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Credit Cards Hong Leong Bank Wise Credit Card V8, 10% Cashback , Up to RM100 per month

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sendohz
post Aug 5 2016, 08:47 AM

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I was surprised to recieve a call from MV HLB branch where they told me there is a card to collect with my name on it.
I told the caller that i didn't request for any new card, but in a snap i thought of the new pin and pay replacement card for my Wise card.
Anyway will hop over there to collect and see what it is.
sendohz
post Aug 5 2016, 12:28 PM

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QUOTE(ronnie @ Aug 5 2016, 09:35 AM)
Was this branch closest to your Billing Address ?
I'm still waiting for mine to be redirected from Branch to Billing Address
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Hmm no sifu ronnie.
It just happened that when i applied for mach hong leong i request it to send over to MV for my own convenient.
sendohz
post Aug 12 2016, 09:14 AM

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QUOTE(fruitie @ Aug 12 2016, 01:29 AM)
I have tried reviewing the other categories but sadly say the other categories won't benefit me. If my anniversary doesn't fall in September, I will keep it but too bad the timing is not good for me this time. sad.gif
Well, it could be one of the reasons but I always let people behind me to pay first if they only have few items. Actually the CS Manager told me before there are customers paying RM 30k of TNB bills every month and they have raked up their points to few hundreds thousand points. In long term, it cannot sustain anymore. I think they didn't expect normal consumers like us will have such a huge amount of bill to pay...
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This could be the potential reason they are stopping the services!!!
We must fish out the culprit!!

Hehe just kidding ya. Good days sure comes to an end.
Now to revert back to reload TnG with CC in JG
sendohz
post Aug 12 2016, 02:31 PM

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QUOTE(fruitie @ Aug 12 2016, 02:24 PM)
Oh crap. I need to make a decision soon... sweat.gif
What about my August cash back? sad.gif If it can transfer to my MACH, I'm also OK actually...
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I don't think it's possible because both different entity.
Well you can always give it a try.

Luckily i'm enjoying 5% CB through online transaction all the while so this changes won't disrupt my payment method.
sendohz
post Aug 18 2016, 09:22 AM

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QUOTE(cybpsych @ Aug 18 2016, 09:21 AM)
slight OT.

how do you check maxis fiber bill online/mobile app?

the myaccount.maxis.net.my/wb is the official portal for fiber/wbb?
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Normally i use mylaunchpad website.
sendohz
post Sep 9 2016, 12:27 PM

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If i were to cancel the card before my AF charged, but on the GSC gold combo card i still have installment yet to be settled.

Is there an option to transfer these outstanding to my Mach card?
Or i need to settled everything in order to cut my Wise card since it's a combo card.
sendohz
post Sep 9 2016, 04:38 PM

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QUOTE(fruitie @ Sep 9 2016, 01:53 PM)
Why don't you cancel Wise only?
Yeah, me too. Finally received the SMS.
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Because when i applied for Wise it's a combo campaign where i get dual card.
Similar to M2C.
Therefore i assumed if i want to cancel Wise, the GSC card have to be cancelled as well.
sendohz
post Sep 10 2016, 08:45 AM

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QUOTE(fruitie @ Sep 9 2016, 11:30 PM)
I think it's more appropriate to use the Recommended thread, others also can suggest. smile.gif
OK lo. I thought it's two different cards. sweat.gif Best check with CS.
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Ya that's what i remember from previous thread as well.
Anyway will maximize the rebate for this month and then only make a call.
My AF will be charged on January 1st, if not mistaken since on my card embossed with 12/17.

Correct me if i'm wrong.
sendohz
post Sep 10 2016, 09:08 AM

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QUOTE(fruitie @ Sep 10 2016, 08:58 AM)
Embossed with 12/17? 2017?
If card embossed as December should be December then.
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Isn't it AF charged on the next month 1st?
So it should be december.
sendohz
post Sep 10 2016, 10:25 AM

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QUOTE(fruitie @ Sep 10 2016, 09:10 AM)
Nope. It follows the approval date it seems. No fixed date of the month.
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Wow approval date.
Will be hard and time consuming to look for it now since it's been years using this card.
sendohz
post Sep 27 2016, 12:17 PM

