Welcome Guest ( Log In | Register )

Outline · [ Standard ] · Linear+

Credit Cards Maybank Visa Signature + Barcelona Visa Signature

views
     
SUSCardNoob
post Aug 2 2019, 02:21 PM

Wild Dog
******
Senior Member
1,457 posts

Joined: Jun 2019
From: Hell
QUOTE(Ramjade @ Aug 2 2019, 02:15 PM)
If pay via mytnb also counted as ulities or online?
*
Both.
SUSCardNoob
post Aug 2 2019, 02:22 PM

Wild Dog
******
Senior Member
1,457 posts

Joined: Jun 2019
From: Hell
QUOTE(Ramjade @ Aug 2 2019, 02:21 PM)
But confirm cannot get cashback?  Cause if online still can. If ulities no.
*
MCC = utilities
Method = online

MCC precedes method.

SUSCardNoob
post Aug 3 2019, 09:28 AM

Wild Dog
******
Senior Member
1,457 posts

Joined: Jun 2019
From: Hell
QUOTE(kino318 @ Aug 3 2019, 09:26 AM)
i call maybank, they said only Amex service tax can be waived with 10K treatpoints but not Barcelona card.
*
That is a valid statement!
SUSCardNoob
post Aug 3 2019, 09:34 AM

Wild Dog
******
Senior Member
1,457 posts

Joined: Jun 2019
From: Hell
QUOTE(ClarenceT @ Aug 3 2019, 09:29 AM)
Not 100% true. SST is not waivable!
*
Ignore the word "waive".
The wrong choice of word.
Use TP to offset RM 25 SST.
SUSCardNoob
post Aug 5 2019, 02:28 PM

Wild Dog
******
Senior Member
1,457 posts

Joined: Jun 2019
From: Hell
QUOTE(siawyent @ Aug 5 2019, 02:25 PM)
Anyone tried to pay Fave with FCB and got CB after 7/7/19?
*
Fave is not e-wallet.
Should be still eligible for cash back.
SUSCardNoob
post Aug 6 2019, 07:05 AM

Wild Dog
******
Senior Member
1,457 posts

Joined: Jun 2019
From: Hell
QUOTE(Orchid beauty @ Aug 6 2019, 07:04 AM)
So bigpay can still get CB ,saw a post earlier but deleted. Anyone volunteer call CS to check?
*
It's your talent to call CS.
Please update us later ... thank you for your kind soul!
SUSCardNoob
post Aug 13 2019, 08:34 AM

Wild Dog
******
Senior Member
1,457 posts

Joined: Jun 2019
From: Hell
QUOTE(broken_heart @ Aug 13 2019, 08:32 AM)
hi guys, i tried to apply barcelona card but get rejected even i'm the existing card holders for MBB 2 cards platinum for more than 10 years.

MBB claimed that i still have outstanding payment from other parties which i have no idea as i cleared all the payments in time.

what should i do?
*
Get a copy of your CTOS Score or CCRIS report.
SUSCardNoob
post Aug 13 2019, 08:51 AM

Wild Dog
******
Senior Member
1,457 posts

Joined: Jun 2019
From: Hell
QUOTE(broken_heart @ Aug 13 2019, 08:49 AM)
Can you please share me how to get the report? thank you
*
https://forum.lowyat.net/topic/741069

CTOS Score
You have to buy. Alternatively, you can get one from RAMCI.
You can one free from iMoney too: https://www.imoney.my/credit-score

CCRIS: you can get free from BNM/AKPK

This post has been edited by CardNoob: Aug 13 2019, 08:53 AM
SUSCardNoob
post Aug 13 2019, 09:06 AM

Wild Dog
******
Senior Member
1,457 posts

Joined: Jun 2019
From: Hell
QUOTE(jefftan4888 @ Aug 13 2019, 09:02 AM)
Even for paid services such as RAMCI, you will only get to check your updated status once a month.

As for free BNM free CCRIS service, you can perform updated checking everyday. If you don’t need the scores, go for free service is sufficient.

Btw, I’ve both RAMCI and BNM CCRIS. In my experience, I think banks do not pay much attention to RAMCI or CTOS scores. They pay attention to the past experiences between you & them more. It will be easier if they have past good experiences with you before. Otherwise, prepare to be more patient with them.
*
BNM/AKPK office is not easily accessible like EPF or PTPTN office.
Of course if possible I rather not to pay for the credit report.
SUSCardNoob
post Aug 13 2019, 03:43 PM

Wild Dog
******
Senior Member
1,457 posts

Joined: Jun 2019
From: Hell
QUOTE(pisang @ Aug 13 2019, 03:40 PM)
"10% Cash back for all purchases made in the month of May (football season ends) and August (football season begins) and capped at maximum of RM 100 during the specified month."

sorry to ask, this 'specified month' refers to calendar month? meaning to said as long as i fulfill the requimrent within this month, i will get 10% cash back regardless of the statement date?
thank you in advance.
*
Calendar month; specifically on the whole May and August
SUSCardNoob
post Aug 13 2019, 04:39 PM

Wild Dog
******
Senior Member
1,457 posts

Joined: Jun 2019
From: Hell
QUOTE(wongmunkeong @ Aug 13 2019, 04:36 PM)
FYI - eCCRIS can be signed-up for at BNM or AKPK offices.
"1 time pain, all time gain" - pain of physically going there to sign-up for eCCRIS

I'm downloading happily every month for checking (any funny new loans/credit application) + tracking purposes smile.gif
*
There's only 1 BNM branch in the whole Penang island.
That area is a disastrous for car park and parking during lunch hours.
The same AKPK centre is also hosted within the BNM branch building.

