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Credit Cards Public Bank Visa Signature v4, 6% Cashback On Grocery, Dining, Online

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LostAndFound
post Jul 3 2016, 06:41 AM

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QUOTE(MGM @ Jul 2 2016, 11:53 PM)
I still don't understanding this habit of parking, what is d actual purpose?
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People lazy to click 'option' at the bottom and 'track this topic'.

Or ignorance. Malaysia-style =)
LostAndFound
post Jul 7 2016, 10:18 AM

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QUOTE(mamamia @ Jul 7 2016, 09:23 AM)
Payment using mytnb apps got 6% cashback
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QUOTE(cybpsych @ Jul 7 2016, 09:28 AM)
good to know!  thumbup.gif my 3 transactions via mytnbapp got posted  biggrin.gif

user posted image
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Could either of you check the MCC? As I have WISE card and this could be another convenient way to pay (especially if uob payonline down).
LostAndFound
post Jul 14 2016, 03:20 PM

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QUOTE(kengyan @ Jul 14 2016, 01:13 PM)
Dedicated CIMB Premier travel desk.
Just the above can make you feel superior than others.
Not everyone like cash backs as it can't show them to be more superior than others.
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Those who apply CC to feel superior to others are the bank's favourite sort of customer. For me I'd rather get the best benefit, even if the card is entry level.
LostAndFound
post Jul 20 2016, 06:53 AM

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QUOTE(Human Nature @ Jul 19 2016, 08:51 PM)
Your supp need to go branch to register
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And open savings account.... can't have pbe account with only CC according to CS. I was disappointed, lau yah system.
LostAndFound
post Jul 20 2016, 11:20 AM

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My supp (wife) tried to create based on instruction in post #2 but was not allowed. CS informed that Supp card cannot create standalone PBe account without CASA. I think responders above all are primary holder?
LostAndFound
post Jul 21 2016, 05:10 AM

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QUOTE(ronnie @ Jul 20 2016, 03:51 PM)
You don't need CASA for the Supplementary Cardholder to get PBe online access.
It's just most PB Customer Care are ignorant about creating for non-CASA CC cardholders.

My experience was go to the Public Bank branch, get a temporary username/password (in sealed envelope), the PBB office will create a "dummy" account and link your PBB CC Supplementary card. Login using the temporary username/password and create your permanent username and password
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]]]]]]]

Thanks ronnie! Will go check at branch.

QUOTE(coolguy99 @ Jul 20 2016, 08:37 PM)
after being rejected, how long do i have to wait before i can reapply?
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Appeal better. I did by email.
LostAndFound
post Jul 28 2016, 04:55 PM

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QUOTE(laymank @ Jul 28 2016, 03:45 PM)
one word of advice, those app that helps to remember your browser's field entries are good if there are some mundane repetitive data entries.

when it comes to credit card info, you would want to exercise diligence in safe guarding your card info for fraud prevention, after all it is our responsibilities in ensuring to whom those info are exposed to. No one knows what those apps done with your 'stored' information for sure.
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Agree, which is why you should use an 'offline' or self-running app rather than anything which relies on a 3rd-party server.

Regarding CC fraud, I think we're quite well protected here in Malaysia.
LostAndFound
post Aug 2 2016, 10:06 AM

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» Click to show Spoiler - click again to hide... «


Wow, is there any departmental which allows bill payment?

Only first 200+ customers per day are guaranteed to get though, based on the RM10k allocated per day of promo.
LostAndFound
post Aug 7 2016, 04:20 AM

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The promo for 5x/8x spend is by week, week starts on Monday or Sunday ah?

