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 Fixed Deposit Rates In Malaysia V. No.14, Strictly for FD Discussion Only

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dannyw
post Nov 8 2016, 11:16 AM

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QUOTE(mamamia @ Nov 8 2016, 11:02 AM)
almost immediately after u relogin
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Serious? I'm doing that, about 15 minutes still waiting...

heartbeat damn fast...... like when going to appear?

Direct appear in eFD, right? won't sit at Saving, then place FD again, right?
dannyw
post Nov 8 2016, 11:51 AM

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QUOTE(jctasoga @ Nov 8 2016, 11:38 AM)
I have waited nearly 45 mins edi... still no update. mine is from OCBC la... already deducted from my ocbc account...
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Ya, can understand your feeling, same as mine! Going to be 50 minutes.

My from MBB, money gone from there, and floating somewhere, waiting for it to arrive.....

Guess system too busy. But if need 1 hour consider long....
dannyw
post Nov 8 2016, 11:53 AM

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QUOTE(cherroy @ Nov 8 2016, 11:51 AM)
Mine one appears immediately after the FPX transfer being done successfully.
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Don't make me worry-leh!

You do it early in the morning, right?
dannyw
post Nov 8 2016, 12:07 PM

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QUOTE(mamamia @ Nov 8 2016, 11:58 AM)
Have you receive sms or email on the status? n do u come to the print receipt page?
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Nope. No email. SMS is TAC upon FPX from M2U.

And ya, I keep the FPX receipt.
dannyw
post Nov 8 2016, 12:50 PM

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QUOTE(bbgoat @ Nov 8 2016, 12:33 PM)
My FPX experience is good. The HL eFD appeared immediately after re-login ! rclxms.gif

However one of my relatives said Affin only allow one 30k FPX and does not allow second one. Also MBB CA unable to perform FPX.

I have to thank chrisoth80 for mentioning MBB as using MBB has no issue for me.

I think ultimately the eFD appearing in HL is the proof of the placement.  thumbup.gif
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I'm transferring from MBB normal SA account too.

At first I have no confidence at all, but seen so many positive feedback here, then give a try.... and now.. doh.gif

Already log a case, the CS told me they can see my FPX for the eFD is under 'Processing' status!
dannyw
post Nov 8 2016, 03:10 PM

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QUOTE(dannyw @ Nov 8 2016, 12:50 PM)
I'm transferring from MBB normal SA account too.

At first I have no confidence at all, but seen so many positive feedback here, then give a try.... and now..  doh.gif

Already log a case, the CS told me they can see my FPX for the eFD is under 'Processing' status!
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Just to update my case status, it appear finally in my eFD.

I place at 10:50am, received the SMS on 2:50PM.... doh.gif

At last, is in... finally.... sweat.gif damn sweating....
dannyw
post Dec 9 2016, 08:55 AM

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QUOTE(bbgoat @ Dec 8 2016, 08:55 AM)
Previously was thinking the HL Tuesday 6 mth 4.15% FD promo interest only given at maturity. Now confirmed that it is given monthly.  rclxms.gif
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Serious? Means my one have problem again?

My one place on 8 Nov, so by yesterday should add to principal of 1 month Interest, right?

Anyone can share?

Thanks



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dannyw
post Dec 9 2016, 10:17 AM

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QUOTE(bbgoat @ Dec 9 2016, 10:05 AM)
Serious !  biggrin.gif

During placement, I got itchy hand. One of the placement I chose Islamic FD placement, that one die not receive the monthly interest. I checked, it showed "credit to principal" for interest.  cry.gif Not sure if Islamic FD do not have the monthly interest option or I did not choose the option correctly.

The Conventional FD received the monthly interest.

Is yours Islamic FD placement ?  hmm.gif
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Nope. My is normal Conventional FD.

Call up to find out already. The CS say, if opt for 'Credit to Principal' then won't get the monthly interest, only those who select 'Credit into account' will get interest monthly.

So is this statement apply to you correctly?
dannyw
post Dec 9 2016, 02:46 PM

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QUOTE(shuangping @ Dec 9 2016, 02:28 PM)
If u choose add to principal,after 1 month u get nothing except u choose add into account so that u can every month get interest
he was choose for add on to pricipal so he wont get interest monthly
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Wow, that's very good point that I never think of. rclxms.gif

Next time will know what to do.
In my mind was, the Interest add in principal can generate more interest, I know is upon maturity.
But I do not know there is a different on 'Credit into account' where can get the Interest on monthly basis. I thought will be the same during maturity, just the different of the Interest will bank into Saving account, instead of add on principal.

Anyway, lesson learned! sweat.gif

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