To do this 1 time eCCRIS registration, I may have to take leave.
SUSCardNoob
post Aug 13 2019, 04:44 PM

Wild Dog
******
Senior Member
1,457 posts

Joined: Jun 2019
From: Hell
QUOTE(laymank @ Aug 13 2019, 04:43 PM)
I just couldn't understand why BNM is still stuck at year 2000 way of doing things, to register an account need to visit the branch in person. It's not like we have to physically deposit money to open account. All Fintech ewallets are already doing it online for goodness' sake.
*
My guess is for personal data security purpose.
All your financial data including EPF and LHDN data are highly valuable.
You won't want to jeopardize the leak.
SUSCardNoob
post Aug 14 2019, 11:31 AM

Wild Dog
******
Senior Member
1,457 posts

Joined: Jun 2019
From: Hell
QUOTE(Dexter @ Aug 14 2019, 11:22 AM)
If lucky can manage a parking slot inside BNM (open parking). RM1 for first hour i think, since I only take max 30 mins (if long queue),  I just pay RM1 without any hassle.

Gaotim in 10 mins (no long queue). Just verify ur IC with thumb print to setup your mobile number to recv first PIN (6 digits).

Use this PIN to create your account (e-CCRIS) in BNM portal.
*
Inside BNM Lebuh Light, Georgetown, Penang?
SUSCardNoob
post Aug 14 2019, 09:18 PM

Wild Dog
******
Senior Member
1,457 posts

Joined: Jun 2019
From: Hell
QUOTE(pigscanfly @ Aug 14 2019, 09:11 PM)
Hi guys, just wanna confirm, renewal of JPJ road tax using Maybank credit card, is not eligible for cashback right? Anyone tried before?
*
Depends on your payment channel.

Legendary image:
user posted image


SUSCardNoob
post Aug 14 2019, 09:28 PM

Wild Dog
******
Senior Member
1,457 posts

Joined: Jun 2019
From: Hell
QUOTE(pigscanfly @ Aug 14 2019, 09:26 PM)
Thanks for your reply. Care to elaborate further on the payment channels?
I believe if payment is done directly with JPJ, not entitled for cashback
If road tax renewal is done through insurance agent/ 3rd party, should be entitled for cashback?
*
If road tax is renewed at:

1. JPJ counters -> Government -> Not eligible
2. MyEG -> Government -> Not eligible
3. Pos office -> Postal service -> Not eligible
4. Motortakaful/Etiqa Takaful -> Insurance -> Eligible

This post has been edited by CardNoob: Aug 14 2019, 09:30 PM
SUSCardNoob
post Aug 15 2019, 05:35 PM

Wild Dog
******
Senior Member
1,457 posts

Joined: Jun 2019
From: Hell
QUOTE(Zekai1999 @ Aug 15 2019, 05:15 PM)
Pay AIA online insurance by using FCB VS should be entitle 10% for this month right? I dont see any t&c exclude insurance payment.
*
You have the answer already right?
SUSCardNoob
post Aug 16 2019, 03:38 PM

Wild Dog
******
Senior Member
1,457 posts

Joined: Jun 2019
From: Hell
QUOTE(red_scorpion @ Aug 16 2019, 03:36 PM)
DBKL , MPSJ Cukai taksiran are goverment service?
Anybody try and got cash back?
and Indah Water?tq
*
Very obvious that those two are government services.
IWK is utilies.

Legendary image:
user posted image
SUSCardNoob
post Aug 16 2019, 07:40 PM

Wild Dog
******
Senior Member
1,457 posts

Joined: Jun 2019
From: Hell
QUOTE(selinix @ Aug 16 2019, 07:26 PM)
oh come on , be realistic, i can't think of what so call preset criteria than they purposely do this for their sales team hitting quota hence the "no free gift" that the sales lady keep repeating on the phone and keep mentioning system problem system problem.. whistling.gif
*
Preset criteria meaning your info in their database is obsolete; could be years for existing MBB customers or from your most recent MBB card application.

How screw up is their system? Only their web system engineer or software developer knows ...

This post has been edited by CardNoob: Aug 16 2019, 07:43 PM
SUSCardNoob
post Aug 17 2019, 09:08 PM

Wild Dog
******
Senior Member
1,457 posts

Joined: Jun 2019
From: Hell
QUOTE(ronnie @ Aug 17 2019, 09:06 PM)
Anybody got special promo spend to get RM25 (for CC SST) free ? I kena reject terus say NO SUCH PROMO
*
Where you read this special promo spend to get RM25 (for CC SST) free?
SUSCardNoob
post Aug 18 2019, 08:05 AM

Wild Dog
******
Senior Member
1,457 posts

Joined: Jun 2019
From: Hell
QUOTE(coolguy99 @ Aug 17 2019, 10:52 PM)
This card no promo la. Can't even redeem via TP.
*
Maybe he's a Diamanté cardholder.

3 Pages < 1 2 3 >Top
 

Change to:
| Lo-Fi Version
0.0343sec    0.83    7 queries    GZIP Disabled
Time is now: 19th December 2025 - 06:16 PM