As topic, can we use Apple Pay in malaysia?

Hey brother, don’t take your own thinking as a fact la....

Do some research how does contactless payment works. Apple Pay, Android Pay or Samsung Pay almost works on all existing PayWave / PayPass terminal as long as local banks in your country makes your Apple device supported with their bank.

Apple Pay uses NFC technology to simulate as additional paywave card wirelessly instead of physically.

Your phone just act like a tag.

If your phone lost, call bank to remove your phone from your linked bank card withour replacing new atm/debit/credit card. It makes your life easier and not making apple rich.

Sounds like Android fanboys making noise here. The mechanism of contactless pay info available on internet.

Hope this helps you gain your knowledge and minimizing peoples got mislead by your statement.

Resources: iPhone Apple Pay user in Singapore.

Paywave, you still need to bring all the cards in your wallet. Apply pay is a feature that saved the credit card virtually inside your phone. You dont need to bring all the cards with you together.