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Credit Cards Hong Leong Bank Wise Credit Card V8, 10% Cashback , Up to RM100 per month

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tifosi
post Jul 22 2019, 06:45 PM

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I won........ 2x!

I only played like maybe a total of 10x in total. When I remember and saw the time x:59, then only attempted.

Totally forgotten about it then logon and saw RM 14 credited into my statement.
tifosi
post Nov 29 2019, 04:23 PM

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QUOTE(MGM @ Nov 29 2019, 03:14 PM)
How do I change my AABig status from red to platinum? Been holding the AA Visa Platinum for 2 months.
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The minimun spent is 20k per year on the card if we want to maintain platinum status for AABig right?
tifosi
post Dec 23 2019, 01:59 PM

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QUOTE(tan_aniki @ Dec 23 2019, 11:52 AM)
i just put there for future payment
can give various reason such as go offshore no internet, put there for next month statement
as long as you didn't request for early settlement, they can't charge u early settlement due to system auto detect
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Argue when you're right to and when you did not break the terms. Cannot argue when you paid off and say you didn't ask for early settlement. Gotta be fair to the banks also la.

Same like housing loan, you cannot pay finish to park your money there and expect 0 interest and then you want to have the withdrawal anytime. Pay finish means settlement. So like what I do is leave a few thousands there and pay minimal interest and have the facility to withdraw anytime.

I've skipped HL BT since you've to settle exactly on the expiry date or something. Did once but too much hassle and time consuming to monitor.
tifosi
post Oct 30 2020, 01:30 PM

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Does anyone know that if I use my card on 31st Oct (posted on 1st Nov) for dinning, would I get the 8% rebate for month of Nov?

My Oct quota is full.
tifosi
post Nov 13 2020, 03:51 PM

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Anyone face this issue from HL where purchase from third/forth week of the month always get posted to the next month and screw up your rebate? It happened to me TWICE and when I use other card for same merchant, it get posted the next day or day after.

And I noticed the 2 times it was 3rd/4th week purchase get posted to the next month screwing my RM 500 min swipe for cashback.

user posted image
tifosi
post Nov 13 2020, 04:42 PM

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QUOTE(cybpsych @ Nov 13 2020, 03:59 PM)
well, that's the merchant's issue (late capture/posting)

HLB (card issuer) only process the payment as it gets the txn info from Visa/Mastercard network
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So coincidence that it happened to HLB twice from different restaurant for 2 months and while other CC don't have issue with those same restaurant previously.

QUOTE(Kyan0411 @ Nov 13 2020, 04:00 PM)
My transaction on the same date 24 oct get posted on 2nd Nov too (petrol station)
I think might be a system error on their side.

My first time encountering this. To meet rm500, on 30 Oct 20 i reloaded grab using WISE card as grab usually get posted the next day 31 Oct. If not, will lose out about rm30+ cashback
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Then confirm it's hanky panky from HLB. Mine is a restaurant.
tifosi
post Apr 8 2021, 04:55 PM

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QUOTE(maxwongsauwei @ Apr 8 2021, 04:33 PM)
ew2 is more forgiving......

and the total amount of pool seems the same.....

if FCFS, and can be earn multiple times...... i think this will finish quite early.....
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I got ew1 but the hardest part is the RM 100 from Favepay. I barely use it, and usually don't have anything interesting I want from there. Other than that, no issue.

Edit: Just realized I don't need to follow the order. Table is for illustration only.

This post has been edited by tifosi: Apr 8 2021, 05:02 PM
tifosi
post Apr 9 2021, 11:12 AM

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QUOTE(Xaphier @ Apr 9 2021, 11:05 AM)
MCC 5411 is practically all grocery. But it explicitly stated ONLINE grocery, does it have to be online?
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HARI RAYA ONLINE WEEKEND SPECIAL CAMPAIGN

I guess you got the answer you wanted?
tifosi
post Apr 9 2021, 11:14 AM

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QUOTE(okyjace @ Apr 9 2021, 11:12 AM)
I'm also wondering what does "Online grocery brands" mean?
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Anything that falls under MCC 5411 - Jaya Grocer Online, Happy Fresh, Tesco Online, Aeon Big Online etc.
tifosi
post Jul 2 2022, 01:03 PM

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QUOTE(Human Nature @ Jul 1 2022, 11:17 PM)
Thinking of reapplying Wise. Quick question, is the AF waivable nowadays?
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Quick answer no, but for RM 60 rebate monthly, it's still super worth it.
tifosi
post Jul 17 2022, 09:44 PM

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QUOTE(Human Nature @ Jul 17 2022, 10:47 AM)
Wise cashback is based on statement month or calendar month? Thanks
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QUOTE(zeinazron @ Jul 17 2022, 11:23 AM)
It's calendar month. NOT statement period.

Transaction has to be posted within that month and cashback will be posted to you on the 2nd of the following month regardless of your statement date.
tifosi
post Dec 7 2022, 01:09 AM

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Maybe the SST promo is just for 1 card regardless how cards many you apply?

But to answer, yes you can get RM 25 rebate on SST for Wise. Not too sure for new card but renewal definitely can.
tifosi
post Dec 12 2024, 05:20 PM

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Just paid my AF in Nov. So I've another 11 months to before contemplate to cut.
tifosi
post Dec 13 2024, 10:52 AM

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QUOTE(sms2u @ Dec 13 2024, 10:39 AM)
reduce? i thought annual fee for this card is RM98. Why say reduce?
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Those OG will know. Back in the days you need a minimum spend of RM 2k/month to get cashback and also unwaivable AF of RM 160.

 

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