I think I will top up 500 to try it out. If no cashback I lose 10 ringgit lo.

RM100 x4   

Failed practice.
All BHP island pump supposed to be using Affin Bank terminal so i assume its safe.

Pump petrol @ 9.30pm last night.
Who knows...

Wonder why?
Affin Bank terminal but posted on same day

i pay at pump island...
as at there are some discussions going on on affin bank petrol credit card which gives 10% rebate on weekend.
but it states only with Affin terminal.

so we call Affin and they confidently tell us all BHP island terminal are using Affin while most BHP cashier are using Affin...

but since it's posted within tat few hours, i doubt the island pump is using maybank instead
 

a bit out topic..

well, the T&C state clearly for affin terminal only.
but CS state that as well as name BHP will do..

eventually when i use at a bhp that using maybank terminal (cashier), the cash back did not credited.

called CS, they promise will manually credit back for me.
Back to Maybank VS,
So BP reload after 11.30pm consider a success since there is no transaction appear till now..  

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Guys , someone can help me to figure out how did i just get cb of rm71 while i already spending rm1212 on August? Or spending on foreign currency doesnt eligible for cashback?

Noted that the tourist GsT refund is something i bought using cash and they credit back via any cards

Should the 205.36 should be credit 10% cb as the posting date is 1aug?
And noted that the gst refund is not refund from any fcb transcation but credit from item paid by CASH . It just mean the austrilia gst help me to make rm320 as payment in advance? Its same as we pay rm300 in advance for the fcb right?

Oic . Now i only know this trick. Wasn’t really understand why most ppl reload 500 on 31aug.
So mean my 31july transcation do add up to august quote with normal month 2% element only right

Happened to me before, it was during midnight 2am, luckily I still hvnt slept, within 2 minutes I call the bank to report the case after receiving the sms...happened to all my AMEX card, including AMEX supplementary card..

updated 3 Oct 2018...

Hi Sifus, I just applied Visa Barcelona online and I received this after upload my document 'Your application is approved in principle. We will notify you on the application status via SMS and/or Email'. So this mean I have a high chance of getting this card right?

I have started to receive the SMS Notification after I deactivate my current registered device through ‘Me > My Devices’

Does he meet the eligibility criteria? If yes then no need. Plus how many cards has he applied for?

If just first then that wouldn’t be a problem.

FCB is VS, so need higher income requirements than the first card u mentioned.

is it normal installment kicks in twice within a month? spoke to CS, was told that is normal...
usually installment transaction only appear on the statement date (based on monitoring from Amex installment)

My financial is not a problem at all and i'm very confident, paid all credit cards and loans on time, never miss. They approved my HP few months ago already u can know how is my financial situation, they aren't that stupid.

Want to get Maybank is because a lot merchandisers offer 0% interest fees installment, why would I pay full amount where I can keep my money and pay bit by bit every month.

So if they deemed me as high risk is not making any sense, they don't provide reason. To me, they are purely want to hold our money (pledge FD) before even provide you their service, aren't this like we "pay" to beg to get their service, in another way.