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Credit Cards Maybank Visa Signature + Barcelona Visa Signature

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TSHuman Nature
post May 3 2020, 01:58 AM

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QUOTE(SwarmTroll @ May 3 2020, 01:36 AM)
I'm guessing there's no way to sort of waive off the SST charges? I.e. spending a specific amount to waive off like how PBB does, or perhaps using Treatpoints from my M2C AMex?
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Not possible for this card
TSHuman Nature
post May 4 2020, 11:26 AM

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QUOTE(prescott2006 @ May 4 2020, 11:15 AM)
Hi, will I get rebate for the following transaction:
1. TIME broadband bill
2. Bjak insurance renewal
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Yes. You may refer to page 1 for the exclusion list
TSHuman Nature
post May 4 2020, 08:40 PM

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QUOTE(hansjkv @ May 4 2020, 07:21 PM)
Just got off the phone with Maybank over some cash rebate figures mismatch, thought I should share it here.
How do you managed to get the conversation script? From your memory or any apps?
TSHuman Nature
post May 12 2020, 04:34 PM

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QUOTE(#Victor @ May 12 2020, 02:21 PM)
i don't mind paying back the RM44 cashback, what i mean is whether i can spend RM1000 this month to get full cashback (RM56) or RM3200?
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You need to check with the specific bank. My experience with PBB, they consider it as negative transaction and didn't give me the CB. But reversed after I made a complaint.
TSHuman Nature
post May 13 2020, 09:49 PM

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QUOTE(hamjipeng @ May 13 2020, 09:42 PM)
Hi guys, want to ask if there is any way to get back sms alert for transactions, esp on credit cards?

I am tired of the push notification in app as I'm constantly not getting notifications. The purpose of sms is to detect and prevent fraud, this is the first bank that removes SMS alerts  ranting.gif Tried deactivating device and uninstalled app but doesn't work.

Thanks
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I stopped getting sms alert since they implemented the pin input. Nothing to do with the app, i think
TSHuman Nature
post May 13 2020, 10:28 PM

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QUOTE(hamjipeng @ May 13 2020, 10:27 PM)
Aiyo really sien, I very much prefer sms, can we start a petition to get smses back lol
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i used to fight with the banks for the sms alert...now old and lazy tongue.gif
TSHuman Nature
post May 13 2020, 11:20 PM

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QUOTE(hamjipeng @ May 13 2020, 10:46 PM)
Maybe I should try to go fight too haha
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Yeah, go for it. Time for young people to voice out. The sms alerts have been useful
TSHuman Nature
post May 15 2020, 10:30 AM

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QUOTE(engyr @ May 15 2020, 04:46 AM)
I never download the app. Thus I receive sms notification.
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I don’t have the apps too but didn’t get notification
TSHuman Nature
post May 15 2020, 01:09 PM

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QUOTE(engyr @ May 15 2020, 01:07 PM)
Did you downloaded it, install & uninstall before?
I never downloaded and log in it.
user posted image
No choice. I sacrifice it.
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Nope, never install it. I still get alerts for the petrol usage, not for the rest.
TSHuman Nature
post May 17 2020, 08:28 PM

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QUOTE(andrewtho @ May 17 2020, 08:20 PM)
I received my card 2 working days after I received the SMS approval - very impressed with the delivery of the card.

I remembered the centre staff told me that I can self collect after 3-5 working days from approval SMS, I instead went for postage and it arrived after 2 days. I have since then maxed the cap of RM100 cashback within the few days of owning the card. Make full use of your benefits  laugh.gif
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Remember ya, RM100 cap is only for May and Aug. RM50 for other months
TSHuman Nature
post May 21 2020, 09:04 PM

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QUOTE(leanman @ May 21 2020, 08:58 PM)
I have a very good profile, debt free, holding their Maybank2 card, applied for Barcelona card twice but also rejected. Maybe because I am debt free?
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You are using CC so you already have credit record. Nothing to do with debt free or not.
TSHuman Nature
post May 21 2020, 09:56 PM

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QUOTE(leanman @ May 21 2020, 09:53 PM)
I don't think i have done a CTOS report
I thought so too
Don't really understand this, my current CCRIS report; (OS Balance) 6636 / (Limit) 469,500. Just noted that some old cards already cancelled but the Limit is still reflecting in my CCRIS. could this is the reason?
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Maybe. But you are already holding their M2cards, will be sharing CL with FCB.
TSHuman Nature
post May 22 2020, 12:59 PM

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QUOTE(hakkai0810 @ May 22 2020, 12:55 PM)
have a question regarding may 10% cashback
1) i spend RM1k within May and the trx posted in may, i will get RM100 for cashback for month of May right?
2) i spend another RM500 in 31/5 and the trx posted in June, will I get RM50 for cashback for month of June?

Thanks in advance.
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Yes
No
TSHuman Nature
post May 29 2020, 03:15 PM

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delete

This post has been edited by Human Nature: May 31 2020, 11:18 PM
TSHuman Nature
post May 29 2020, 03:43 PM

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QUOTE(MGM @ May 29 2020, 03:36 PM)
Why not? Last August it was still workable right?
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I thought the loophole has been closed? Can someone confirm? hmm.gif
TSHuman Nature
post May 31 2020, 01:38 PM

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QUOTE(Duckies @ May 31 2020, 01:35 PM)
Eh did Maybank Barcelona Visa Signature changes the T&C recently? I purchased a mobile phone using this card on May and I just got the statement, I didn't get the RM100 rebate.

EDIT: Or is it supposed to go at the end of June's statement? I can't remember  sweat.gif
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If you have been using this card for awhile, you will know that the rebate will only be reflected on 1st or 2nd of the month
TSHuman Nature
post Jun 1 2020, 01:00 AM

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QUOTE(xeon1989 @ Jun 1 2020, 12:19 AM)
I spent RM500 with FCB yesterday.
The shop performed settlement in front of me.
However, transaction still not shown until now.

Is it settlement means posting?
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usually will take 1-2 days to be posted
TSHuman Nature
post Jun 2 2020, 02:04 AM

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QUOTE(MilesAndMore @ Jun 2 2020, 01:02 AM)
Definitely you will. I help my mom to renew her two cars motor insurance with eTiQa online and pay using MBB FCB VS twice a year and never failed to get cash back.
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I think he is referring to the 10% CB loophole for payment made in May and posted in June 🤔
TSHuman Nature
post Jun 4 2020, 05:17 PM

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QUOTE(bryan_x00 @ Jun 4 2020, 05:15 PM)
Hi if got refund to the cc but no spending, the cb will be negative or 0?
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will show negative
TSHuman Nature
post Jun 10 2020, 10:10 PM

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QUOTE(jas029 @ Jun 10 2020, 09:57 PM)
if application been rejected, need to wait 6 months in order to re-apply?
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usually that is the case

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