Apple Pay, Samsung Pay or Android Pay are all using NFC that our credit cards are using. All terminal that accept NFC or Paywave will be able to support it. Samsung Pay even support MST that it can work on terminal that can swipe card.
Reason why we still cant use Apple Pay cause Malaysia credit and debit card cant be added onto the Apple Pay.
Is either Apple never approach local banks or local banks never approach Apple. Apple never charges fees on using Apple Pay. Samsung Pay and Apple Pay work the same way so I dont see is a technology issue. And I dont see is our bank concern cause they allow for Samsung Pay.
My guess is Msia is one of the top credit card fraud country in the world so Apple is reluctant to introduce it in Msia due to security risks.
APPLE PAY IN MALAYSIA, Official arrives in Malaysia! Aug 2022!