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Credit Cards CIMB Bank Credit Cards v5
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fruitie
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Oct 8 2016, 06:44 PM
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Rise and Shine
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QUOTE(gastacopz @ Oct 8 2016, 05:16 PM) im not sure..thats why i posted my calculation screenshot...  ..for others to double confirm..if xox 0.3%, total 26.31....actual paid 26.78 create an excel table so i can play around with it... Why AEON 2%?
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fruitie
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Oct 8 2016, 06:51 PM
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Rise and Shine
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QUOTE(gastacopz @ Oct 8 2016, 06:48 PM) aeon big...2% right groceries? not aeon supermarket/aeon cc using posonline Celcom is auto-debit ya? Actually not sure if the date is correct, you will need to see the posting date as well.
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fruitie
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Oct 8 2016, 06:55 PM
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Rise and Shine
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QUOTE(gastacopz @ Oct 8 2016, 06:53 PM) yes..celcom auto debit.. all follow posting date...coz some transaction end month, they post next month... I doubt on XOX and Digi will give 5%.
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fruitie
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Oct 8 2016, 07:01 PM
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Rise and Shine
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QUOTE(gastacopz @ Oct 8 2016, 06:58 PM) ill give screenshot for my statement later...maybe got some mistakes in my calculations. Yes, please. I was hoping to have 5% cash back for XOX but I didn't get anything, just 0.3%.
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fruitie
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Oct 9 2016, 01:17 PM
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Rise and Shine
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QUOTE(gastacopz @ Oct 8 2016, 10:08 PM) attached..... please do some magic  It seems your statement cycle is not the same as ours? 5th or 6th is new cycle?
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fruitie
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Oct 10 2016, 09:55 AM
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Rise and Shine
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QUOTE(gastacopz @ Oct 9 2016, 02:47 PM) my other rebate 0.20 cents... digi online and xox 0.2% only?  See, I told you that I doubt Digi and XOX will get 5%. I tried before and never got it.  I didn't have a laptop for me over the weekend and it was difficult to view from my puny screen but I know somebody will help you to check the details.
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fruitie
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Oct 10 2016, 06:00 PM
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Rise and Shine
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QUOTE(lilsunflower @ Oct 10 2016, 03:30 PM) When did you send in your applications? I sent mine on 30 September (for 2 more supp cards), but no response yet. After reading your post, decided to send a follow up e-mail. They are pretty bad huh? Me 2 working days already followed up lo.
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fruitie
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Oct 10 2016, 09:00 PM
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Rise and Shine
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QUOTE(iXora.ix @ Oct 10 2016, 08:45 PM) Woah I just send my supp application last saturday night to cardsmktg@cimb.com but still dont get any reply yet. meaning send to cardcentre@cimb and cc to cardsmktg@cimb also? I think I need to follow up afraid they 'miss' my application  Yes, I sent to both address from the beginning. You can try only the cardcentre email address but no harm in adding another one address.
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fruitie
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Oct 10 2016, 09:16 PM
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Rise and Shine
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QUOTE(lilsunflower @ Oct 10 2016, 09:04 PM) Yes I emailed both as well because of my first experience where they didn't respond to my application. This is my second round of applying for supp cards now that someone here posted can apply for more than 2. I'm still considering to go for second supplementary as it seems enough for my usage now unless YOLO is being picky later. I'm actually more worried that CIMB will remove this separate quota thingy.
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fruitie
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Oct 10 2016, 09:22 PM
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Rise and Shine
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QUOTE(iXora.ix @ Oct 10 2016, 09:20 PM) yeah, my ikhwan and you:nique also combine the cash rebate thinggy. totally not cool  Actually combined cash back is the usual practice for all banks but CIMB CR is being generous and follows by PBB VS which needs to apply separate statement.
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fruitie
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Oct 11 2016, 12:16 AM
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Rise and Shine
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QUOTE(lilsunflower @ Oct 11 2016, 12:07 AM) I know what you mean! I supped my Maybank VS to all my siblings so they could help me achieve annual spending. Such a headache to identify each line item every month. But with cimb cr, it's so easy. Plus, principal can view all the supp cards online and in one statement. Very very generous. I'm not sure if my 2 additional supps will be approved since I already have 2, but if they are, then I can potentially get back Rm150 per month from my 1 principal plus 4 supp. Not bad for entry level card. Don't mind me asking, are you paying anything for your company or anything? Your expenses seem high in every thread you are active at.