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QUOTE(cybpsych @ Sep 27 2016, 11:32 AM)
we're human with emotion and attachment biggrin.gif

everytime with the end of a good credit card benefits (e.g. OCBC Ti, M2C Amex, HLB Wise, UOB VOx, etc.), we're experiencing these...

user posted image
now, most of us already in stage 6-7, finding alternative cards and moving on thumbup.gif
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Bravo!!

sendohz
post Sep 27 2016, 12:17 PM

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QUOTE(cybpsych @ Sep 27 2016, 11:32 AM)
we're human with emotion and attachment biggrin.gif

everytime with the end of a good credit card benefits (e.g. OCBC Ti, M2C Amex, HLB Wise, UOB VOx, etc.), we're experiencing these...

user posted image
now, most of us already in stage 6-7, finding alternative cards and moving on thumbup.gif
*
Bravo!!

sendohz
post Oct 4 2016, 03:53 PM

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QUOTE(sj0217 @ Oct 4 2016, 03:44 PM)
RM0.00 HLB: Final reminder your signature credit card ending 1232 exp 05/20 will be DEACTIVATED on 16/10/16. Pls activate your new PIN card exp 05/22 now.

Anyone received this SMS??

I still haven't get the new card yet, will call CS for checking then
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Yes i got these SMS and i collected my new PnP card at MV branch but i won't be activating it as i'm not going to use WISE anymore.
So those new cards straight stuck into the drawer as collection.
sendohz
post Nov 4 2016, 10:23 AM

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Actually i'm wondering if i need to request for AF pro rated since im cancelling it by this week.
I've used it like 10-11 months, and the AF charge will be expected by Dec/Jan.

Do they have condition for the pro rate of AF?
sendohz
post Nov 4 2016, 10:55 AM

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QUOTE(cybpsych @ Nov 4 2016, 10:31 AM)
no condition, but the keyword is 'not happy with the recent change of cashback t&c in Oct and you'd like to cancel the Wise card because of this'.

if you have stopped using the card since oct, this is a good ground to request for prorated af reversal.

not idea if you've already using in oct, then only decide to cancel now.
not everyone la  laugh.gif

whether got prorated or not, read post 2164 where someone reported it last night.

i'm still waiting for my Nov statement to check. canceled Wise not appear in hlconnect, so can rely on estatement.
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Thanks for the insight.
I've stopped using it like in end of september where early october the CB requirements changed.

sendohz
post Nov 15 2016, 11:00 AM

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QUOTE(kelvinlzy @ Nov 15 2016, 10:58 AM)
What card can give you 5% for insurance and retails? Since they extended my Wise card AF to 2018, might as well use it till 2018, then cancel it. icon_rolleyes.gif
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Too bad can;t hit 2k monthly consistently even though i can add in insurance and retail.
Unless got children then paying all insurance in lumpsum will be able to achieve that monthly.
sendohz
post Jan 31 2017, 04:22 PM

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QUOTE(cybpsych @ Jan 31 2017, 04:16 PM)
u need to check the t&c/call cs whether you can do full settlement without penalty.
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Recently i left my HLB GSC Gold card inactive as it comes with the WISE combo duo card.
And in HLConnect this card disappeared from the system.
There is still 6 months installment yet to settle, then i received e-statement for GSC card, in it stated 'Accelerated Installment' which amount to the total balance of 6 months.
No penalty was charged to me as of now.
I all i can do is wait for next month e-statement, where i did overpay like rm12 through CDM.

Just sharing my condition currently.
Not sure if this condition applies to 'card cancellation' with no penalty charges.
sendohz
post Feb 1 2017, 12:11 PM

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QUOTE(matrix88 @ Feb 1 2017, 12:03 PM)
they allow card cancellation when yuo are on installment plan?
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Ya i cancel my WISE ONLY.
the GSC card still maintain, until it was deactivated due to new Pin and Pay card.
sendohz
post Feb 1 2017, 01:39 PM

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QUOTE(matrix88 @ Feb 1 2017, 12:49 PM)
so, how many HLB Credit Card you have?
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Now i only have HL Mach.
sendohz
post May 4 2017, 09:34 AM

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QUOTE(ronnie @ May 4 2017, 08:57 AM)
They had good CC numbers when they started.. which dwindled after the RM2000 minimum spend threshold,...subsequently lose more members this year smile.gif
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Maybe they will reinstate just like MBB after 2 years biggrin.gif

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