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 Ultimate Discussion of ASNB (47457-V) VI, Wholly owned subsidary of PNB (38218-X)

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wil-i-am
post Sep 18 2016, 08:44 PM

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QUOTE(qqmcdull @ Sep 18 2016, 01:27 PM)
hi all sifus...
open new account at bank need to pay extra 5% charge?
around klang where the branch located?
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Incorrect
U need to pay extra 5% if u open/top up variable price funds
wil-i-am
post Sep 18 2016, 09:15 PM

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QUOTE(you90 @ Sep 18 2016, 04:12 PM)
Thanks. Noted the dividen declared date for AS1M is on 30 Sept!

I shall aim for opening new account for ASW 2020 and ASM too. Do you know any place near University Malaya, KL where I can open a new account for ASW 2020 and/or ASM?
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In fact, ASNB will declare the Dividend for AS1M anytime now until 30/9
Since u r in UM, u can try to open new a/c at Affin/Cimb/Maybank/Rhb/Pos
wil-i-am
post Sep 18 2016, 09:30 PM

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QUOTE(heavensea @ Sep 18 2016, 09:17 PM)
Hi guys, I gonna open an account at Maybank at tomorrow. It is bundle with high interest rate of FD promotion (3 months) only.

May I know is it any possibility that I could make losses by parking my money into Amanah Saham Wawasan? The manager told me the price is low now, (ekonomi merosot) he advise me to buy it now.
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Can u share more info on d bundle?
Impossible for u to make losses if u invest in ASW except opportunity cost
wil-i-am
post Sep 18 2016, 10:04 PM

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QUOTE(heavensea @ Sep 18 2016, 10:00 PM)
thanks bro, I think those are UT... (zzz, no mood)

FD Details

Duration: 3 months
Type: Fixed Deposit
Returns: 8.58% p.a. (fresh funds) / 7.58% (existing funds)
Min placement: RM20,000


ASNB Investment

Min Duration: 12 months
Type: Unit Trust
Min placement: RM20,000
Fund Choices (5): ASN2, ASN3, ASG – Pendidikan / Kesihatan / Persaraan
Novagni (a local UT rating provider) Ratings: 1-3*
Note: Established intl ratings by Lipper & Morningstar were not available.

should I just reject those UT? I don't like UT.. at all  puke.gif
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If your risk appetite is Low, just reject
wil-i-am
post Sep 18 2016, 10:09 PM

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QUOTE(heavensea @ Sep 18 2016, 10:06 PM)
lol so fishy, quite same name to "lure" newbie like me...  sweat.gif
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If u r keen on bundle, u may consider Affin Bank as they offer FD @ 4.25% plus FP
wil-i-am
post Sep 18 2016, 10:11 PM

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QUOTE(heavensea @ Sep 18 2016, 10:10 PM)
that's good, thanks for intro smile.gif

but now I don't have any FP (fixed price) fund account at all, can I open at affin and top up over there?
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Yes u can but subject to availability n Luck
wil-i-am
post Sep 18 2016, 10:25 PM

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QUOTE(tonytyk @ Sep 18 2016, 10:24 PM)
Any kl branch offering?
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I have no idea
wil-i-am
post Sep 18 2016, 10:54 PM

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QUOTE(neuro4869 @ Sep 18 2016, 09:52 PM)
I have some noob questions here, pardon me for being a clueless student

If let's say I put RM10K in ASB for the duration of 4 years
1. How much should i expect to benefits over the course of 4 years?
2. If there's a circumstance that need funds immediately, eg in the second year, am I allowed to to withdraw ASB immediately including what I gained over the two years?
3. Which bank do you recommend for opening ASB? Eg; So i can best manage my asb online
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1. Around 29%
2. Yes, u can withdraw anytime plus u get pro-rata returns
3. Affin/Cimb/Maybank
wil-i-am
post Sep 19 2016, 07:37 AM

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QUOTE(Ramjade @ Sep 18 2016, 11:10 PM)
3. If ASB, any account should be fine as it's always available. Can open at any agent. After that, just add ASB to your current online bank account. Only topup is available online. You cannot withdraw online. Each topup cost RM1.06.
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Top up cost is given dy as it's definitely more cost effective to perform transaction via online for ASB
wil-i-am
post Sep 20 2016, 09:05 AM

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QUOTE(bbgoat @ Sep 19 2016, 10:03 AM)
I would prefer online top up instead of going to bank to try. Anyone successful in online top up with hight amount say 10k or above ? Sorry as I have not been monitoring this thread for a long time. Any particular agent banks which has better platform for the online top up ?
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I have nvr try online b4
Perhaps u can try n share yo experience
wil-i-am
post Sep 20 2016, 09:23 AM

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QUOTE(neuro4869 @ Sep 19 2016, 01:27 PM)
It's correct that the gains like bonus will be credited into our asb by every year right? Not each month? Correct?
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Crediting is once a year after financial year
wil-i-am
post Sep 20 2016, 09:55 AM

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QUOTE(you90 @ Sep 19 2016, 07:13 PM)
Do you mean the banks you mentioned is inside UM?
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If u r a UM student, u shld know which Bank is inside d campus
wil-i-am
post Sep 20 2016, 02:56 PM

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QUOTE(tonytyk @ Sep 20 2016, 01:04 PM)
Can't get any unit today
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Dun give up n keep trying
wil-i-am
post Sep 20 2016, 09:05 PM

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QUOTE(mois @ Sep 20 2016, 04:02 PM)
Manage to grab 20k units asm yesterday. Next week hopefully can another round.
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I presume done @ Pos
wil-i-am
post Sep 20 2016, 09:25 PM

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QUOTE(heavensea @ Sep 20 2016, 09:12 PM)
why they don't want to sell? No commission or it's hassle?
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Perhaps they prefer to concentrate on their own products hmm.gif
wil-i-am
post Sep 21 2016, 09:21 PM

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QUOTE(heavensea @ Sep 21 2016, 02:05 PM)
they are still new, (I also not sure the staff of Ambank "official answered" me or what..) I'll update here if I be able to open a/c or topup.
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The last time I checked with them was on 1/9 n d answer was not yet
wil-i-am
post Sep 21 2016, 09:22 PM

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Tomorrow is the last day to top up AS1M in Sep 2016
Those interested, pls take note
wil-i-am
post Sep 21 2016, 09:31 PM

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QUOTE(heavensea @ Sep 21 2016, 09:24 PM)
can try to open account?
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Yes
wil-i-am
post Sep 21 2016, 09:38 PM

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QUOTE(heavensea @ Sep 21 2016, 09:35 PM)
AS1M only? How about ASM? Or you means tmr is the last chance for us (who dont have ASM a/c) to open one.
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Nope
U can try AS1M on 22/9 ony as it will b temporary suspended for calculation of Dividend
As for ASM n ASW, bau
wil-i-am
post Sep 21 2016, 09:43 PM

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QUOTE(heavensea @ Sep 21 2016, 09:42 PM)
thanks
I got ASW ad, what's bau ya?
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Biz as usual

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