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Credit Cards Hong Leong Bank Wise Credit Card V8, 10% Cashback , Up to RM100 per month

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Human Nature
post Jan 9 2019, 11:13 PM

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QUOTE(pupupasta @ Jan 9 2019, 03:29 PM)
I walked in HLB yesterday, the CS told me that they discontinued Fortune & wise cards. Existing customer can retain their cards sad.gif
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By retaining, I assume no change to the features?
Human Nature
post Jan 9 2019, 11:13 PM

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QUOTE(pupupasta @ Jan 9 2019, 03:29 PM)
I walked in HLB yesterday, the CS told me that they discontinued Fortune & wise cards. Existing customer can retain their cards sad.gif
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By retaining, I assume no change to the features?
Human Nature
post Feb 1 2019, 05:24 PM

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Applied for CL increase via portal, successful within 3 days. Kudos
Human Nature
post Feb 1 2019, 07:53 PM

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QUOTE(MGM @ Feb 1 2019, 07:29 PM)
What r d documents required?
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The usual documents, 3months slip + bank statement.
I gave 2 years epf.
Human Nature
post Apr 7 2019, 12:56 PM

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QUOTE(MGM @ Apr 7 2019, 10:20 AM)
Received this SMS:

RM0.00 HLB: Convert RM6300 spend (CrCard ending xxxx) to 0% interest for 12mth instalment. Reply F4<space>last 4 digit card no by 8Apr.T&C@ www.hlb.com.my/fp

Is this similar and with ZERO cost?
My payment due date is 20Apr, FPP was offered on 3Apr, will it be too late?
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Yes. I always go and click from HLB connect though. 20th is still a long time to go, processing is within few days.
Human Nature
post Apr 7 2019, 04:43 PM

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QUOTE(MGM @ Apr 7 2019, 03:55 PM)
Why the amount allowed for FPP is 8k in Hlb connect but 6k in sms? Can just choose the higher amount?
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It’s the same for me, i guess it increases as you swipe. Yes, can.
Human Nature
post Apr 8 2019, 09:53 AM

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QUOTE(MGM @ Apr 8 2019, 06:53 AM)
Thanks, btw this 0% FPP will only appear in HL Connect if one is invited? According to d SMS I received I have until 8April to do so. After this dateline, the offer will disappear from HL Connect?
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i get the offer every month too so maybe yes it's by invitation since you only get it now. I cannot validate on the deadline as I didnt keep track. I assume they are independent from one another due to different amount.
Human Nature
post Apr 9 2019, 01:57 PM

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QUOTE(MGM @ Apr 9 2019, 11:57 AM)
Finally took the plunge last night and did it via HL Connect which has a higher amount.
My last statement date is 30/3/19, balance due=rm7150, due date:19/4/19.

This morning checked and found the amount already in last night itself.

08-Apr-2019 08-Apr-2019 FPP XFER N        8,256.00
08-Apr-2019 08-Apr-2019 FLEXI PAYMENT 01/12  688.00

The amount credited rm8256 will be considered as payment towards my balance due of rm7150 on 19/4/19, so dont have to pay anymore?
The balance of 8256-7150=1106 can be used as payment for the 1/12 repayment of 688.00?
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Yes to both
Human Nature
post May 4 2019, 11:58 AM

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Nice vertical layout.
Human Nature
post Jun 4 2019, 03:08 PM

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If i recall, there was a rumour about this few months back but couldn't find the post.
Human Nature
post Jun 5 2019, 07:28 PM

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QUOTE(berrycoo~ @ Jun 5 2019, 06:52 PM)
if i apply for the wise card now and get it activated before 1 july 2019 will my benefits be affected by the new one?
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nobody know for now

This post has been edited by Human Nature: Jun 5 2019, 07:28 PM
Human Nature
post Jun 10 2019, 02:11 PM

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I am stuck with this card for another year as having 12 months installments. And then will pay the AF and SST again. Anyone know if we can make early settlement without penalty?

This post has been edited by Human Nature: Jun 10 2019, 02:20 PM
Human Nature
post Jun 10 2019, 02:54 PM

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QUOTE(attentional @ Jun 10 2019, 02:48 PM)
Can. Call the bank say u want to cancel the card and settle instalment in full.
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Thanks! Will do that in Dec when the anniversary comes.

Human Nature
post Jun 10 2019, 05:57 PM

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Too many restrictions: category, cap per category, weekend, RM500 min spending.
Should just do away with the RM500 min spending.
Human Nature
post Jun 10 2019, 08:55 PM

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Funny thing is, this revised terms will make me finally get BP as I don't have a petrol CB card laugh.gif

This post has been edited by Human Nature: Jun 10 2019, 09:00 PM
Human Nature
post Jun 11 2019, 08:06 PM

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QUOTE(chriskf83 @ Jun 11 2019, 07:56 PM)
hi, anyone have the pdf form for category maintenance, I can't find from the bank website. and I want to ask, is aeon supermarket under departmental category, since it said not groceries. thanks
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the new T&C? MCC: 5411
https://www.hlb.com.my/content/dam/hlb/my/i...it-card-tnc.pdf

Aeon Supermarket is included

This post has been edited by Human Nature: Jun 11 2019, 08:06 PM
Human Nature
post Jun 11 2019, 08:30 PM

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QUOTE(chriskf83 @ Jun 11 2019, 08:17 PM)
not aeon big, but normal aeon supermarket, previously said not groceries, i assume its departmental, but not sure, how about with this t&c? so now no need switch category? since they already preselected 3 for us and previously 3 selected by us will be void? damn, just got this card and now this t&c...
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Yes normal aeon supermarket has the same MCC.
Forget everything that you know about the old T&C biggrin.gif
Human Nature
post Jun 11 2019, 08:37 PM

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QUOTE(chriskf83 @ Jun 11 2019, 08:33 PM)
actually how we see the mcc? I cant find it in the credit card small receipt. HLB no more mention about aeon supermarket(not aeon big) under which category. so now we no need bother to switch category since already preselected and those selected will be void soon right? so no more 10%, capped rm 100? i think this new t&c got pros and cons...
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You have to call customer service to ask for the MCC. Or you can cross reference from the public bank thread, page 1.
Yes, nothing on switching category. They have fixed the 3 categories for everyone. New % CB, new capping too.
Human Nature
post Jun 12 2019, 03:37 PM

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this have to give credit to HLB, returning the difference in AF
Human Nature
post Jun 12 2019, 08:51 PM

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QUOTE(jutamind @ Jun 12 2019, 08:49 PM)
Is insurance payment considered as other category under the new cashback t&c?
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Yes

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