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 I'll buy Vios G, Any advice for me not to

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kcng
post Jan 27 2007, 08:49 AM

~ Or@ng Giler ~
********
Senior Member
17,566 posts

Joined: Jan 2005
From: FFK Division - Klang
QUOTE(Dannyl @ Jan 27 2007, 12:46 AM)
It's ok lah, with the kind of interest Vios has (1.88% or something), paying low downpayment may be good thing as well.  If I have 70K, maybe I'd rather put 10K as downpayment and the other 60K into FD and earn 3.5% interest, can cover the HP loan already.

Or is my calculation wrong?
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usually if someone has that kind of money (70k), it would be best to just pay the car off straight.

example, vios 70k, repayment 5 years, the total after 5 years including interest should be 80k more or less.... so why let the bank earn? might as well pay it off there and then itself and you can start saving for your FD knowing full well the car is completely paid for. less one commitment no?
kcng
post Jan 27 2007, 04:59 PM

~ Or@ng Giler ~
********
Senior Member
17,566 posts

Joined: Jan 2005
From: FFK Division - Klang
QUOTE(shift2 @ Jan 27 2007, 01:07 PM)
er..2 years even got 70k amount of  money. if mar kena tax kaw kaw. rite sweat.gif
2 yrs interest abit to tutup ppl eyes mar.. icon_rolleyes.gif
*
ahaha ok ok
doesn't meant that if u got 70k cash, you will sure to kena tax...
tongue.gif

but respect your views tho.
icon_rolleyes.gif
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