He said "generally", so it doesn't really mean a die-die +1 day case.
Let's move on.
Well, usually 6 months but they have the rights to reject your request. You wanna cancel yours? Have you stopped using it? Else you may not be able to get back your cash back as the card is cancelled?

cut. 

i got pbb vs (and hopefully supp card) to support online + grocery spending.

petrol hardly reach rm300 per month, so not important. mbb ikhwan can mostly cover it.

total of all 3 categories: RM985

like this

which adv is misleading oh?

it has always been 1 qualifer and 1 cashback condition:

Qualifier: Minimum 10x RM50 RM2,000 posted retail spend in a calendar month.

Cashback: 10% cashback on chosen spend categories, up to maximum RM100.

hence, your suggestion is the best to maximize cashback vs qualifier. of course, effectively cashback is just 5% or possibly lesser, depending on your spending.

Ref: https://www.hlb.com.my/main/news/20160906-0...ise-card-update