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fruitie
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Oct 11 2016, 12:28 AM
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Rise and Shine
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QUOTE(lilsunflower @ Oct 11 2016, 12:25 AM) No, not company expenses but lots of claimable allowances and perks (car running costs, medical, professional subscriptions, mobile, travel etc). My husband also gets a lot of expat benefits, which we pay for first and claim later. Generally, kids' education, family insurance, condo management fees, DBKL etc for investment properties are very very high. But I view these as long term investments and hence worth paying for. My personal household expenses on the other hand are low. TNB only Rm250 max per month for whole house, and we don't eat out. I try to keep non-essential expenditure to the minimum. Which explains my cashback obsession   Good for you, my company's perks and benefits all cannot be paid from our own pocket. All will be prepaid by company to reduce risk of corruption and conflict of interest.  Now I got it... That's why you need so many cards.  I'm only single and I have been trying to control on my expenses to reduce my cash back obsession. I think I will keep to 1 principal + 1 supp for CIMB CR.
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fruitie
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Oct 11 2016, 12:40 AM
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Rise and Shine
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QUOTE(lilsunflower @ Oct 11 2016, 12:37 AM) Wow, that's quite strict. Mine can claim up to max limit, so I guess that is how they control corruption because the total cost is already factored in. If we don't utilise, it's burnt. Hehe. When I was single 1 CC sufficient for me. Using PBB VS plus CIMB CR definitely can cover all my needs. On a CIMB CR and supps related note. I found that best way of paying supp cards every month is to pay total to principal and then call CS to do transfer. Takes only 1-2 days and no need to pay multiple IBG fee. I did this last month and found it so much easier. Yes, for some benefits I will pay and claim later. Like optical, health screening.  However, all business trips like flight and hotels will be prepaid by company and we are all supplied with a corporate credit card to pay for our business expenses. Anyway, I think by paying RM 0.11 is easier than calling CS, no?
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fruitie
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Oct 11 2016, 12:56 AM
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Rise and Shine
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QUOTE(lilsunflower @ Oct 11 2016, 12:45 AM) I'll do anything to save 11 cents haha. Plus, for 4 supp cards, it's 44. And of course I use office landline to call while cimb kindly puts me on hold. Also paranoid about incorrectly transferring money now got so many principals and supps across various banks. Actually I don't like to be put on hold for so long.  OK la, you have your way to manage it. I don't have many cards with different name, so it is fine for my case.
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fruitie
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Oct 11 2016, 09:03 PM
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Rise and Shine
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QUOTE(adele123 @ Oct 11 2016, 08:15 PM)  i should have tried it with my cimb CR last month. Confirm right? Thanks for the heads up. I think next time one can try this out with other online related cards. KLIA Transit/Ekspres should use the same platform. One can test it out as it could be the kiosk is actually online based, hence detected as online transaction. fruitie you do use klia ekspres right??   I don't.  I take cab from my house, nearer rather than I travel to KL Sentral and take KLIA Express.
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fruitie
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Oct 12 2016, 03:28 PM
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Rise and Shine
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I will reject insurance, credit cards shield, advanced cash, personal loan from banks. Once they start introducing any of these stuff, I will say no thanks and hang up my phone.
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fruitie
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Oct 12 2016, 10:21 PM
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Rise and Shine
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QUOTE(kokchoy89 @ Oct 12 2016, 09:54 PM) Thanks bro, It's reflected exactly on 29th Sept  Not bro though. Anyway, don't deduct the cash back against your statement, just pay the amount as indicated in statement balance.
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fruitie
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Oct 13 2016, 03:50 PM
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Rise and Shine
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Just applied Enrich Plat in CIMB KLCC but unfortunately they are having renovation now so cannot get card within 1 hour. It will go through manual way and they don't even have the EPF machine anymore due to renovation. I don't have payslips with me but the officer gave me his email address. I will email him my payslip instead. The card was so new that even their ready printed forms have no such card. However, there are brochures available already. The officers got me the latest form and told me I was the first one to apply this card in their branch.
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fruitie
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Oct 13 2016, 04:09 PM
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Rise and Shine
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QUOTE(fly126 @ Oct 13 2016, 04:05 PM) Any good of This Card...??? Checked on the website their Benefit So-so only  Free for life and free 2x Golden Lounge, travel insurance.
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fruitie
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Oct 13 2016, 04:36 PM
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Rise and Shine
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QUOTE(fly126 @ Oct 13 2016, 04:21 PM) Yeah, FREE for Life Card is Good for Safe-Keeping as Backup  I just wanna use it for Golden Lounge since I'm not travelling in business class for short haul international.
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