haha, i got Affinbank WMC, Ambank VI, Aeon Gold, Citibank CB & PMVS, HLB Fortune, HSBC VS, MBB Amex 2 Cards, FCBVS & Ikhwan, PBB VS, QMC & QV, RHB WMC, SC CB and JOP and UOB One. Going to get Ambank True Visa as well and Affinbank BHPetrol for 10% CB promotion till Nov 2019.
Some not use, mainly for PPL or Priority Pass, last time use to pump RM5 just to swipe up the minimum swipe per year, now just top up into Bigpay~
yes, Fortune and Essential is just general retail transaction but based on Bigpay thread, mostly all online CB qualified credit card such as PBBVS & QMC, MBB FCBVS, SC CB & JOP etc are all qualified for CB on reloading Bigpay.
So it is your choice to play the game or not.
7-31 July 2018
some is just pre-offer.

New-to-Bank im not sure. (Maybe will rebate in ur CC statement. Try it)
Now if u got point, just go to GSC counter, ask u wan to redeem using point. that will do.
When bill out. check ur bill to confirm deducted from point not charge.
Try few time u will know how to do it.

For the online discount for ticket, really very good. each ticket RM6, not care adult or children.
Example my latest purchase
Total: 136.50 (6Ticket+ Ecombo Large)
Discount:36.00
F&B discount 12.76
Total Payable: 87.74 

**Remember buy use pay by credit card(use GSC HLB like normal CC), not GSC HLB.
Dont ask me why, i also donno why

Got promo?

u new to bank?

May i know which card that you was charged annual fee upon activation of card?

3rd party insurance is better and more coverage

HLB Credit Card Insurance Program Revisions effective 15 July 2024 - Hong Leong Bank

Interesting, the Emirates cards (both) have been removed from the HLB CC offerings.

A product refresh or new partnership incoming?