I am understand that each firm is looking for profit, especially banker.

Most of the bank were advertised about the business loan, the business loan is offer for those who is going to expend their business, not for new business.

So, we don't have chance to start the business if we are lack of capital.

I am facing this issue too, wish to start a business but i don't have capital to invest. looking forward to bank for business loan, but all rejected.

SME bank is advertised that the loan is offer for new business , but the condition is your company need to establish 2 to 3 yrs without any lose, do you think this is fulfill as " new business " ?