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Credit Cards Public Bank Visa Signature v4, 6% Cashback On Grocery, Dining, Online

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janson_kaniaz
post Nov 3 2016, 01:11 PM

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QUOTE(cybpsych @ Oct 29 2016, 10:15 AM)
yes, gotten mine too biggrin.gif

// 28 OCT 28 OCT (DGP) PB SWIPE CASH BACK - WK1 25.00CR //

all swiped on 5 Oct 2016 (Wed).
unifi @ tmportal, umobile @ selfcare portal, maxis postpaid bills @ maxispay
total amount swiped RM500.00 (overpaid some bills to fit exact amount).
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QUOTE(BeastX @ Nov 3 2016, 12:51 PM)
Perhaps the mechanism is already in place to detect for "payments for utilities"....
Question/Query for confirmation: Could the feature of 6% overlap with this 5%... so essentially, we could get a max of 11% CB on some transactions (or 10% if we hit exactly RM1k on all transaction)....
^It was possible with previously promo though...
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QUOTE(MGM @ Nov 3 2016, 12:59 PM)
Unifi & Digi considered as Utilities? hmm.gif
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cybpsych got his cb from payment with unifi and mobile for week1.

not sure they have detected uobpayonline as payment for utility. need someone who have paid something via upbpayonline and received cb to verify...
janson_kaniaz
post Nov 3 2016, 08:19 PM

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QUOTE(lilsunflower @ Nov 3 2016, 07:59 PM)
AKKKKKKK. My mistake. Was 6 October lunch time, 1.53pm. No wonder it was too late. I checked my receipt and it matches transaction date of 6 Oct on my PBB statement.  So sorry for wrong information. Embarrassed!!

But at least I now know that cashback pool runs out super fast.

I saw someone say they got cashback for Saturday and Sunday spending though?
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I maybe wrong.

If your claim that someone had transaction done by Sat and Sun and still got the cb is true, then the most probable reason is the system only looks at the transaction date for the first transaction of the multiple transactions.

Again, I maybe wrong.
janson_kaniaz
post Nov 3 2016, 10:02 PM

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trojant

please confirm your week1 cashback spending is for transaction on 8th oct (sat) and 9th (sun) as you claimed earlier.

so far only you've made such claim. just want to doubled check.
janson_kaniaz
post Nov 7 2016, 06:54 PM

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QUOTE(ytan053 @ Nov 7 2016, 06:33 PM)
Enquired PBCS regarding not getting CB for RM1 million swipe promo, their reply was:

We are pleased to advise that transaction for TMONLINE and MAXIS E BILLING  is not qualified for cash back due to under payments for utilities.

My transactions were:
07 OCT 06 OCT TMONLINE(EC) KUALA LUMPUR MY (For Unifi payment, cant recall which portal I used)

07 OCT 06 OCT MAXIS E BILLING-EC PETALING JAYA MY (For Maxis Fibre net payment via Maxis BB portal)

Guess paying via UOB Payonline is still a safer route
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what is ebilling? auto debit?
janson_kaniaz
post Nov 8 2016, 06:54 PM

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QUOTE(ytan053 @ Nov 8 2016, 01:17 PM)
Nope, not auto billing. The maxis payment that I made was for Maxis Fibre Net via the Maxis broadband portal.

https://myaccount.maxis.net.my/wbb/Default.aspx

As a 2nd thought, as lily already reported that the cash back pool for week 1 has been exhausted by Wednesday and all my transactions are on Thu, hence I think it's not that the payment is not qualified but rather I have missed the timing, i.e. I have been "BS" by those useless CS.
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It's quite dangerous to be asking CS so many questions sometimes. The more ppl ask the more they will investigate and not surprised they will remove any bill payment in the future.
janson_kaniaz
post Nov 10 2016, 12:06 PM

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QUOTE(ke la ut @ Nov 10 2016, 11:59 AM)
min annual income -> 100k

my annual income -> 96k

you think public bank can approve this card?
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there is a chance. my advice is to give it a try.
janson_kaniaz
post Nov 16 2016, 05:00 PM

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did RM500 transactions on tuesday. received rm25. can't tell what time since it was overseas transaction.

