Is FCB VS still the best card for cash back currently?
Credit Cards Maybank Visa Signature + Barcelona Visa Signature
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 Nov 26 2018, 01:51 PM
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#1
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3,599 posts Joined: Jun 2009 From: MYBoleh.NET 
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Nov 26 2018, 02:05 PM
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#2
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QUOTE(fruitie @ Nov 26 2018, 01:56 PM) It depends on your usage. It is one of the better cards with no fuss, all categories are applicable, so no need to think so much. I see. Thank you so much for your input. QUOTE(cybpsych @ Nov 26 2018, 02:01 PM) "best" is subjective I would go for good cb rate and convenient to use. depends on what you are aiming: good cb rate? good monthly cb? convenient to use? relaxed T&C? |
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Nov 26 2018, 02:28 PM
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#3
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QUOTE(cybpsych @ Nov 26 2018, 02:23 PM) imo... Oh I see. Normally I donโt use bigpay, I now got quantum MasterCard and MBB Amex, so looking for a card not cover by this 2 depends on what and how you use it, many cb cards are available e.g uob yolo @ 8%, or pbb cards 5%/6% for specific categories. else, leverage on Bigpay for convenience (no restrictions in categories), then many other cards are available to reload bigpay, e.g. pbb cards 5%/6%, scb cards 3.x%, etc even with FCB VS, use on May/Oct for 10% cb rate @ rm100 max cb, which is darn good, but limited to 2 months per year. if reload to bigpay, then can spread the fund for multiple months of usage... Seems like this card sufficient for my usage |
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Nov 26 2018, 07:40 PM
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#4
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QUOTE(cybpsych @ Nov 26 2018, 02:33 PM) then it should be fine Thank you ๐ |
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Feb 13 2019, 01:05 PM
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#5
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ok this is a bit complicated.
I apply for the Barcelona Visa Signature in my hometown's branch and request them to mail to my office in KL. But for some reason, the card ended up arrived in my hometown's branch, so i requested them to mail to my office. Now the problem is since the branch can't do so without the instruction from KL HQ, so i called to SC and request them to make such a request. So the SC told me that the SOP is ordering the branch to destroy the card and they will issue a new card to me. which is fine by me. But i dunno why, I ended up receiving 2 cards, one from KL and one from my hometown branch. Same card with same number..  How do I handle this? Can I just ignore the other card and activate just one card? Or once activated, both cards can be used and charged under me?  This post has been edited by MasBoleh!: Feb 13 2019, 01:06 PM |
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Feb 13 2019, 01:53 PM
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#6
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QUOTE(ClarenceT @ Feb 13 2019, 01:17 PM) Same CVV? If different, then the first one shall be void already. Good question, i will recheck the CVV |
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Feb 14 2019, 01:24 AM
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#7
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QUOTE(ClarenceT @ Feb 13 2019, 01:17 PM) Same CVV? If different, then the first one shall be void already. Bad news, it is same CCV  |
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Feb 14 2019, 09:52 AM
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#8
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3,599 posts Joined: Jun 2009 From: MYBoleh.NET
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QUOTE(fruitie @ Feb 14 2019, 09:20 AM) Then just activate either one and cut the other one. I think it's a good news if they keep the information same, less headache. I see. Noted. Thank you Just curious, if I donโt cut, means I can use both intermittently? ๐ค |
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Feb 14 2019, 10:41 AM
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#9
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3,599 posts Joined: Jun 2009 From: MYBoleh.NET
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QUOTE(ClarenceT @ Feb 14 2019, 10:06 AM) Maybe yes. I see. I will google what is EMV card. Maybe No. It is a EMV card, data is changing in the chip to avoid cloned cards. It is safer to use the second card then destroy the first one. Thank you again ๐ |
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Jun 2 2020, 12:57 AM
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#10
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QUOTE(engyr @ May 30 2020, 01:17 PM) Buy from reliable seller from shopee, many sellers 3% charges QUOTE(mamamia @ May 30 2020, 03:53 PM) Lowest I found is RM4.89 for RM5, 2.25%, but max only RM480 per order.. Sorry, can I know what is th ekeyword to search for in shopee for This? Thank you |
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Jun 3 2020, 04:36 PM
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#11
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QUOTE(engyr @ Jun 3 2020, 02:02 PM) Just type bigpay or touch n go & search. Thank you so much.Try to choose preferred sellers. They charge 3%, thus no point to do it now. Me too. This is different compared to the previous discussion regarding to the Shopee (Online) transaction right? I am still trying to understand what is that. |
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Jun 3 2020, 04:38 PM
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#12
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Edited. Duplicate post. Sorry.
This post has been edited by MasBoleh!: Jun 3 2020, 04:39 PM |
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Jun 5 2020, 03:37 AM
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#13
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3,599 posts Joined: Jun 2009 From: MYBoleh.NET
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QUOTE(mamamia @ Jun 5 2020, 12:04 AM) Something like this.. Pay RM5 at Shopee, receive RM4.89 at Bigpay This is really helpful. Thank you so much mamamia  |
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Sep 8 2020, 12:05 AM
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#14
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QUOTE(Dezs @ Sep 6 2020, 01:29 AM) MBB Ikhwan for groceries petrol, MBB AMex now quite useful at all major merchants, Online Cards 5% and shift across e-wallets lo.. What you means by online card 5% and shift across e wallets?If not wrong OCBC and Hong Leong also got a 1% anything card. BigPay can be offset for online card benefits if needed. Citi Cahsback also damn good for lower expenses ppl.. spend RM500 get 10% on dining, petrol, grocery limit rm10 per category only la. HLB Wise similar categories too |
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