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PayPal discussion thread, No PayPal fund sales allowed!
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 Nov 2 2011, 05:23 PM
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#1
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100 posts Joined: Nov 2007 From: Selangor   
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On how to link Paypal and Maybank: http://me.zestful.org/tutorial-link-mayban...rd-with-paypal/
Steps should be similar with other banks as well, as other banks should have something similar to Maybank's Maybankcard Secure Online Shopping Registration thingy. I had a very hard time finding out how to link my card to Paypal at first, with 3 different branches telling me I can't, when their brochure clearly states can -.-" The bloglink above was a godsend  |
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Nov 15 2011, 06:30 PM
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#2
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100 posts Joined: Nov 2007 From: Selangor
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QUOTE(Blues03 @ Nov 15 2011, 02:05 PM) I tried to pay using paypal that linked to my AMEX card at a website : www.thepoplook.com but when I click on pay by paypal, it said my account linked to AMEX card but I cannot continue the payment process..does anyone know why this is happen? I'm not sure, but I believe AmEx should have something similar to Maybank's Maybankcard Secure Online Shopping Registration right? If yes, then you need to activate that first. Any website that accepts Paypal will accept Paypal regardless of how you top up your money.is all website that accept Paypal will let us pay using AMEX linked to paypal? thanks  It's as if Paypal is a bank. As long as the shop accept's Paypal's "credit card", they won't care how you pay the "credit card" bill one, since that is between you and Paypal and has nothing to do with the shop. |
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Nov 15 2011, 08:51 PM
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#3
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100 posts Joined: Nov 2007 From: Selangor
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QUOTE(Blues03 @ Nov 15 2011, 08:30 PM) it's so weird because my account already linked with my AMEX, but when I want to check out and pay,i login to my paypal account..and on the payment page..there's no options i can choose to use my AMEX..does anyone know why? I had that same problem when I first linked my Maybank card to Paypal, but I could add and verify my card after doing that Maybankcard Secure Online Shopping Registration thingy. Did you check that, and did you also try linking it again? |
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Nov 23 2011, 09:24 AM
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#4
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100 posts Joined: Nov 2007 From: Selangor
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QUOTE(GroundMan @ Nov 23 2011, 02:24 AM) is there any difference in conversion rate if funds are deducted directly from paypal account vs from debit card?? got, at least for me during most of my transactions. usually just plus/minus less than RM1 one, though at times I've had RM3+ difference. |
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Nov 23 2011, 05:31 PM
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#5
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100 posts Joined: Nov 2007 From: Selangor
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QUOTE(Iliveunderwater @ Nov 23 2011, 05:10 PM) Hi, I haven't been updated lately, but what happened to all those people selling paypal services? Why is it not allowed anymore? That is now against forum rules. There were too many scammers. Basically what they did was 1) get payment, don't transfer Paypal or 2)transfer Paypal, get payment, reverse Paypal transfer |
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Nov 23 2011, 08:24 PM
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#6
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100 posts Joined: Nov 2007 From: Selangor
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if your status is verified, that means paypal already accepts your card, so it should be no problem to do wtv you want to do.
