My favorite top up time was after 10 30am. My bank staff told me the BEST time is 12-1pm. I've tried 10am+, 1130am and one of my favorite was 3.30pm- 4pm.
But as everyone knows, it's all about luck & timing.

As long as one is willing to keep trying with a helpful staff, you can get get what you want quicker. It's a huge advantage if you can leave your passbook with staff but for an average investor like auntie with no connection, must thicken my face and hopped like bunny from 1 bank to another.

If you just look at current 100k deposit, dividend 6%+ vs FD 4%, I'll 'park' myself at the bank to accomplish my top up, no matter how hard it's. I can buy a lot of stuff with the extra 2%.

Wow! - 6.7% of 100K, means lose RM6,700

You are losing RM36,00 based on compound intereste 6% in 30 years, or RM116K in 50 years.

Think in this way, lagi sakit hati!

If u r consistent n stay on course, I blif u can achieve your desired allocation by end of Dec 2016

Yup memang sakit

On paper, need to balance between 3 Funds for risk management
Having said tat, the 3 Funds delivered almost same returns every year
Thus, I wud opined it's fine if your weightage skewed towards AS1M

Well we needs to rebalance it only

How big is your others  UT losses btw??

btw bbgoat seems like there's a lot of AS1M available today. can go try your luck   

sure there's some commissions given.

I guess it's not much, looking at how the staff disinterest in helping out 

very good hunting results today       

the figure gonna motivate a lot people to go for hunting tomorrow   

u did at affin bank right? 

u really broke record lor..

12 forms yo    I normally maximum also 3 or 4 only

Just for sharing, happy happy together and motivation to some of the guys. 

Most I got today is ASM, then ASW, last AS1M. Intentionally clipped AS1M:

First one is AS1M, then ASM and ASW:

Start planning for tomorrow. Better 'catch' whatever is available quickly and you can 'goyang' kaki and enjoy 6% +/- dividends soon.

I told my bank teller few times previously as he has always been  eager to check for me when ever I dropped by.
I have set and re set target too many times. At times I told him to wait and rushed back to my 'home' bank to withdraw CASH/ IBFT.
I should visit him and update my AS1M tomorrow.

Be at peace with your decision.
Enough $$ in ASX FP. Prefer to have diversified investments. All remaining $$ in investment bank waiting for opportunities right now.

You are too humble
Actually u already exceeded most people

I know Aunite have a list of investments which will deliver passive income

Rich: no worry about money, every month enough to spend without working huhu

You can do like guy3288, cover out total amount, just show topup amount. 

Awesome, this is really motivate me to go to hunt more as much as i could .
Ignore those who do the comparison....... i really appreciate , as this ensure that i need to pay the visit to top up , i was thinking to stop hunting as very tired to go here and there and most of time see the Oscar winning actors........

Used to own many Reits but majority now are hibernating in ASX FP. If things work out well, no need to to touch ASX FP and stocks dividend for next few years too.