Are payonline payments counted?
LostAndFound
post Aug 7 2016, 09:38 AM

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QUOTE(MGM @ Aug 7 2016, 06:52 AM)
Monday.
Yes, except tnb.
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Anyone tried if bill payment on posonline counted? In particular thinking of paying AEON cc bill =)
LostAndFound
post Aug 8 2016, 06:11 AM

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QUOTE(cybpsych @ Aug 7 2016, 09:43 AM)
read below... anything utilities/govt-related transactions via uobpayonline may not eligible. better dont waste time trying smile.gif just be safe to exclude them from your payments...
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Yeah makes sense, does the same apply to POS Online?
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post Aug 8 2016, 05:55 PM

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No-one got comment if Posonline transactions valid for the 5x/8x promo? =(
LostAndFound
post Aug 9 2016, 06:29 AM

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QUOTE(MGM @ Aug 8 2016, 10:09 PM)
exclude the transactions that earn Cash Back under other on-going Cash Back promotion, flexipay, balance transfer, auto-debit, recurring payments, payments for utilities, direct marketing, insurance premiums, government related payments, payment via www.pbebank.com and ATM, cash advance/ cash withdrawal, quasi cash, casino transaction, interest payments, late payment fees, finance charges, annual fees, reversals, payment to charity(ies) and any form of service/ miscellaneous fees
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Thank you so much.
LostAndFound
post Aug 10 2016, 08:48 AM

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QUOTE(MGM @ Aug 10 2016, 04:19 AM)
I made 2  payments each to astro n TM n all qualified for CB.
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Just to ask, your TM payment is via occ.unifi or payonline? Or doesn't matter?
LostAndFound
post Aug 17 2016, 05:36 AM

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QUOTE(kart @ Aug 16 2016, 11:17 PM)
What is the lowest credit limit for Public Bank Visa Signature card?

I would like to pledge a fixed deposit to get this card.
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Make sure you done the proper calculation, whether RM50 a month is worth tying up your 20k ringgit. Your pledge FD is 'losing out' in terms of interest compared to promo FD or maybe other types of investment.

If you calculate at 1% difference (that's the minimum, comparing basic FD with promo) 20k ringgit means you 'lose' 200 ringgit a year. If your cashback is more than that then okay, but then maybe other cards (like VOX/CIMB CR for online, Maybank Ikhwan for groceries) make more sense.
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post Aug 24 2016, 04:36 PM

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QUOTE(alchmiya @ Aug 24 2016, 10:34 AM)
Thanks guys for the replies. I will just rely on hardcopy statement then.
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QUOTE(lilsunflower @ Aug 24 2016, 11:57 AM)
ytan053's advice is similar to my experience. My husband just created a savings account with PBB on Monday. He deposited RM250, then withdrew RM230 immediately to maintain the RM20 minimum amount. He also did not opt for an ATM card, so no annual fees.

Once that was done, he could create an online account. It was a very easy process.

My other supplementary card holders didn't want to go through the hassle of this, so they just rely on hardcopy statement. However, if you want to check your transactions, you can easily call CS and they will happily go through all your transactions with you on the phone.
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Actually my supp card holder went to branch and was able to get PBe account without having savings account.
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post Aug 25 2016, 03:15 AM

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QUOTE(saitong09 @ Aug 24 2016, 08:35 PM)
Separate statement? Btw, I has been told by PBB that if you only have FD with public bank, you can get PBe account for your supp card with separate statement.
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Yes separate statement (hence separate cashback). Perhaps bank staff trying to get business from you?
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post Aug 25 2016, 12:19 PM

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My supp holder has no other relationship with public bank, and did it in SS15 public bank branch.
LostAndFound
post Aug 26 2016, 10:31 AM

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Missed out full RM50 cashback for last statement month because a Waffle shop in KLCC (Wafflemeisters) is registered MCC 5499....
LostAndFound
post Sep 9 2016, 12:30 PM

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QUOTE(ytan053 @ Sep 9 2016, 11:14 AM)
Could not find in Public Bank wesbite as to what is the no. of supp card that we can apply under 1 principal. Saw someone mentioned in Wise thread that it's 6. How to confirm this? smile.gif
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I asked before, CS told me no limit, only limit is based on the credit limit you have. If you have 100k credit limit, you apply for one supp with 50k another one with 40k then that's it =).

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