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Credit Cards AmBank Credit Card V2, Free for life card, PPL access with T&C
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fruitie
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 Oct 11 2017, 04:38 PM
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Rise and Shine
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QUOTE(drbone @ Oct 11 2017, 04:31 PM) RM0.00 AmBank:Dear valued cardholders,we have updated the T&C of yr complimentary Plaza Premium Lounge access. Info@ Just got this in my sms. Luckily I’m not affected for the premium lounge unlimited access. QUOTE(OPT @ Oct 11 2017, 04:32 PM) Habis...no more unlimited for WMC Still unlimited but with some changes. Another heart attack.  Kinda expected this day will come because too many people applied their card for PPL purpose. New T&C: https://www.ambank.com.my/ambank/Documents/...umLoungeTnC.pdfAll cards now required to spend minimum RM500 within 30 days before or 30 days after each lounge access. *Effective 1st Nov 2017 This post has been edited by fruitie: Oct 11 2017, 04:39 PM |
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fruitie
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Oct 11 2017, 04:40 PM
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Rise and Shine
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QUOTE(drbone @ Oct 11 2017, 04:39 PM) And klia 2 has been taken off also. Still there but no more GM even for Changi...  https://www.ambank.com.my/ambank/Documents/...stofAirport.pdfQUOTE(iamshf @ Oct 11 2017, 04:39 PM) Only WMC, no impact to VI? I have not read the tnc All cards are affected. |
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fruitie
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Oct 11 2017, 04:43 PM
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Rise and Shine
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QUOTE(tonytyk @ Oct 11 2017, 04:40 PM) Still unlimited but have to spend minimum RM 500 now. |
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fruitie
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Oct 11 2017, 04:48 PM
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Rise and Shine
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QUOTE(OPT @ Oct 11 2017, 04:43 PM) New tnc... You no receive the SMS? Haha, suddenly this thread become active again because everyone checking in on new tnc Still unlimited but with changes. QUOTE(ckweng @ Oct 11 2017, 04:43 PM) With these changes to PPL access, I believe AEON Gold's 6x per year with no strings attached is better then. Well, don't be surprised if that comes later. *touch wood* |
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fruitie
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Oct 11 2017, 04:50 PM
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Rise and Shine
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QUOTE(metalgoat @ Oct 11 2017, 04:49 PM) aiyo so sad... waited forever to meet income requirement. now no more unlimited unless spend 500 I was about to apply next year when my EA form comes out, looks like it's not my emphasis now.  |
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fruitie
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Oct 11 2017, 04:59 PM
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Rise and Shine
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QUOTE(outpace @ Oct 11 2017, 04:58 PM) still quite OK no? RM500 transaction on the card 1 month before or after the access? or you guys simply have many many cards to spend that RM500.00? Yes, we have other cards to spend that RM 500. Not worth to spend RM 500 to get one PPL visit. |
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fruitie
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Oct 11 2017, 05:03 PM
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Rise and Shine
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QUOTE(metalgoat @ Oct 11 2017, 05:01 PM) so now if use 2x a month have to spend 1k? prefer to get 5x points & weekend cashback from Maybank2Card Yes, it seems but I don't bother to read further anymore. |
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fruitie
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Oct 11 2017, 05:09 PM
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Rise and Shine
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QUOTE(Human Nature @ Oct 11 2017, 05:07 PM) Yeah, kinda expected this day to come. If only the staffs take boarding pass strictly and only allow access with boarding pass.. |
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fruitie
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Oct 11 2017, 07:49 PM
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Rise and Shine
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QUOTE(Lego Warfare @ Oct 11 2017, 06:55 PM) After EACH lounge access? Does that mean if I visit 2 different lounges within 1/a few days, I am required to spend RM1000? Before or after. Yes, RM 1000 for your scenario. |
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fruitie
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Oct 11 2017, 10:53 PM
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Rise and Shine
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QUOTE(sj0217 @ Oct 11 2017, 10:26 PM) Was planning to use PPL on coming month December in TPE... Too bad the new revised of T&C starting on 1st Nov Will try to see whether any expend could be sort in At the moment still keep it for promotion purpose such as Starbucks 15% off Starbucks promo will end on 14th Nov.  I'm keeping these cards for a while, maybe cancel all and just let it left with the VS. |
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fruitie
