If I select USD as my default currency and purchase items in USD, how does paypal charge to my credit card? Is it in USD or MYR?

Wish to clarify. Is it credit card bank's rate or paypal's rate?
Meaning paypal will charge USD to your credit card and the credit card bank will convert
OR
paypal will convert to MYR and then charge to your credit card in MYR.

Merchants can choose to ship only to confirmed addresses on paypal, which means the billing address and the shipping address on paypal must be the same. This 'security feature' has long been around as a protection to the merchants to avoid frauds.



This post has been edited by tskhang: Mar 2 2012, 05:03 PM

This 'security feature' is entirely up to the merchant whether they want it or not, in this case Timberland is one of them. There are many well known online stores that practices this policy as well.

This feature is not meant to prevent you from using a non-US issued card per se. As I said, this feature's main use is to prevent fraud, eg in the event someone has access to your paypal account to buy stuff and then shipping it to the thief's address instead. Without this feature, the transaction would have been successful. This is being used within the US itself. Of course, the merchant can choose to be lenient on alternate shipping address, but again it depends on the merchant.

Don't be surprise if merchants that accept international orders, checked to see if your address is listed in your paypal account as well before shipping.

Another thing you might need to check is if they ship to mail forwarders like VPOST. SOME merchants that don't ship overseas won't ship to mail forwarders as well. Even if you try to keep quiet about it, they will know the address belonged to VPOST.


Bro, you tried with Newegg before.

It should be first name: xiao ming and last name: tan.

Probably Maybank blocked this online transaction. You should contact them to notify your intention so that they can do what's necessary for this to go thru.

Are you purchasing in foreign currency? If you are, Bank Negara dictates that MYR conversion is not allowed is not allowed. Therefore, although you have a balance in MYR, it cannot be converted to foreign currency.

Do you have balance in your paypal account? What currency is your paypal balance? What currency are you using for your purchase?

Since you have nothing in your Paypal account, then they would ask for your alternative payment method to fund your purchase, ie credit card/debit card/bank account.

Nope, even if your add in your credit card, you would still be unverified, unless you choose to verify it to remove the limit. But nonetheless, if your purchase is less then the limit they given you, and your status is still unverified, you can still purchase it.

You should add your credit card into your paypal account first (properly set up your paypal account) before you purchase anything.

This post has been edited by tskhang: Jan 5 2013, 03:27 PM

You use paypal so that you don't have to expose your credit card information to the merchants. Just assume that your credit card is hiding behind your paypal id. When you pay using paypal, you need to login to your paypal account at the checkout page. If not, then how will they know who is paying for the items.

Refer here under Exhibit A - 4c
https://cms.paypal.com/my/cgi-bin/marketing...%20A%20-%20Fees.

If using credit card to fund the transfer, it will use the credit card's exchange rate.

This post has been edited by tskhang: Mar 4 2013, 11:35 AM