 PM

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QUOTE(wklim090 @ Nov 17 2019, 02:52 AM)
I sent email for appeal, thanks god MBB approved my card application  thumbup.gif
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Could you share how much is your monthly salary and what document u handed to them?
I really need a visa or master to help cover my gold master card
Seth Ho
post Dec 18 2019, 03:37 PM

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QUOTE(JetHung @ Dec 18 2019, 02:25 PM)
last week I applied FCB with my RM 44,400 annual income and approved innocent.gif
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where did you register? Online or branch or CC centre?
Seth Ho
post Jan 5 2020, 08:10 PM

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QUOTE(engyr @ Jan 5 2020, 07:46 PM)
I was existing Maybank 2cards user when I applied Barcelona visa.
My card was approved one day after I submitted application via M2U.
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Must be your salary and payment met their requirement
Seth Ho
post Jan 26 2020, 03:56 PM

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QUOTE(cucikaki @ Jan 24 2020, 05:48 PM)
6/12 - barcelona rejected
11/12  - send an appeal email
24/1 - receive call from maybank my appeal was unsuccessful sad.gif

no reason stated, hence need wait another 3 months. i hope later in march i apply can approve, hope to use barcelona in may (ccris ok - just high commitment from CC cashback game)
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If you have good CCRIS and have paid their other credit card in time just keep on appealing they will give you the CC card but with certain condition
Seth Ho
post Jan 26 2020, 09:13 PM

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QUOTE(cucikaki @ Jan 26 2020, 05:08 PM)
My Ccris is perfect score and my ctos score is high. I have no problem with other banks except maybank, since i started working with 3.2k salary last time, 5 years later try again still rejected. Whenever ask the reason, they say no reason stated but since appeal also rejected, they cant do anything.
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You can try applying through branch than wait for them once reject go for appeal and appeal and appeal than worse thing worse is need to have Fixed Deposit in Maybank the get the card.
Seth Ho
post Mar 13 2020, 06:37 PM

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QUOTE(jiaen0509 @ Mar 13 2020, 03:28 AM)
M2Card --- AMEX useful on Weekends
FCB - Everyday 2% cashback capped RM50 except May and Aug 10% capped RM100.

That's all. For me, only use AMEX on weekend. Otherwise, FCB.
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How bout any banks credit card do you have them?
Seth Ho
post Apr 26 2020, 09:08 AM

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QUOTE(zr125 @ Apr 26 2020, 12:20 AM)
I already have maybank 2 card. What is the best way to apply for FC Barcelona?
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Having high gross pay. i tried 4 times all fail, somemore now MCO they scared you fail to pay you debt will even tighten criteria.

I had maybank 2 gold also that time.
Seth Ho
post May 18 2020, 02:57 PM

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Another than MyEG any other place that can use maybank CC to renew road tax?
Seth Ho
post May 18 2020, 03:17 PM

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QUOTE(ClarenceT @ May 18 2020, 04:06 PM)
JPJ (Government)
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Thank you because JPJ now flodded with people, just went to Post office today and they say only cash.

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