Booked persona premium on the launch day and SA said end of august car will be ready but my loan was approved very late because of some stupid reason. So i signed the agreement ytd and now my SA say 2 weeks delivery time for my car. He even bullshit me that Persona already have 40k bookings whereas Bezza just reached 40k booking last week. Damn shit la.

I heard is about 5k bookings la, so 40k is confirmed kencing lol

imo better late than getting a rushed car

I am furious that he could bullshit me. If delay just say delay 😡

I need that car soon for my work.

Waloweih..so low your rate

HMmmm .. I think the rate is low coz 9 year loan . If 7 year loan they remp up the interests. Eitherway... we're screwed by the bank.

If got cash on hand to buy car, suggest take 9 years loan Kuwait 2.84%, and park the cash at Maybank 4.0% interest paid monthly, and deduct the money in Maybank for each month installment until settle 9 years loan repayment. 1 year u gain RM464, 9 years u gain RM4176...

This is very interesting lol

Bro,

can elaborate more? Maybank 4% saving is which saing account or fd?

It dont work like tat bro..

U take loan, banks kira full amount already and you pay up front everything..
FD only pay you interest at the end of the duration - say one year..
You can never untung from them one..

Its actually better to have just 2 speakers.
Music are in stereo mode, LH and RH.

Not necessary to have surround, the more the better doesn't apply here.

Concert stage usually in front of us, not behind of us.

This is under Maybank GIA-i... interest paid monthly..4.0% per annual / 0.33% per month...

This is more special than FD... Maybank paid u interest monthly at the rate of 4.0%/year.. u can look out for GIA-i..
but it is not cover under PIDM..

9 years gain RM4176.....but the car loan you already RM15k in interest after 9 years (assuming RM60k car)....

If you take 7 years loan you can save 3-4k in interest dy

Maybank rate for 9yrs 3.34% ...faster approval among the 3 banks I applied.

This post has been edited by tenchi0205: Sep 8 2016, 09:18 PM

Lousy rate (compared to Kuwait) sure fast fast lo

The gain RM4176 is nett after minus the car interest of 2.84%...(assuming from Kuwait Finance and max loan 40K.
If take 7 years loan, your nett gain is (4.0%-2.84%)/100*40000*7 = RM3248...

Went to Juru 3S centre, and saw at least 5-6 new Persona cars waiting to be delivered...

oooh

true. and not to mention people normally download below subpar quality for mp3...

Most audio participants, they usually just using the system of "High (tweeter) - Mid - Subwoofer". That's all.
While nowadays manufacturers start to come with 6/8/10/12 speaker setup....