wow, that means you spent ~26K. Must have successfully won a lot of cash back promotions.

You mean we can transfer the credit balance after BT from MBB to our CASA? That seems too good to be true

wow, rm220k free $$$... must learn from you to max out the credit limit if there's another BT promo again...
how to transfer the credit balance to our CASA? by calling the CS?

A general question: for the current 1-million cash back promo, i understand only principal card gets the cash back for qualified supp. card spending. My question is the supp. card (on separate statement) spending combined with that of the principal card to qualify for the rm200, 500 and 1000 cash back thresholds? e.g. in 1 week, principal spending (100)+ supp. spending (100) = 200 hence qualified for Rm10 cash back. Or since neither principal (100 spending) nor supp. (100 spending) meets the rm200 threshold, no promo cash back given?
sorry for the long-winded question and thanks in advance

ok, thanks for your confirmation.

This post has been edited by harmonics3: Jan 8 2017, 02:12 PM

I received a sms informing the approval of supp. card after the card approval (my supp. card phone number is my number).

yes, the lounge staff will swipe your card and generate a receipt for you to keep. you may need to sign/key in a pin just like any other merchant transaction (just that you are not charged as long as within the quota).

May I know how fast does the payment go through Markjs94 on Shopee? My payment is still not shown in mytnb after 2 days payment to shopee.

ya, the status is "to receive", which means I need to click on "order received" once mytnb reflects the payment. If using uob payonline then it's tedious as have to manually key in the account number and error prone.

ok, I shall wait for 1 to 2 days. 1st time using shopee so not so sure. thanks

This post has been edited by harmonics3: Feb 15 2017, 05:33 PM

ok, finally see the payment reflected in mytnb. he apologized for late payment due to uob payonline rejection. overall good services and thanks for the advice

you topped up 1k in 1 go?

I have similar question and called up CS and was directed to call Lonpac. The Lonpac officer said supplementary card holder is entitled to the travel insurance if purchasing airticket using the supplementary card. And the coverage is same as principal card holder. This seems to contradict the "card member agreement" which explicitly states the travel insurance is for "principal card member" and his spouse and children. Anyone can confirm this?

This post has been edited by harmonics3: Feb 23 2017, 07:42 PM

Did you join the last one starting 13-Feb?

That's super efficient, anyone can confirm shopee transactions counted for this 5x/8x swipes promo?

This post has been edited by harmonics3: Mar 24 2017, 05:12 PM

din notice his posting. Just worry that if using 8x consecutively will be considered as split bill and disqualified coz all shopee transactions seem to have the same description.

Are they all same merchant?

got mine 2 weeks ago. card approved in end Dec 2016.

got mine 2 weeks ago. card approved in end Dec 2016 and probably meeting the requirements in mid-Jan 2017.

Just to share my experiences: when I rented a car in Sydney last month, the rental company charged me a deposit on 7 Feb and refunded the same amount the next day after I returned the car. The transactions details are as follows:
Posting Transaction
07 FEB : 07 FEB THRIFTY AUSTRALIA AU : 1,329.16
385.00 AUSTRALIAN DOLLARS
09 FEB : 08 FEB THRIFTY AUSTRALIA AU : 1,283.31CR
385.00 AUSTRALIAN DOLLARS

You can see that I lost RM45.85 just over 1 day for same amount of debit and credit!!
I think PB charges a commission whether it is debit or credit of foreign currency. So you should avoid using credit card in overseas if you can.

PS: Strangely another car rental company also "charged" me a deposit but it was never reflected in the statement. It could be considered as other type of transaction so not reflected.

This post has been edited by harmonics3: Mar 30 2017, 09:47 PM

ok, you may have a point on the buy-sell spread. And yes we have to use a credit card for online reservation and payment in this case so can't avoid.

I am not sure "pre-authorization" was the term used when the car rental staff told me about the deposit charge. But I will remember this term in future deposit payment.