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Credit Cards Hong Leong Bank Wise Credit Card V8, 10% Cashback , Up to RM100 per month

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onlinepaycheck
post Sep 26 2018, 03:04 PM

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QUOTE(RickRick88 @ Aug 28 2018, 11:16 AM)
Case by case basis, but i think ClarenceT method is better. Top up BigPay then withdraw to activate 8%+ cashback, max 1k spending. Lumped the relevant expenses to it to get RM83 then using other cards for online/dining to enjoy other cashback too. Total absolute cashback / effective cashback rate is still higher due to Wise card. Of course the spending needs to be higher too to maximise the cashback.
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for HLB Wise - top up 1k via Boost or BP better/easier? I havent signed up either one. Means top up current calendar month, withdraw next calendar month right?

I need this method as this is a good workaround for 2k minimum.
onlinepaycheck
post Sep 26 2018, 03:36 PM

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QUOTE(ClarenceT @ Sep 26 2018, 03:25 PM)
Bigpay OK,  yet to try Boost but should be OK as well. You can cash-out/withdraw immediately after top-up BP/Boost.
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ok, I will do BP since it can also save $ on AA tickets.

Thanks.
onlinepaycheck
post Oct 3 2018, 10:40 PM

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QUOTE(cashie @ Sep 30 2018, 03:05 PM)
Not really worth. Bigpay card doesnt include travel insurance, yes it remove the admin fee but I would rather pay using other cc that had insurance eg citi premier miles.
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Good point for consideration. Thanks for mentioning this point. Will take note on this.
Already received my BigPay card and used it for 1st transaction today. Impressed with speed and app effectiveness.

This post has been edited by onlinepaycheck: Oct 3 2018, 10:41 PM

 

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