Fixed Deposit Rates In Malaysia V. No.14, Strictly for FD Discussion Only
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 Aug 31 2016, 03:40 PM
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#1
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All Stars
26,524 posts Joined: Jan 2003 
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Question, if Person A uplifts her FD OTC in CIMB, can she request for the fund to be directly banked in to CASA of Person B? OTC as well, not through CDM, without the presence of Person B. Thanks
This post has been edited by Human Nature: Aug 31 2016, 03:45 PM |
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Sep 1 2016, 07:41 PM
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#2
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All Stars
26,524 posts Joined: Jan 2003
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So low rate, no excitement to do musical chair immediately after mature. Having FD maturing on 3 different dates in a week, wait for the last date of the 3 only go musical chair in one go. Good time for consolidation.
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Sep 2 2016, 04:03 PM
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#3
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All Stars
26,524 posts Joined: Jan 2003
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QUOTE(bbgoat @ Aug 31 2016, 04:41 PM) My experience with RHB, NOT CIMB: It used to be a simple instruction OTC, just gave the CASA acct number of person B. Then last year, they tighten the procedure and want me to sign an undertaking form to xfer the matured FD amt to person B. Anyway, I think can be done. Just what form u will be required to sign without presence of person B.   QUOTE(David3700 @ Aug 31 2016, 10:37 PM) Should be able to coz it's your money anyway Would like to report that it is not possible for CIMB. Even Person A and B are joint holders for the FD  |
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Sep 3 2016, 05:38 PM
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#4
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All Stars
26,524 posts Joined: Jan 2003
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QUOTE(ywliang96 @ Sep 3 2016, 05:34 PM) I not sure how to count the FD rate. Total Interest Earned: 1940Let say I'm going to put 50000 for a year Rate is 3.88 How much would I get next year? Maturity amount: 51940 http://www.miniwebtool.com/fixed-deposit-c...est_frequency=0 |
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Sep 5 2016, 07:55 PM
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#5
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All Stars
26,524 posts Joined: Jan 2003
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I performed instant transfer from my UOB CASA to my CIMB CASA, and on the same day, transferred back to UOB CASA. Will UOB recognize this as a fresh fund? Any confirmation will be appreciated. Thanks
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Sep 8 2016, 09:03 PM
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#6
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All Stars
26,524 posts Joined: Jan 2003
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QUOTE(owodog91 @ Sep 8 2016, 02:32 PM) Ya..no new fund is requires.. I think CIMB is under some pressure for FD. The staff was very reluctant to write down for FD at my BC, she said that HQ will query. I was counter offered with 3.90% for 12 months but since I didn't eventually place it, I couldn't confirm whether the counter offer is true or not.1 month and 6 month all also got promotion ...just highest rate is given for 3 month .. Shocked that can get 4.0% by telling them ask for preferred rate |
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Sep 15 2016, 03:59 PM
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#7
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All Stars
26,524 posts Joined: Jan 2003
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Received sms from OCBC
Grow your deposit with an exclusive 3.80% pa for a 6 month FD. Call RM for T&C and other info. Valid 1-30 Sept 2016. |
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Oct 4 2016, 08:35 PM
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#8
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All Stars
26,524 posts Joined: Jan 2003
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OCBC still don't want to match UOB. My FD musical has been unidirectional from OCBC to UOB for the past few certs dy.
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Nov 16 2016, 05:19 PM
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#9
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All Stars
26,524 posts Joined: Jan 2003
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UOB still having the same old promo, 3.95 for 12m
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Dec 11 2016, 12:36 PM
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#10
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All Stars
26,524 posts Joined: Jan 2003
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Anyone tried the OCBC auto-renewed 12m FD? Do we still need to go to the bank to perform it? Any catch? Thanks
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