This post has been edited by janson_kaniaz: Nov 16 2016, 05:01 PM
janson_kaniaz
post Nov 17 2016, 08:02 PM

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QUOTE(harmonics3 @ Nov 17 2016, 04:39 PM)
Strange, I had a more than RM1K transaction on 17 Oct (after conversion from Sterling Pounds) and posted on 18 Oct but did not receive any cash back, the customer service officer told me they are still processing the 3rd week cash back and asked me to check again tomorrow. rclxub.gif
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double check the transaction date. they follow U.K. time not msia time.
janson_kaniaz
post Nov 24 2016, 08:31 PM

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QUOTE(drbone @ Nov 24 2016, 08:18 PM)
lol what's your problem dude ?
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QUOTE(Human Nature @ Nov 24 2016, 08:29 PM)
I do not have any problem  smile.gif
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whether they know or not, y do u want to risk it? smile.gif

This post has been edited by janson_kaniaz: Nov 24 2016, 08:32 PM
janson_kaniaz
post Nov 29 2016, 04:59 PM

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Week 4 CB is out.
janson_kaniaz
post Nov 29 2016, 05:31 PM

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QUOTE(mamamia @ Nov 29 2016, 05:22 PM)
Week 4 and Week 5 cashbback posted today
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When i posted i didn't see week5. Now it's out as well rclxms.gif
janson_kaniaz
post Nov 29 2016, 08:47 PM

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QUOTE(lilsunflower @ Nov 29 2016, 08:46 PM)
Wow. For Weeks 4 and 5 I only hit the first RM200 on Wed and didn't get CB. Think it runs out by Tuesday. Anyone got cashback for Wed spend?
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Not sure why you are still surprised. I thought you already made the conclusion previously the quota would run out by Tuesday or something? hmm.gif
janson_kaniaz
post Nov 29 2016, 08:59 PM

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QUOTE(lilsunflower @ Nov 29 2016, 08:53 PM)
Yes but just checking that it's week on week.
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If you didn't get for the first couple of weeks, it's even more unlikely you'll get at the later weeks since more ppl will be aware of the promo. That's just the nature of the game... blush.gif
janson_kaniaz
post Dec 5 2016, 06:53 PM

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QUOTE(kevyeoh @ Dec 5 2016, 05:19 PM)
ok, i'll take the risk then... cause the shop gonna impose 2% fee... if i don't get the CB...i pay 2% more...if i get CB...i get back 3%
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100% for me so far. All Monday swipe.
janson_kaniaz
post Dec 16 2016, 05:00 PM

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has anyone tried paying tnb via shopee method? is it reliable?
janson_kaniaz
post Dec 16 2016, 11:13 PM

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QUOTE(cybpsych @ Dec 16 2016, 10:34 PM)
not much savings. not worth the trouble since going thru many channels: card > shopee > seller > tnb. many issues can go wrong between your card till your tnb account gets updated with payment.

if got at least 5% discount, the worth the trouble.

pay via mytnb portal is better, immediate update, and cb eligible.
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thinking to get 6% normal monthly cb for online transaction and then 5% on monday for the promo
janson_kaniaz
post Dec 17 2016, 12:02 PM

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QUOTE(glauncher @ Dec 17 2016, 11:35 AM)
hi, how many persons can accompany me into airport lounge using my card?
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one person per card.
janson_kaniaz
post Dec 17 2016, 12:08 PM

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given the fact posonline still can't accept cc, any other way to pay IWK using CC?
janson_kaniaz
post Dec 19 2016, 11:43 PM

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QUOTE(lilsunflower @ Dec 19 2016, 11:21 PM)
Just wanted to share a Christmas / New Year shopping tip. 

I've been reloading 500 or 1000 in One  Utama e-gift cards on Mondays when I have nothing else to spend on to get PBB VS 6% online standard CB plus 5% promo CB). The credit is loaded very quickly and can be used like cash at the majority of One Utama stores. Can even use at those tiny food retailers which normally accept cash only or CC above RM50.

Today bought 3k+ of Christmas presents from normal "retail" places which normally qualify for negligible CB (all those clothing places, make up, Mothercare, Toys R Us etc). Enjoyed lots of sale discounts, the 6% standard CB, and a high chance of 5% promo CB.

Not sure if other malls have a similar concept of preloading credit into a card online, but if they do, it's a great CB maximiser.
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i didn't know they sell e gift card. how to transfer that to the physical card?

janson_kaniaz
post Dec 20 2016, 12:01 AM

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QUOTE(lilsunflower @ Dec 19 2016, 11:58 PM)
Go to https://www.oneshop.com.my - it is very simple. About 5 minutes after purchasing gift card, they send email with redemption code number and link. Amount gets credited almost instantly. Sometimes I choose all my stuff, check total amount payable, and buy the gift card online using my phone before I pay. For big amounts (like buying 2 pairs Nike shoes last week for RM1000), I will always check with the counter whether I can pay the full amount using One Card, then only buy if they say OK. Some retailers have certain weird rules.

During certain festive periods (like Hari Raya and a few others), they even gave rebate (think 5-10%). During those promos, you buy credit of RM100 and get RM10 extra! I maxed out like crazy, got all my family members to apply for One Card and bought the max number during those periods.

E-gift vouchers were only launched this year, so not sure if this generosity will continue as they become more popular. However, at least can still enjoy the 6% online cashback by reloading the card.
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this?

https://www.oneshop.com.my/index.php?_route...-christmas-2016

after buying it will send email on how to transfer to the physical card?

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