Lowyat.NET -> Finance, Business and Investment House -> Credit Cards, Debit Cards, Prepaid Cards and Loyalty CardsCredit Cards Hong Leong Bank Wise Credit Card V8, 10% Cashback , Up to RM100 per month
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 Aug 14 2016, 04:56 PM
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#1
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All Stars
14,082 posts Joined: Aug 2009 From: Malaysia  
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QUOTE(Human Nature @ Aug 14 2016, 03:23 PM) Please put your source next time Everyone will say insider news. But the YOLO on the UOB thread seems real. Won't be surprised if HLB wise gets revised :/ |
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Apr 12 2017, 10:34 AM
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#2
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All Stars
14,082 posts Joined: Aug 2009 From: Malaysia
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QUOTE(chinti @ Apr 12 2017, 09:55 AM) guys, wanna ask. how does the flexi payment plan works? do i just swipe and call the bank? example i swipe RM2000 then i call bank to make this transaction into a 12 months flexi payment plan? what are the advantages of this? doesnt it mean i pay more every month due to the interest compared to if i pay certain amount every month? You swipe at 0% at selected merchant but you can't early settle the credit card installment or you can balance transfer it to another bank - Maybank with 0% interest for 12 months.edit: nvm, i forgot monthly payment also got interest which is higher than flexi payment plan interest Monthly interest is at least 1.X% so please don't incur that. |
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Mar 20 2018, 09:47 AM
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#3
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All Stars
14,082 posts Joined: Aug 2009 From: Malaysia
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QUOTE(blogomatic @ Mar 19 2018, 11:19 PM) hi to increase HL credit limit, is it compulsory to sign the 'Consent for Disclosure of Credit Information – Individual' part? I opened a saving and a FD account with HLB.Also applied a new cc with them. All need to sign that consent form. And they’ll indeed check your ccris. I was asked to produce a payment slip to show I paid all my stuffs on time because of one late payment to one of my loan  |
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Mar 30 2018, 10:57 AM
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#4
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All Stars
14,082 posts Joined: Aug 2009 From: Malaysia
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QUOTE(bryan_x00 @ Mar 30 2018, 10:25 AM) hi the flexi payment only can apply to current balance? once become statement balance cannot apply flexi payment? After statement balance you can't convert already.hope you understand. lol Usually you should just call right after and put the request in and follow up afterwards (2 to 3 days time) |
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Mar 30 2018, 11:12 AM
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#5
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All Stars
14,082 posts Joined: Aug 2009 From: Malaysia
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QUOTE(bryan_x00 @ Mar 30 2018, 11:11 AM) ok thanks You can't do that then.cos i want to convert my whole month spending to flexi payment, not 1 transaction.. hehe |
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Apr 6 2018, 04:07 PM
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#6
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All Stars
14,082 posts Joined: Aug 2009 From: Malaysia
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QUOTE(confusedway @ Apr 6 2018, 03:44 PM) Hi Bro & Sis I received the call.Did any of you recently apply a HLB product eg CC??? As i just apply 1 online and i just received a call claim from HLB asking for all kind of personal information which i have fill up on the application form and they claim to be CONFIRMATION... so i ask the lady can you confirm with me rather than i tell you all over again and she say no... Don't you feel suspicious if you got a call like this and the other party refuse to do as you wanted? So i end up telling her i dont want to apply for their product and TQ... Am i too much???  I’ve checked the number and it’s indeed HLB. So just decided to go ahead and repeat the information filled up on the forms for the person. 2 minutes settled d with nothing so detail. Apparently it’s to prevent people from abusing your details and apply for a credit card without your knowledge or something. Whatever it is, nothing too detailed was asked ( questions like confirm address in application form and Similar stuffs ) |
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Apr 6 2018, 05:17 PM
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#7
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All Stars
14,082 posts Joined: Aug 2009 From: Malaysia
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QUOTE(confusedway @ Apr 6 2018, 05:14 PM) Maybe i think too much gua... i decided not to continue... cause i'm not comfortable with the call... and it call my office line not my phone line thus cant check... Then too bad lor, no way to get a CC from them without that call lol.And I don’t give office number. I always give HP number only. |
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Apr 7 2018, 03:06 PM
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#8
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All Stars
14,082 posts Joined: Aug 2009 From: Malaysia
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QUOTE(propusers @ Apr 7 2018, 01:41 PM) best is go apply over the service counter... but it need some time, petrol and parking cost I applied at HLB midvalley also receive the call.I assume the bank would practice the same |
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Apr 15 2018, 10:58 AM
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#9
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All Stars
14,082 posts Joined: Aug 2009 From: Malaysia
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Got the SMS for 20% CB starting tomorrow.
Am holding Fortune btw. |
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