QUOTE(Aaron1988 @ Feb 19 2009, 08:27 PM)
1. Do you mean we can't buy paypal funds ourselves?
2. Actually Paypal is it just work as a third party that when I buy an item from some place like Ebay, but I pay them by my debit card through Paypal? (does this mean I don't have to have balance of money in my Paypal) ? *I hope u guys understand what I mean*
3. How do those sellers get Paypal funds? Why some willing to sell cheaper than market rates? I saw one from Lowyat selling 3.40$ if purchase over $100, and 3.45$ for lower than $100 (reputable seller).
From what I understand...
1) Yes we can't buy it the funds from an official source (paypal) ourselves. No such option.
2) You can just store enough money in your debit card and pay for the ebay item using paypal. It'll show up in your debit card monthly statement. Yes, you don't need to have paypal funds to buy from ebay. Paying with your debit card through paypal is also another way.
3) From what I gather, they sell stuff, they get money in their paypal account. Paypal doesn't credit the money earned from their sales into their cards you see. They credit the money as paypal funds into their paypal accounts instead. So their options are either to withdraw the money (which some deem as troublesome, more exp etc etc) or to sell to people who are willing to buy. And if they don't sell cheaper than market rate who's going to buy from them? Might as well pay using our card right. To attract buyers, then they put a lower price lor.
QUOTE(stupid @ Mar 4 2009, 11:26 PM)
a simple questuon
if i wish to have 300 usd in my paypal account
(assumed rate 1 usd=rm3.8)
how much do i need to pump into my debit card account(in RM)?<as i heard only can use 75% amount
how much transaction fee(in usd) will cost me if i buying an 300 usd item?
advise me,thanks
Just put in enough money lar. It won't be 75%, probably they will hold up RM30 or so, depends on the bank. Call and ask. It does not hurt to have extra in your card, and you can always withdraw it back out later. So put in more than less is always good.