What's the benefit of using essential card for BP? It's only 1%. Please correct me if I mistaken the feature of this card. I understand if it's fortune card though.

This post has been edited by beebee1314: Nov 12 2018, 06:46 PM

Cybpsych totally ignore you liao. You can borrow ptptn study, but your English is so bad? Is ptptn under our government or private banking, when you borrow the money? Anything you deal with the government department when you do things, will be governmental.

Have u read the TnC of the card and the product disclosure? Wise card has different categories leh. Don't just read what you want to know but read the whole product article before asking. Seriously, expecting spoonfeeding is a disease.

PS. I read the article top down, and reverse, and I still don't find the sentence "for all the retail spend are entitle for 10% cashback", so unsure where you get the idea that it says ALL THE RETAIL SPEND.

The basis of dealing with banks (credit cards are from banks) is always read PDS and T&C.

This post has been edited by beebee1314: Jun 4 2019, 09:20 AM

Anyone tried wise card at YSK selling pork store. Is it grocery? Public Bank categorise under food store.

Same MCC ah? Aiya if same then habis. Not under grocery for HLB already.

So is there any chance the MCC is different? Since u say given by merchant's bank. If I use MCC given by PBB then it doesn't qualify for HLB grocery as well. But could HLB give a different MCC?

What's the AF for this Hong Leong wise card.

Thanks man. First year should waivable right. Only 2nd year onwards.