QUOTE(Imleonardlim @ Sep 8 2016, 11:14 AM)
Think twice..
Spend wisely..
Definitely.. thats why asking advice and feedbacks from all the Gurus here...Spend wisely..
Not rich a guy with money to throw around
HLA : Prime Wealth, Not so bad?
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 Sep 8 2016, 11:17 AM
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#21
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Senior Member
9,333 posts Joined: May 2009 
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Not rich a guy with money to throw around |
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Sep 8 2016, 02:58 PM
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#22
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Senior Member
9,333 posts Joined: May 2009
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QUOTE(Showtime747 @ Sep 8 2016, 02:20 PM) With return ~4-5% from the plan, buy blue chip shares better. Maybank DY now >5-6% price RM7.xx. In 9 years time, chances are price will increase. You have RM100k per year, even buy property for rental is better although rental yield could be around 3-4% only. In 9 years time, the price is at another level I'm not properties savvy... only have one extra cause I upgrading and keeping the old one to rent out for long term... equities also me limited.. mostly in SIngapore which also acts as a currency hedge... Anyway spoek to the agent... Scratch this plan... not for me  Once again thanks for all the positive feedback/advice... learnt a fair bit from this thread. |
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Sep 8 2016, 04:04 PM
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#23
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Senior Member
9,333 posts Joined: May 2009
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QUOTE(Imleonardlim @ Sep 8 2016, 03:59 PM) The agent must be feeling down. Some more raining heavily.. You are right... susah cari makan.. I'm not like most of the Taikors here got lots of money to fling around.. all hard earned blood and sweat $$ leh Susah nak cari Makan la..  |
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Nov 28 2016, 11:49 AM
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#24
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Senior Member
9,333 posts Joined: May 2009
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QUOTE(ray123 @ Nov 24 2016, 10:11 AM) Just came across this thread, I am getting the same offer. Did the TS get any conclusions? Conclusion is look elsewhere. |
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Nov 28 2016, 05:54 PM
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#25
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Senior Member
9,333 posts Joined: May 2009
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QUOTE(deadravel @ Nov 28 2016, 05:30 PM) i ask my fren whether is this gooding xia. my fren HLA DOnt need jor...I did the maths, huge misrepresentation by the Agent. |
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Nov 29 2016, 10:23 AM
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#26
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Senior Member
9,333 posts Joined: May 2009
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There is one thing against such "force saving, low return" plan...
Infaltion... especialyl in Malaysia when our Currency is going down the drains steadily... RInggit is currently at its LOWEST against USD EVER... With fears of inflation due to weak currency, bad economic planning, and fear of GST increaing looming.. all these low returns plan are less attractive cause at the end of the tenure you might end up with less money then u started with.. |
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