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 Ultimate Discussion of ASNB (47457-V) VI, Wholly owned subsidary of PNB (38218-X)

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wil-i-am
post Sep 26 2016, 10:29 AM

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QUOTE(tonytyk @ Sep 26 2016, 09:51 AM)
Oh, not fixed at end of the month?
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They have until end of tis mth to declare the dividend
wil-i-am
post Sep 26 2016, 10:40 AM

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QUOTE(bbgoat @ Sep 26 2016, 10:38 AM)
Just for planning purpose. How about ASM and ASW. When do they declare dividends ? hmm.gif
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ASM - end of Mar of each yr
ASW - end of Aug of each yr
wil-i-am
post Sep 26 2016, 10:41 AM

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QUOTE(cheahcw2003 @ Sep 26 2016, 10:40 AM)
AS1m dividend end of this month, expected no surprise.
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Shld b 6.30%
wil-i-am
post Sep 26 2016, 11:30 AM

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QUOTE(Ramjade @ Sep 26 2016, 10:48 AM)
Keep in mind that next year if they give cheque instead of units, topping up will be difficult (nobody withdraw) people will cash out the cheque.
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No worry
We will cross that bridge when we get there
wil-i-am
post Sep 26 2016, 11:43 AM

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QUOTE(AIYH @ Sep 26 2016, 11:43 AM)
So in this case if I deposited for 5 months and withdraw everything due to emergency before the distribution date, we are not entitled to any distribution?
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U will get pro-rated amt
wil-i-am
post Sep 26 2016, 12:07 PM

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QUOTE(Ramjade @ Sep 26 2016, 11:49 AM)
Just keep min RM100 inside to be safe.
Really even if you withdraw all? I thought if withdraw all = don't get the pro-rated amount?
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Pro-rated means number of mths (i.e. min balance in a mth) u stay with them

wil-i-am
post Sep 26 2016, 12:26 PM

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QUOTE(Ramjade @ Sep 26 2016, 12:09 PM)
So if you withdraw all before dividend date, still get anything or not?
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Yes, u get as dividend is accrued on mthly basis but paid on yearly basis
wil-i-am
post Sep 26 2016, 01:26 PM

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QUOTE(bbgoat @ Sep 26 2016, 11:51 AM)
Late jumping into the wagon. Now recall there was talk some months back on FP changing to VP ? Was that dropped ?
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It was purely speculation at tat moment
Now the dust is clear n bau
wil-i-am
post Sep 26 2016, 01:30 PM

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QUOTE(Ramjade @ Sep 26 2016, 01:28 PM)
But if you withdraw everything = close account, how ae thry going to pay you?
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Dun close a/c
Instead leave min balance to wait for 'tat moment of time' icon_idea.gif
wil-i-am
post Sep 26 2016, 09:47 PM

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QUOTE(bbgoat @ Sep 26 2016, 05:58 PM)
May have to lower down my expectation if cannot get the x00k units within few days. Just move to 4% FD. biggrin.gif
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UHNWI plan to top up x00k notworthy.gif

wil-i-am
post Sep 26 2016, 10:21 PM

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QUOTE(silverviolet @ Sep 26 2016, 09:53 PM)
Can open gemilang biggrin.gif
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Y u want to open gemilang?
wil-i-am
post Sep 26 2016, 10:47 PM

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QUOTE(bbgoat @ Sep 26 2016, 10:24 PM)
x=1, can ? devil.gif
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Multiple x overtime sure can smile.gif
wil-i-am
post Sep 26 2016, 10:53 PM

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QUOTE(AIYH @ Sep 26 2016, 10:43 PM)
Since AS1M will only be open for transaction on 4/10, does this means the minimum monthly balance date for October starts from 4/10?
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Nope, shld start from 1/10
wil-i-am
post Sep 27 2016, 08:59 AM

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QUOTE(yygo @ Sep 27 2016, 08:28 AM)
can wil-i-am and guy3288 please comment? help in getting priority queue? rm help to buy?
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Below is the plus points:-
1. special numbers instead of normal q to wait for your turn
2. teller will attend to your request for multiple attempts instead of 1 or 2 ony
3. etc...
wil-i-am
post Sep 27 2016, 09:10 AM

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QUOTE(??!! @ Sep 27 2016, 02:21 AM)
Now, this is interesting.

know of any precedence tak? Anyone read any small prints anywhere regarding the payment of dividends?
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Dividend is calculated based on the min bal for each mth (i.e. 1st to 31st Oct)
If u top up RM10k on 4/10, is the closing bal higher than bal on 1/10, 2/10 n 3/10?
I'm sure u have the answer dy
wil-i-am
post Sep 27 2016, 09:24 AM

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QUOTE(bbgoat @ Sep 27 2016, 09:13 AM)
But some banks has fixed counter for ASNB purchase, right ? Some may just be no queue number needed (like HL PB), some may just be queue button for PB customer etc. So may not work for some banks.

Like Affin has no PB program. I was thinking of using Affin as they seems to be more helpful on this ASNB FP. CIMB is another one which I has RM. AmBank (just started on ASNB) RM told me they are not really interested in doing ASNB funds.

I think more important is the relationship with the people in the bank.  biggrin.gif
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Those Banks with PB, u can leverage on both PB status n relationship
Those Banks w/o PB, depend on relationship ony

wil-i-am
post Sep 27 2016, 12:42 PM

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QUOTE(Kerry1136 @ Sep 27 2016, 10:42 AM)
Thanks I didn't know banks in states are opened on Sundays laugh.gif

Any idea when Selangor or KL area opens on Sunday?
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Even Banks in KV open on weekend, they dun allow ASNB transactions
wil-i-am
post Sep 27 2016, 02:46 PM

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QUOTE(prince_mk @ Sep 27 2016, 02:16 PM)
When can update passbook
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From 4/10 onwards
wil-i-am
post Sep 27 2016, 02:46 PM

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Sad to hear 6.10% for AS1M
wil-i-am
post Sep 27 2016, 10:14 PM

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QUOTE(OPT @ Sep 27 2016, 09:49 PM)
Sure bo?

I got a lot of funds need some place to invest...fund size definitely 50times more than your 4 digit AS1M ✌️️
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Spot on rclxms.gif
UHNWI bz searching for investments

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