Hi guys, I'm new to paypal.

What happens if I don't add a credit/debit card to my paypal account? Can I still use it? Because I read in the Paypal site which states that if I don't verify my card with them my account has a payment/receipt limit. Does that mean I still can use it to buy items online without attaching a card to the account?

Just to clarify, I have not added a card to my Paypal. When I click check out on a website and login my paypal there, it asks for my credit card number. Does this mean it's a 1 off payment (i.e. paying without attaching it to paypal)

Any pros and cons?

Thanks for your reply.

Actually I clicked checkout, then it asks for my paypal login details so I logged in. But I didn't link my card to Paypal so it asks for my credit card number under the paypal column.

How does it work actually? Using Paypal without linking a card?

There's nothing in my account. It's new. Trying to purchase in USD.

Just curious if I enter my credit card at the paypal checkout is it the same as linking my card to my paypal?

I see, so in the end I will have to link my card to paypal.

How safe is paypal actually? Thought of linking to my MBB debit card but kinda scared as all my savings is in there

I'm curious about the credit card option. It's still under paypal right? But if can pay through credit card why would they require me to login paypal in the first place?

I added a debit card to my paypal. But I notice there's a section under "profile" tab which says add bank account.

What's the difference/uses between those 2?

Hey guys, I have linked my debit card to my Paypal, and used it several times to buy stuffs overseas. Usually its relatively simple, add item to cart and just checkout with Paypal.

However, now I want to buy some stuffs from a guy who does not own a website. He said he accepts Paypal, but I have no idea how to send money/pay him using paypal. Under the "send payment" tab in Paypal, what info of his do I need? His email/phone number(because he just mentioned to pay using Paypal without providing me any details)?

Also will he be charged if I paid him using this method? He mentioned Paypal charges him 45USD fees but my item actually costs ~60USD only.

Why do you say I should not proceed with payment?

Lets just say, for future reference, if I proceed with the payment, what details do I actually need from the seller to direct the payment to him/her?

Oh I see, so I need his email address only?

No, actually he did not ask me for 45USD, he just said don't transfer yet because the fees is high. Maybe there's some miscommunication because as you said the fee is not that high.

May I ask what is the buyer protection? I vaguely remember reading that if I don't receive my item within 30 days or so I should raise a dispute in paypal, Then after another certain period if still not settle with buyer I can escalate to a refund, right?

Thanks for explaining to me!