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Credit Cards Hong Leong Bank Wise Credit Card V8, 10% Cashback , Up to RM100 per month

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mcricky
post Sep 18 2016, 05:19 PM

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Joined: Dec 2008


Checked with ptptn officer,
1)sspn-i is without insurance, cannot deposit saving using cc, can withdraw money anytime, can deposit any amount.
2)sspn-i plus is with insurance, can deposit saving using cc, can only withdraw after 3years, need deposit follow their package,
I)max amount- pakej berlian is RM500 (200 saving, 300 takaful)
II)pakej nilam is RM300( 270 saving, 30 takaful)
It's not worth it to swipe wise cc for sspn-i plus, as the insurance portion is not recoverable, and it reduce the CB %.
mcricky
post Sep 19 2016, 08:38 AM

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QUOTE(kianwee @ Sep 18 2016, 10:36 PM)
Am I the only rare one who is going to keep using the card? biggrin.gif

I'll route my insurance auto debit to this card and 2k is doable.
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You're not alone 😉

mcricky
post Jun 13 2019, 05:44 PM

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Junior Member
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Joined: Dec 2008


QUOTE(aeiou228 @ Jun 13 2019, 11:48 AM)
Not sure if HLB will term the weekend similar to that of MBB Amex,
So, I guess it's likely to be if transaction date is Saturday 31/8/19 and posting date is 1/9/19, then the cash back will be paid under September RM18 cap quota.
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It's clearly stated in Q&A, CB is awarded based on posted transaction date, so can I say that it's very risky to spend on Sunday, as high chance get posted on Monday and it's considered as weekday spend instead of weekend?

 

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