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 APPLE PAY IN MALAYSIA, Official arrives in Malaysia! Aug 2022!

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skycrew
post Jan 8 2020, 03:59 PM

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QUOTE(PHI_1.618 @ Jan 6 2020, 03:35 PM)
agree...and i really hate those eWallets that need you to topup. Ended up you have money balance all over the places. Hence I mostly only use Fave Pay. They deduct my CC directly. The only Topup eWallet I am using is TnG. That one no choice...coz RFID  sweat.gif
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TnG can directly deduct from card. No need topup
skycrew
post Jan 9 2020, 05:00 AM

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QUOTE(yongtjunkit @ Jan 8 2020, 04:50 PM)
TNG RFID must use touch and go E-wallet
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let me rephrase,

for tng e-wallet, it can deduct directly from your credit/debit card provided that you set your credit/debit card as a quick payment
skycrew
post Jan 9 2020, 01:15 PM

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QUOTE(PHI_1.618 @ Jan 9 2020, 10:13 AM)
Yes...this is one of their latest features called donno what quick payment. You can spend even though your wallet doesnt have enough balance. After you spend then they will deduct the amount from you CC. And also the auto-reload function when your balance falls below a certain amount...

Then this raise another Q....why still so many stupid drivers stuck in RFID toll for not sufficient balance? I am not saying those stuck because it cannot detect your RFID, but those that detected and u see the screen/signboard says not enough balance... rclxub.gif
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i dont know, i already banned that stupid rfid.

smart tag + pay direct is better
skycrew
post Aug 16 2024, 11:07 AM

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QUOTE(liberty0480 @ Aug 15 2022, 09:28 PM)
Further to what @KaiHD has mentioned, in Australia, merchants are LEGALLY ALLOWED to pass card payment-related charges (MDR, terminal rental etc) to consumers if they choose to (normally between 1.0%-2.0%).

Locally in Australia, there is a locally operated Card Network like MyDebit called "eftpos". Generally, there are 3 types of merchants that I have met:
1. Don't charge surcharge at all (typically larger companies who can stomach the fees).
2. Discriminate between Visa/MC and eftpos, with the latter not being charged a fee (like Aldi and some restaurants).
3. Charge surcharge when you use *whichever* card for payment.

Initially when Apple Pay launched in Australia many years back, only Visa/MC/AmEx is supported. eftpos was a relatively new addition to Apple Pay (Google: "Apple Pay Australia eftpos support").

Since the merchant can legally pass card charges to consumers so long that they indicate upfront, consumers can choose which payment method to use (Cash, eftpos or Visa/MC).

Hopefully one day MyDebit would be supported in Apple Pay; could be a very long shot. However the good news is that PayNet (operator of MyDebit) has gotten approval for Token Service Provider from the EMVCo.

*It surprised me that Aussies don't mind the 1-2% charge for convenience even if the merchant offer 0% charge for eftpos. All it takes is for the user to pick eftpos and reauthenticate with Face ID*

user posted image
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we are working hard to meet the deadline next year. knowing apple abit "kerek", missing the deadline means we will be moved to the end of the queue.
skycrew
post Aug 17 2024, 09:43 AM

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QUOTE(BYJK @ Aug 17 2024, 01:33 AM)
Can I ask who “we” is and what deadline are they trying to meet? Are you saying MyDebit will be supported on Apple Pay just like eftpos in Australia?
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yes
skycrew
post Feb 19 2025, 07:23 PM

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QUOTE(BYJK @ Feb 18 2025, 09:28 PM)
Any progress update on this?
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wip. in uat stage. Hopefully can go live Q2 or Q3 this year
skycrew
post Mar 21 2025, 11:04 AM

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QUOTE(BYJK @ Mar 20 2025, 03:35 PM)
Found this 2023 paper by Australian Payments Plus that features a study on MyDebit/PayNet in Malaysia.

Interesting find was this sentence, which lines up with what you said (not that I was doubting you): “ In September 2022, the international card networks introduced mobile payments (Apple Pay, Google Pay). PayNet is now exploring mobile payment capability for MyDebit to address the issue of the default routing requirement being circumvented at MyDebit merchants through the debit card provisioned on a mobile payment.”
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just that last time I said its ready by q2/q3, i think it will drift a bit.
skycrew
post Oct 10 2025, 11:17 AM

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QUOTE(BYJK @ Feb 18 2025, 09:28 PM)
Any progress update on this?
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First successful production txn last week. Coming soon to public icon_rolleyes.gif
skycrew
post Oct 13 2025, 01:44 PM

-sKy-
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QUOTE(Marcus Cody @ Oct 13 2025, 01:24 PM)
Any clues what bank will be supported? Or all the bank debit card with myDebit will be supported by default?
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if im not mistaken, there’s a requirement set by apple to have xxx amount of txn. So small bank might not able to get it.



 

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