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Dec 6 2011, 10:04 PM
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#7
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100 posts Joined: Nov 2007 From: Selangor
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QUOTE(hikari85 @ Dec 6 2011, 06:35 PM) does lowyat.net still got ppl sell paypal fund(USD)? cos searching around but not found no, as it is against forum rules to do so. too many fraud/scam cases |
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Dec 24 2011, 11:34 PM
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#8
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100 posts Joined: Nov 2007 From: Selangor
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QUOTE(alexanderclz @ Dec 24 2011, 10:43 AM) hi guys, you don't link it to your bank account directly, but to your credit or debit card. If you're linking using a debit card, then yes, it's a direct deduction from your bank account. The Paypal and Bank rate is slightly different though, so expect slight differencesjust wanna ask if i link the paypal account to my bank account, does it mean that if i buy something in usd, it will be deducted directly from my bank account? thanks |
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Jan 21 2012, 10:05 AM
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#9
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100 posts Joined: Nov 2007 From: Selangor
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QUOTE(adin70 @ Jan 21 2012, 04:00 AM) pls help..i bought something from ebay how do i pay the item via maybank debit card which is verified through paypal?how to link the debit card?thx I already posted this link a couple of pages behind. If you searched the forum you should have found it.http://me.zestful.org/tutorial-link-mayban...rd-with-paypal/ |
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Feb 2 2012, 02:59 PM
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#10
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100 posts Joined: Nov 2007 From: Selangor
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QUOTE(tskhang @ Feb 2 2012, 02:48 PM) Wish to clarify. Is it credit card bank's rate or paypal's rate? Paypal will charge your card in USD, then bank will convert with their rates and charge you in RMMeaning paypal will charge USD to your credit card and the credit card bank will convert OR paypal will convert to MYR and then charge to your credit card in MYR. |
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Feb 3 2012, 10:41 AM
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#11
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100 posts Joined: Nov 2007 From: Selangor
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QUOTE(nizikila @ Feb 3 2012, 10:11 AM) hi The payment will be to your Paypal account. If you make purchases, Paypal will use what money you have in Paypal first before tapping into your card. If you want to transfer the balance in Paypal to your Maybank account, you can but you will be charged (RM20 I think) per transaction that's below a limit (RM200 I think)so now i got it that with debit card, we can straight buy from ebay or etc as long as there is money in our maybank account. but how if i want to sell in ebay? let say the buyer pay via paypal, will the money directly transfer to my maybank account or it will be credit to my paypal account? if paypal, how to transfer it to maybank? hope someone can answer it tq |
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Feb 3 2012, 05:29 PM
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#12
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100 posts Joined: Nov 2007 From: Selangor
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QUOTE(kennethbta @ Feb 3 2012, 03:56 PM) so if above rm200 no charges? yup, if I remember correctly. It's stated somewhere in the FAQ one |
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Feb 5 2012, 02:44 PM
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#13
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100 posts Joined: Nov 2007 From: Selangor
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IMO both should be the same, except for minor safety and convenience issues.
Topup would be more inconvenient, as you'll have to keep on going to the bank/atm to topup, while if you link your card then as long as your account has cash can d. But, if you topup only, if somehow Paypal has a security breach then only your bank account no will be compromised. If you link your card, then they could possibly use that info to shop online first =/ |
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Feb 5 2012, 03:44 PM
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#14
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100 posts Joined: Nov 2007 From: Selangor
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QUOTE(kennethcherng @ Feb 5 2012, 03:06 PM) Is it really safe for using Paypal? Please search through this thread, this question has been asked and answered a million and one times. In a nutshell, it's safer than direct bank transfer. |
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Feb 6 2012, 12:05 AM
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#15
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100 posts Joined: Nov 2007 From: Selangor
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QUOTE(nizikila @ Feb 5 2012, 08:26 PM) Thanks guys.really helping.one last question Yup, that's correct. If the item cost is RM40 only, then your maybank account will be untouched.So let say i have rm50 in my paypal acc n i want 2 buy thing that costs rm80.so they will minus rm50 from my paypal acc n debit another rm30 frm my maybank acc rite? Correct me if im wrong tq QUOTE(kamenslasher @ Feb 5 2012, 11:05 PM) thanks 4 da info! 1) As far as I know, the bank doesn't charge any fee as the transaction is like a normal credit card purchase only, but since it's in another currency they will convert to RM using their rates la.actually i had link my card and bought 4 items from ebay. 1st time topup, the other 3 link rhb debit card. just wondering is there any charges actually because last time i bought an item, the conversation rate is: Jan 18 = 1 Malaysian Ringgit = 0.312050 U.S. Dollars @ 1.00 USD = 3.12050 MYR Jan 28 = 1 Malaysian Ringgit = 0.320625 U.S. Dollars @ 1.00 USD = 3.320625 MYR i know the conversion rate keeps changing from time to time but today's conversion: Based on XE converter : Feb 2 = 1.00 USD = 3.01000 MYR Based on RHB topup : Feb 2 = 1.00 USD = 3.06000 MYR So my questions: 1) Do the bank charge any fee? 2) Topup rhb and link debit rhb conversion rate is the same? Thanks... 2) Sorry, can't help you there, but should be the same rate one |
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Feb 6 2012, 10:25 PM
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#16
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100 posts Joined: Nov 2007 From: Selangor
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Did you check what was Paypal's rate? Paypal's rate is slightly higher than the usual exchange rate one. What is finally charged to your debit card will be the bank's rate, not Paypal.
