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Credit Cards Hong Leong Bank Wise Credit Card V8, 10% Cashback , Up to RM100 per month

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Human Nature
post Oct 10 2016, 07:14 PM

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QUOTE(tonytyk @ Oct 10 2016, 07:11 PM)
Should be able to, but any benefit for doing so?
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Planning to do BT from Wise as advance. So Wise will be overpaid.
Human Nature
post Oct 10 2016, 08:01 PM

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QUOTE(leo_kiatez @ Oct 10 2016, 07:59 PM)
Hi shifus...
Just made payment n check the MCC code for PTPTN payment using their new credit card terminal. The MCC code is 9399, Government Services (Not Elsewhere Classified). Is this eligible transaction for Wise cc to meet up the total Purchase for rm2000/ mth?
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Wah, they change it already. It used to be under telecommunication / one service point something like that. I believe unlikely will be counted as part of the 2000 then dry.gif If you have paid using wise, maybe you can call up HLB CS and ask or send them an online message for black and white

This post has been edited by Human Nature: Oct 10 2016, 08:02 PM
Human Nature
post Oct 10 2016, 08:34 PM

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QUOTE(nycdist @ Oct 10 2016, 08:32 PM)
Dear All, i received my September statement but missing August Cashback

Call to Customer service and was told HLB will credit twice rebates on October statement

anyone experience this?
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nope, mine is normal
Human Nature
post Oct 11 2016, 10:22 AM

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QUOTE(laymank @ Oct 11 2016, 09:38 AM)
https://www.hlb.com.my/main/info-centre/per...asked-questions

15.
Which retail transactions are eligible for the minimum RM2,000 spend?
 
Eligible retail transactions include local and international retail and online purchases, recurring payments, insurance premiums, 0% Interest Easy Payment Plan (one time principal amount only) and Easy Payment Installment Plan (one time principal amount only); EXCLUDING, cash advance, balance transfer, Cash-on-Call, Call-for- Cash, Flexi-Payment Plan, fund transfer, fees and charges imposed by the Bank.
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QUOTE(lilsunflower @ Oct 11 2016, 09:56 AM)
Which covers almost everything, except those "BANK" type transactions.

As I mentioned a few posts above, that is the same message that various HLB CS confidently say on the phone. Government is included.
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Need to refer to T&C:
QUOTE
a) The term “Eligible Retail Transaction” shall refer to any retail purchase transaction made
locally and overseas, including online transactions which are charged to the WISE Card (both
Principal and supplementary WISE Cards) but EXCLUDES the following transactions:
(i) cash-type transactions including but not limited to Cash Advances, Cash-On-Call and
Balance Transfers;
(ii) Cash-On-Call transactions;
(iii) fees and charges including but not limited to charges for cash withdrawals and cash
payments, annual fees, interest and/or finance charges, disputed transactions,
government charges and any other kind of charges and penalties;
(iv) installment conversion transactions including but not limited to Flexi Payment Plan;
(v) fund transfers (from or to HLB’s account whether by HLB or third party);
(vi) disputed transactions that are subsequently reversed from the account of the
Cardholder.

Since previous poster said that the MCC is now marked as government,, there is still a risk there.
Human Nature
post Oct 12 2016, 11:41 AM

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QUOTE(Dilemmaz @ Oct 12 2016, 11:35 AM)
Hi there, I am looking at HL Wise CC.

My concern is the petrol. So it says that any petrol station can get 10% cash rebate per month with a RM 100 cap?

Any other terms and conditions to this?

Plus if swipe more than 12 times per year. Can ask for free waiver?
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pump at the dispenser only.

no waiver.
Human Nature
post Oct 12 2016, 11:47 AM

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QUOTE(Dilemmaz @ Oct 12 2016, 11:44 AM)
Okay. Thanks!
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refer to the post posted above mine too. min 2000 spend
Human Nature
post Oct 13 2016, 04:49 PM

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Finally, a black and white confirmation

QUOTE
We wish to inform that JomPAY/ government transactions like MYEQ and PAYBILLSMALAYSIA.COM (MCC 9399) no longer earn rebates eff 1 Aug 2016.

