QUOTE(lol~ @ Dec 19 2016, 04:24 PM)
but berjaya sompo if no loading rm75 only. if commission 10% around rm82+ but the insurance person quote 119 for AXA. quite high i think.

sompo's extra coverage is 0, i think your policy from AXA has plan B coverage costs rm26,
i think therein lies the difference, confem can buy from sompo with no PA coverage mehh?
my policy also has PA coverage...
nevermind la, after this you are set for another year, next year try buy from insurance agent, they should have more insurance companies to choose from, get the cheapest quote and compare to bike shop's quote
but try to not go for cheapest insurance company, some insurer are better in their services and claims
my nearest bike shop only offer Kurnia, so i bought direct from AXA....