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Oct 11 2017, 11:16 PM
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Rise and Shine
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QUOTE(sj0217 @ Oct 11 2017, 11:12 PM) Ya, hope the promo will extend  Most likely will process to cancel Platinum Master Card, and keep for Visa That day purposely sent me a SMS to remind me it will end on 14.11.  |
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fruitie
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Oct 12 2017, 11:26 AM
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Rise and Shine
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QUOTE(OPT @ Oct 12 2017, 10:56 AM) Need to be aware that having more cards affecting one’s cCrIS Nope. It is not. Only if you are not a good paymaster, it will affect your CCRIS rating. Plus cards from same bank will share same limit, so in a way, it doesn't increase your DSR as well. This post has been edited by fruitie: Oct 12 2017, 11:26 AM |
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fruitie
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Oct 12 2017, 12:09 PM
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Rise and Shine
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QUOTE(OPT @ Oct 12 2017, 12:04 PM) Then why some banks declined my application because I have “too many” cards with RM 0.00 outstanding every month? 🤔 Rejection or approval is entirely up to the banks' decision. Not really because you have too many cards... I have 21 cards today from 7-8 banks but until today PBB still rejected me while other banks are approving me, so I cannot really tell why as well. |
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fruitie
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Oct 12 2017, 02:20 PM
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Rise and Shine
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QUOTE(SzeMeng76 @ Oct 12 2017, 12:16 PM) Depend on how bank evaluate your DSR ba. Maybe your credit limit quota had reached align with your total income though. Try to reduce some bank CL, and try to apply again. I got feeling next year you will be approved.  That said most likely I will only keep AmBank VS and cancel the rest in Nov. At least, I still have one card if there is any AmBank deal.  OT: Yeah, hopefully after I start to cancel some cards and reduce my CL from other cards. |
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fruitie
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Oct 12 2017, 05:17 PM
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Rise and Shine
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QUOTE(deitel73 @ Oct 12 2017, 04:42 PM) But Aeon Gold 6x is for local PPL and Ambank Visa Signature is local + oversea, right ?? Yes. In life, you gotta give and take. Want overseas PPLs? Get cards with Priority Pass (very rare and probably for high income earners) or just continue spending minimum RM 500 with your AmBank card before or after your PPL visit. |
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fruitie
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Oct 12 2017, 10:08 PM
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Rise and Shine
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QUOTE(nothingz @ Oct 12 2017, 09:49 PM) not necessarily he is a priority banking customer. if he spends on his VI/WMC regularly and hit RM500/RM1000 easily then the revised t&c will not affect him anyway Well, the truth is he's a PB customer. |
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fruitie
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Oct 14 2017, 11:28 AM
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Rise and Shine
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QUOTE(Pmc @ Oct 14 2017, 12:57 AM) aii.. just got my visa signature and the tnc change for the PPL lol.. but still gonna keep since the credit limit given is quite generous.. but my new card ady got some peeling at the sides.. anyone having the same scenario? No such case for all my Ambank cards. |
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fruitie
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Oct 21 2017, 12:02 PM
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Rise and Shine
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QUOTE(mataitajin @ Oct 21 2017, 11:50 AM) Hi, i am new to ambank. In AM online site, can i pay my hire purchase using my AM VI card account? Thank you. No. You can't pay hire purchase with any credit cards. |
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fruitie
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Oct 22 2017, 09:43 PM
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Rise and Shine
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QUOTE(Garrick89 @ Oct 22 2017, 09:10 PM) Hi, I recently got preapproved offer for Ambank credit card. I'm interested in the Carz Platinum but I was told that I'm qualified for the Visa Signature. Anyone knows if the Carz points is any good or not? I checked the Ambank Website but not much description On where or how to use the carz points. should I apply for the Carz card or take up their offer on the Visa signature If you want me to be frank, neither one is good. Most of us took up Ambank cards for free PPL access but this will be revised from 1st Nov onward. |
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fruitie
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Oct 25 2017, 08:50 PM
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Rise and Shine
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QUOTE(mamamia @ Oct 25 2017, 08:45 PM) Ur answer is for Ambank Card? Erm. This is AmBank thread right? |
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