However, the amount considered to meet qualifying spend as the transaction does not earn rebate but will be considered as part of the RM2000 spending requirement eff 1 October 16.

Human Nature
post Oct 13 2016, 04:55 PM

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QUOTE(cybpsych @ Oct 13 2016, 04:53 PM)
called HLB on AF waiver (paid) and termination.

the moment i asked CS, he can immediately tell me the amount is refundable! Since i paid mine in June, they can waive AF for about RM106 (remaining 8 months of 12 months paid AF).

Oct cashback (earned from Sep spending), he said cannot transfer earned cashback to Mach after Wise is canceled.

However, he said can transfer the earned cashback to Mach, then terminate Wise.

Safe to say, wait for cashback, transfer to Mach, cancel card and get AF refund (prorated)
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heh, means they have alot of such request..in other words, termination
Human Nature
post Oct 13 2016, 11:21 PM

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QUOTE(one leg kicking @ Oct 13 2016, 10:58 PM)
thx bro for sharing the info
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QUOTE(lilsunflower @ Oct 13 2016, 11:11 PM)
Awesome!  rclxms.gif

Used my RM1,000 non-qualifying spend to pay AEON CC using Pay Online, so your confirmation is definitely a big relief. Thanks for sharing! smile.gif
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No biggie biggrin.gif Those who are planning to pay PTPTN will welcome this too.
Human Nature
post Oct 25 2016, 08:40 PM

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QUOTE(HiT-AbLe @ Oct 25 2016, 08:15 PM)
Is the UOBpayonline paying method still working for paying TNB bill with WISE CC? How about JomPay?
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Yes for uobpayonline. no idea on jompay.
Human Nature
post Oct 26 2016, 05:15 PM

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For those who call to cancel, remember to highlight about the new terms and AF ya biggrin.gif
Human Nature
post Oct 29 2016, 10:37 PM

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I got the offer too...to extend AF charge for one year.
Human Nature
post Nov 9 2016, 06:55 PM

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Same here, Jan 2018
Human Nature
post Nov 9 2016, 08:11 PM

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QUOTE(janson_kaniaz @ Nov 9 2016, 07:02 PM)
My expiry is may. Should i also call for waiver?
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just try, now is the best time. mine is jan and i gave it a shot
Human Nature
post Nov 25 2016, 03:56 PM

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QUOTE(jardel123jay @ Nov 25 2016, 03:53 PM)
Hi all would like to ask which credit card is most suitable for insurance and ptptn payment, annual salary rm30k - 4K, looking for cash back credit card, annual fees if possible waive, thank you for the reply.
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post here for recommendation:
https://forum.lowyat.net/topic/3644347
Human Nature
post Dec 1 2016, 06:28 PM

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QUOTE(alexanderclz @ Dec 1 2016, 08:58 AM)
is reversal of credit card charge considered as payment?

made 1k transaction before statement date, then reversed after statement date
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from t&c
(vi) disputed transactions that are subsequently reversed from the account of the Cardholder.
Human Nature
post Dec 17 2016, 11:33 AM

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Anyone else yet to receive the pin and pay card for wise?
Human Nature
post Dec 17 2016, 12:21 PM

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QUOTE(janson_kaniaz @ Dec 17 2016, 12:09 PM)
if you're worried, you can call their CS, sometimes it's already in the branch but may be they are overwhelmed at the moment and no time to call all the customers...
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You mean they don't send it mailing address?
Human Nature
post Dec 17 2016, 12:28 PM

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QUOTE(janson_kaniaz @ Dec 17 2016, 12:26 PM)
best is still to call CS. they will check for you. smile.gif
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I have dropped them a msg at HLonline.
Human Nature
post Dec 17 2016, 02:04 PM

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QUOTE(sj0217 @ Dec 17 2016, 01:15 PM)
I have no any noticed that my new PIN card has actually sent previously until I received SMS mentioned my current card will inactive.

I then only know the PIN card has sent in August which is 3 months ago, called to block my current card immediately and re-send the new PIN card, received it after 5 working days

You may check with CS
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Thanks for the info. Will wait for the HLconnect reply.

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