Anyone who knows can verify how the rates go? |
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Feb 8 2012, 10:55 AM
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#17
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100 posts Joined: Nov 2007 From: Selangor
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QUOTE(banie89 @ Feb 8 2012, 10:31 AM) hye guys. actually this is my first time using paypal. i ordered some items from kitbag.com but suddenly it out of stock & kitbag refund my money back. i'm using maybank debit card. i check on my paypal, it says that kitbag has refund my money to paypal, & paypal has refund my money to my bank account. last night i check, there's no money from paypal at all credit to my account. i google'd and even look in paypal discussion forum but none of it can solve my problem. how long does it took to get my money back? *sigh. usually 3 working days, sometimes 5 working days. chillax, monday and tuesday public holiday ma, plus need to wait a few days.. you should get the refund into your maybank account either by end of this week or mid next week. Maybank's quite fast one usually, so should be end this week kwa |
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Feb 11 2012, 01:06 PM
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#18
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100 posts Joined: Nov 2007 From: Selangor
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QUOTE(leowjc @ Feb 11 2012, 11:50 AM) how do i do that with credit card? just choose another currency. Paypal will charge your card in that currency (if you linked your card, not topup), and your card will convert using the bank's rates to finally charge you in RM |
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Feb 11 2012, 11:14 PM
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#19
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100 posts Joined: Nov 2007 From: Selangor
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QUOTE(leowjc @ Feb 11 2012, 01:13 PM) yes, it converted the currency. but after that it reversed the transaction back, swt. Is that the whole section d? Coz if you see nicely, there's a $13.69 charge in the end.Feb 10, 2012 Charge From Credit Card Completed Details RM42.60 MYR Feb 10, 2012 Currency Conversion Completed Details -RM42.60 MYR Feb 10, 2012 Currency Conversion Completed Details $13.69 USD Feb 10, 2012 Reversal Completed Details $13.69 USD Feb 10, 2012 Currency Conversion Completed Details -$13.69 USD Feb 10, 2012 Currency Conversion Completed Details RM42.60 MYR Feb 10, 2012 Credit to Credit Card Completed Details -RM42.60 MYR and i can't find where to select currency for credit card If you pair them up and arrange, RM42.60 -RM42.60 $13.69 -$13.69 $13.69 RM42.60 -RM42.60 |
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Feb 13 2012, 06:37 PM
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#20
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100 posts Joined: Nov 2007 From: Selangor
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QUOTE(megaten_freak @ Feb 13 2012, 06:31 PM) Hello~ I hope someone can help me. As far as I know, there's no charge or charge is very minimal. I've been buying stuff using Paypal with my CC linked to it, and what I get charged is usually only more or less RM1-2ish from the Paypal conversion rate. I'm not 100% sure why there's that difference, but IMO it's not a charge by Paypal/bank, but just that bank's exchange rate is different than Paypal's.It has been a while since I last use my Paypal acc to buy something, so what I want to know is does Paypal charge fees if I don't have any Paypal balance when I buy something using my debit card (linked to Paypal)? or if visa charge fees for using debit card? Let's say the amount that I have to pay is around 100USD will it still be 100USD or more when I use my linked debit card? 8( Sadly the shop only accepts Paypal. 8/ |
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