So even swipe another rm1k on govt transaction for wise card to meet up the min rm2000 monthly retail purchase also not included? Doesn't seem to notice anywhere in their t&c.
Wow.. Congrats! How do you do that for annual fees waiver?

Wa nice.  Pls share how u managed to get waiver.  Email them saying you wan to cancel? Or directly ask for waiver?

I think someone did it a few weeks back, requesting the annual fee to be waive due to the changes of their T&C.

I said the same something and add i'll use this card till end of 2017.

Do u guys get the cashback for Sep?

usually end of the month, right?

For those who wanted to cancel Wise due to other cards have 5% rebate or more and without annual fee, not because of the high minimum spending requirement, good news for you.

Just call CS and tell them this card is still worth it for its 5% for any transaction and CS might offer you to "extend" your annual fee to 1 more year, yes that was the term used by CS.

My AF was charged back on the 1st March 2016. CS said my next AF will be charged on 1st March 2018. Happily accepted, I asked is it subjected to approval? CS said no, if you are willing to use the card then we will extend the AF for you.

After the conversation, I sent a message to HLB via HLConnect. Today they replied and confirmed that my next AF will be charged on 1st March 2018.

what did you do to waive? can share?

just found that new mytnb website can pay by credit card, will it under utilites category ?

thank you

I have the spending power, but doesn't have the income required to apply PB VS. So this is the best combo I have.

Beside UOB payonline, does posonline entitle for Wise CB? Also is there a way that I can print out the receipt on payonline?

RM0.00 HLB#100 Happydays: Ur 5/1/17 spend will win RM100 if answer correctly "BT 6 mths rate: 6.99% p.a.?" Replay Y5 for YES or N5 for No to 6600 by 14/2/2017

RM0.00 HLB#100 Happydays: Ur 5/1/17 spend will win RM100 if answer correctly "BT 6 mths rate: 6.99% p.a.?" Replay Y5 for YES or N5 for No to 6600 by 14/2/2017

told you all. Hlb is very proud to be the highest cash back giver and will flaunt this whenever people ask for waiver.

delusional. i will most likely cancel my hlb come the af.

Cashback is actually higher using the combined PBB, Yolo, Aeon Big cards. PBB's cashback is at 6%.

With wise you get 5% only if you spend exactly RM1000 in eligible categories and another RM1,000 in any category. If you spend more than RM2k, your cashback is less than 5%

In the end it comes down to your spending habits. If you can't spend 2k a month, Wise doesn't work

Anyone received their cashback for Jan 2017?

Did you received your cashback?

I still havent got mine.

Thats the issue now. I've spend more than 2k last Jan and should get the cashback yesterday but did not.

Actually I spend around 2.4k for Jan and my balance from Dec is 500 which is for deposit for hospital admission.

My insurance refund back the 500 on Jan so HLB consider my spending for Jan is only 1.9k.

Thus, basically saying whoever anticipating cashback 100 from last month should spend at least 2.1k and not 2k this month to qualify for cashback for next month.

Learned my lesson the hard way.

Nope. 2.4k is for spending for Jan only. If include balance from Dec is 2.9k.

Just an update. I'm still arguing with HLB CS on this matter.

They said they will check n revert back to me.

Hoping to get the cashback.

I think u misunderstood me. My spending for Jan is 2.4k excluding the 500 balance from Dec. So, I should be qualified for the cashback since my spending is above the min requirement of 2k spending per month.

Just now they called me back and blaming my JOMPAY spending on that Jan. They said JOMPAY does not eligible for the computation of the 2k spending.

I thought someone in this thread got black and white from HLB saying that JOMPAY is eligible for the 2k spending right?

I'm still disputing this issue with HLB and will let you guys know.

this has been share multiple times in the forum and also in HLB https://www.hlb.com.my/main/news/20160525-0...-rewards-points

25 May 2016

Revision of Hong Leong Credit Card Rewards Points and Cash Back Effective 16 June 2016, please be informed that all Government and JomPAY related transactions performed via any Hong Leong Credit Card, shall be excluded from the computation of Rewards Points and awarding of Cash Back.

3. Terms and Conditions of the Programme

(a) The term “Eligible Retail Transaction” shall refer to any retail purchase transaction made locally and overseas, including online transactions which are charged to the WISE Card (both Principal and supplementary WISE Cards) but EXCLUDES the following transactions:

(vi) disputed transactions that are subsequently reversed from the account of the Cardholder.

(h) If Cash-Back is given in respect of any Eligible Retail Transaction which is subsequently reversed, the reversal will result in the corresponding Cash-Back being reversed.