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Credit Cards Hong Leong Bank Wise Credit Card V8, 10% Cashback , Up to RM100 per month

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Human Nature
post Dec 22 2016, 06:31 PM

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The reason I didn't get a replacement card for pin and pay is because mine is already pin and pay enabled when it was approved in January.
Human Nature
post Feb 24 2017, 10:56 AM

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Did my first petrol transaction using pin n pay at the pump. Anyone know whether this is still eligible for the CB?
Human Nature
post Feb 26 2017, 03:41 PM

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QUOTE(wym6977 @ Feb 26 2017, 03:22 PM)
Sorry to ask a noob question..

The RM2K retail spending requirement is counted based on "posted" transaction (like the cash back) rite?

I have met the RM2K retail spending this month but I need to buy something latest by end this month and if the RM2K is counted based on posted transaction then I will buy on 28.Feb (last day) so that it will be posted on following month (Mar) and be counted as retail spend required for Mar (instead of Feb).
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Yes correct, based on posted date
Human Nature
post Mar 5 2017, 12:55 PM

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QUOTE(sg999 @ Mar 5 2017, 11:38 AM)
25 May 2016

Revision of Hong Leong Credit Card Rewards Points and Cash Back Effective 16 June 2016, please be informed that all Government and JomPAY related transactions performed via any Hong Leong Credit Card, shall be excluded from the computation of Rewards Points and awarding of Cash Back.

Do this applied to ESSENTIAL card too? 1% cash back.
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Different thing. Excluded from points and cash back, but not excluded towards the 2000 spending.
Human Nature
post Mar 9 2017, 10:42 AM

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QUOTE(iamoracle @ Mar 9 2017, 08:41 AM)
Revision to Hong Leong Bank Cardholder Agreement Terms and Conditions
https://www.hlb.com.my/main/news/20170302-0...older-agreement
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Clause 5
https://www.hlb.com.my/main/assets/files/hl...ment-feb-17.pdf
Human Nature
post Mar 10 2017, 05:21 PM

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QUOTE(chinti @ Mar 10 2017, 12:05 PM)
guys, y is HLB charging me annual fee for credit cards tht i din even activated yet? i dun need the cards so r there anyway to waive tht fee? i dun wanna pay for something tht i dun need.

also i did not apply for those cards, i applied for car loan n they send me the cards as well and the staff tht handle my loan told me it come wit the loan.
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If you did not apply for the card, report to Bank Negara. Simple
Human Nature
post Apr 10 2017, 10:39 PM

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QUOTE(-kytz- @ Apr 10 2017, 10:22 PM)
https://www.hlb.com.my/main/assets/files/pds-feb-17-eng.pdf

According to this, annual fee for Wise Gold is RM265 inclusive GST sad.gif Did they raise the AF for it? sad.gif

So, effectively only getting back RM78/month..

But wait, first year AF should be waived right? hmm.gif
I thought RM2k need to be spent on selected categories?
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Yes, 1st year waived.
2k doesnt have to be limited to the selected categories.
Human Nature
post Apr 12 2017, 10:58 PM

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QUOTE(yeezai @ Apr 12 2017, 10:54 PM)
hi how to know which cash back category im in if i didnt receive my statement ..thx
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Aren't the categories based on your selection during application? Else contact CS
Human Nature
post Apr 29 2017, 03:25 PM

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^indeed. My petrol transaction on last Thursday is still not posted yet. So frantically overpaid my umobile this morning and hope it appears tomorrow 30th
Human Nature
post May 1 2017, 11:28 AM

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QUOTE(Human Nature @ Apr 29 2017, 03:25 PM)
^indeed. My petrol transaction on last Thursday is still not posted yet. So frantically overpaid my umobile this morning and hope it appears tomorrow 30th
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The petrol transaction is still missing, luckily umobile posted on the 30th. That was a good save biggrin.gif
Human Nature
post May 15 2017, 10:43 PM

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QUOTE(OPT @ May 15 2017, 10:29 PM)
May I ask whether purchases for direct selling products will be considered for the minimum 2k/month?

Not under those selected categories but for general spend. Tq
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Yes, is considered for the 2000
Human Nature
post May 21 2017, 11:25 AM

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QUOTE(fairylord @ May 21 2017, 10:09 AM)
Anyone encounter problem logging in to uob payonline? Funny that it pop up error relating sign up while login.

Tried several browsers and devices.
It means you did not log out properly.
Try again after 5-10 mins
Human Nature
post Jul 7 2017, 10:01 AM

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8. Each Eligible Credit Cardholder is only eligible for one (1) Online Cashback for this Online Shopping Cash Back Promotion and the Online Cashback will be awarded to the Principal Credit Cardholder.


Human Nature
post Jul 7 2017, 06:32 PM

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QUOTE(lilsunflower @ Jul 7 2017, 04:39 PM)
So weird right?

To be safe I paid various bills for one lump sum of RM1000 through Shopee so that it should get RM70 if today's quota still available
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The instruction for debit is clearer, can accumulate, the credit card one is confusing..yeah play safe
Human Nature
post Jul 31 2017, 10:15 PM

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QUOTE(bearyteddy @ Jul 31 2017, 06:15 PM)
anyone notice CB was credited to account on 27/7/2017 instead of 31/7/2017? this should be CB for month of June right?
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CB for the previous month credited on the 27th or 28th (usually)
Human Nature
post Dec 27 2017, 06:31 PM

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If the payment due is 5th Jan, can instant transfer (same day) be done of the 5th itself or the day before?
Human Nature
post Dec 27 2017, 07:40 PM

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QUOTE(CP88 @ Dec 27 2017, 06:43 PM)
Instant is immediately bro.  biggrin.gif
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haha yeah. instant works on weekends as well right

QUOTE(tan_aniki @ Dec 27 2017, 07:23 PM)
it's better pay before 5 Jan, else they might charge one day interest and late payment penalty
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So anything on the 5th is considered late, alright thanks
Human Nature
post Dec 28 2017, 08:08 AM

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Ok thanks. BT amount is not reflected yet so planning for contigency
Human Nature
post Jul 10 2018, 06:21 PM

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I found that celcom reload can now be done from celcom website.

Will it get the 10% cashback?
Human Nature
post Jul 10 2018, 09:02 PM

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QUOTE(cybpsych @ Jul 10 2018, 07:39 PM)
do the usual steps lor

1) call CS to find out MCC
2) find out the description (full length)
3) wait for statement if Category tagging tagged Celcom as Mobile
4) wait for cashback
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haha, haven't make the transaction. Will use other cards then, dare not take risk

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