QUOTE(Ramjade @ Aug 2 2019, 02:15 PM)
Both.Credit Cards Maybank Visa Signature + Barcelona Visa Signature
Credit Cards Maybank Visa Signature + Barcelona Visa Signature
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Aug 2 2019, 02:21 PM
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#21
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1,457 posts Joined: Jun 2019 From: Hell |
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Aug 2 2019, 02:22 PM
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#22
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Aug 3 2019, 09:28 AM
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#23
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Aug 3 2019, 09:34 AM
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#24
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1,457 posts Joined: Jun 2019 From: Hell |
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Aug 5 2019, 02:28 PM
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#25
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1,457 posts Joined: Jun 2019 From: Hell |
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Aug 6 2019, 07:05 AM
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#26
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1,457 posts Joined: Jun 2019 From: Hell |
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Aug 13 2019, 08:34 AM
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#27
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1,457 posts Joined: Jun 2019 From: Hell |
QUOTE(broken_heart @ Aug 13 2019, 08:32 AM) hi guys, i tried to apply barcelona card but get rejected even i'm the existing card holders for MBB 2 cards platinum for more than 10 years. Get a copy of your CTOS Score or CCRIS report.MBB claimed that i still have outstanding payment from other parties which i have no idea as i cleared all the payments in time. what should i do? |
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Aug 13 2019, 08:51 AM
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#28
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1,457 posts Joined: Jun 2019 From: Hell |
QUOTE(broken_heart @ Aug 13 2019, 08:49 AM) https://forum.lowyat.net/topic/741069CTOS Score You have to buy. Alternatively, you can get one from RAMCI. You can one free from iMoney too: https://www.imoney.my/credit-score CCRIS: you can get free from BNM/AKPK This post has been edited by CardNoob: Aug 13 2019, 08:53 AM |
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Aug 13 2019, 09:06 AM
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#29
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1,457 posts Joined: Jun 2019 From: Hell |
QUOTE(jefftan4888 @ Aug 13 2019, 09:02 AM) Even for paid services such as RAMCI, you will only get to check your updated status once a month. BNM/AKPK office is not easily accessible like EPF or PTPTN office.As for free BNM free CCRIS service, you can perform updated checking everyday. If you don’t need the scores, go for free service is sufficient. Btw, I’ve both RAMCI and BNM CCRIS. In my experience, I think banks do not pay much attention to RAMCI or CTOS scores. They pay attention to the past experiences between you & them more. It will be easier if they have past good experiences with you before. Otherwise, prepare to be more patient with them. Of course if possible I rather not to pay for the credit report. |
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Aug 13 2019, 03:43 PM
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#30
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QUOTE(pisang @ Aug 13 2019, 03:40 PM) "10% Cash back for all purchases made in the month of May (football season ends) and August (football season begins) and capped at maximum of RM 100 during the specified month." Calendar month; specifically on the whole May and Augustsorry to ask, this 'specified month' refers to calendar month? meaning to said as long as i fulfill the requimrent within this month, i will get 10% cash back regardless of the statement date? thank you in advance. |
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Aug 13 2019, 04:39 PM
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#31
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QUOTE(wongmunkeong @ Aug 13 2019, 04:36 PM) FYI - eCCRIS can be signed-up for at BNM or AKPK offices. There's only 1 BNM branch in the whole Penang island."1 time pain, all time gain" - pain of physically going there to sign-up for eCCRIS I'm downloading happily every month for checking (any funny new loans/credit application) + tracking purposes That area is a disastrous for car park and parking during lunch hours. The same AKPK centre is also hosted within the BNM branch building. To do this 1 time eCCRIS registration, I may have to take leave. |
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Aug 13 2019, 04:44 PM
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#32
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1,457 posts Joined: Jun 2019 From: Hell |
QUOTE(laymank @ Aug 13 2019, 04:43 PM) I just couldn't understand why BNM is still stuck at year 2000 way of doing things, to register an account need to visit the branch in person. It's not like we have to physically deposit money to open account. All Fintech ewallets are already doing it online for goodness' sake. My guess is for personal data security purpose.All your financial data including EPF and LHDN data are highly valuable. You won't want to jeopardize the leak. |
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Aug 14 2019, 11:31 AM
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#33
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1,457 posts Joined: Jun 2019 From: Hell |
QUOTE(Dexter @ Aug 14 2019, 11:22 AM) If lucky can manage a parking slot inside BNM (open parking). RM1 for first hour i think, since I only take max 30 mins (if long queue), I just pay RM1 without any hassle. Inside BNM Lebuh Light, Georgetown, Penang?Gaotim in 10 mins (no long queue). Just verify ur IC with thumb print to setup your mobile number to recv first PIN (6 digits). Use this PIN to create your account (e-CCRIS) in BNM portal. |
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Aug 14 2019, 09:18 PM
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#34
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1,457 posts Joined: Jun 2019 From: Hell |
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Aug 14 2019, 09:28 PM
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#35
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1,457 posts Joined: Jun 2019 From: Hell |
QUOTE(pigscanfly @ Aug 14 2019, 09:26 PM) Thanks for your reply. Care to elaborate further on the payment channels? If road tax is renewed at:I believe if payment is done directly with JPJ, not entitled for cashback If road tax renewal is done through insurance agent/ 3rd party, should be entitled for cashback? 1. JPJ counters -> Government -> Not eligible 2. MyEG -> Government -> Not eligible 3. Pos office -> Postal service -> Not eligible 4. Motortakaful/Etiqa Takaful -> Insurance -> Eligible This post has been edited by CardNoob: Aug 14 2019, 09:30 PM |
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Aug 15 2019, 05:35 PM
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#36
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1,457 posts Joined: Jun 2019 From: Hell |
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Aug 16 2019, 03:38 PM
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#37
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1,457 posts Joined: Jun 2019 From: Hell |
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Aug 16 2019, 07:40 PM
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#38
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QUOTE(selinix @ Aug 16 2019, 07:26 PM) oh come on , be realistic, i can't think of what so call preset criteria than they purposely do this for their sales team hitting quota hence the "no free gift" that the sales lady keep repeating on the phone and keep mentioning system problem system problem.. Preset criteria meaning your info in their database is obsolete; could be years for existing MBB customers or from your most recent MBB card application.How screw up is their system? Only their web system engineer or software developer knows ... This post has been edited by CardNoob: Aug 16 2019, 07:43 PM |
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Aug 17 2019, 09:08 PM
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#39
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Aug 18 2019, 08:05 AM
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#40
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