at 1st they only call for confirmation. and then i try to call back and ask the status. they said the loan approved already. I didnt said ok or cancel yet but i ask whether i can cancel it or not. if cancel they said just go to the shop and cancel it which i about to do. really furious with the shop. at first said all ok. not wanna cut me up and squeeze me dry.

for those who wanna know the shop, its Kapar Motors sdn bhd at Kapar Klang

lol Kapar Motors

next time just buy cash bro. but if you sense something amiss, always just say "cancel".

shit...looking at ur reaction on kapar motor mean its pure scam shop. dammit . luckily i didnt sign anything yet. i did some calculation and found out it doesnt make sense at all. i get around 1k+ left over. like he purposely apply higher to eat commission atas angin. take my money while i the one who pays for it 

not scam, i just don't trust typical shops that always advertise on mudah. I go to stores that earn rep by word of mouth.

Yes. you're right, that's why you should ask "how much is the downpayment submitted in the form?"
Simple calculation only actually.. say the bike is RM 8K. You wanna loan 4K.

AEON credit loan interest is 0.84% a month, 10.08% per annum. So if you wanna loan for 3 years = 30.24%.

(4000+ 30.24%) / 36 = 145/mth.

but knowing AEON,..., and these dealers
say bike is 8K cash. AEON will be 10k or so one. hence you calculate sikit also la.

/k bikers, nak mintak pendapat sikit.

haritu aku ade apply loan untuk motor. kawasaki ksr 110. 1st plan aku nak beli brand new dp setengah harga motor. tadi orang aeon call tanya pasal loan and aku tanya berapa loan apply and dia cakap 7k. harga motor + insurance all in haritu org kedai quote 9k ++. aku dp 4.5k so suppose baki another 4k ++. tapi bila aku tanya orang tu dia cakap loan applied 7k. aku ingat kan 7k termasuk interest tapi 7k tu yang di applied before interest. aku agak terkejut dan furious juga la haha.

so now aku malas nak tahu pasal tu, aku plan nak cancel loan and beli 2nd hand cash dari ade seorang member aku. soalan nye sekarang, boleh tak cancel loan? aku tak byr apa2 lagi. cuma haritu ade letak depo. btw pernah tak terjadi situasi mcm ni dekat ahli /k bikers?

dammit. i made my calculation and found out they mark up 1k for the bike. really scumbag shop. that is it, i gonna go there and cancel the loan. really hope that they refund my depo like they said last time

Either they mark up or something.

Always make sure you get these details:
Bike otr price cash
Loan monthly instalment amount

After you calculate you should know better to proceed or not.

some update, kapar motor call and aku tanya why total terlalu tinggi, they said got loan charge + hak milik which is 800 + 180. others like insurance and RT tolak tepi la. anyone can verify betul ke kalau apply loan ade loan charge and hak milik?

haritu cakap 9880 include all. now tak pula.  and i wonder hak milik charge what for? really noob buying motor

if you see original geran under loan you will see hak milik claimed by so and so, in this case AEON lor.

But that one usually 2nd hand right? And he said the price quoted by him all in. But in the end he + this and that

nope. my bike under loan also got "hak milik dituntut oleh AEON credit service"

but i have the grant itself under me lol :v

oh really? now i know. but i still piss when at 1st he said all in price then suddenly add this and that. i ask directly whether insurance, RT etc has been included or not and he said yes. i really feel lucky that i didnt pay anything much beside the depo 100.

Guys motorex chain lube or liqui moly ar

Anyone use before

repsol.
cheap.

Repsol orange bottle ar?

Normally where u buy ?

NKS Sentul should have. RM25 per bottle. Last year's price la..