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Credit Cards CIMB Bank Credit Cards v5
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alexwsk
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Nov 8 2016, 07:17 PM
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QUOTE(starry @ Nov 8 2016, 05:55 PM) Hi, Is CIMB Cash Rebate Mastercard card entitled to 2% cashback for Unifi payment via occ unifi auto debit? last time i tried, i only get 0.2% oso the occ unifi auto debit is not working, you hv to fill up a form and fax or email to TM
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alexwsk
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Nov 26 2016, 11:29 PM
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QUOTE(wei6722 @ Nov 26 2016, 11:22 PM) Anyone ever buy e-book from Google play store? When I add my CC detail in the app, I received sms from cimb that RM 4 charged to my cc. Is it registration fee? no, it's for pre-authentication, just to verify your card details should be refunded back to your card, but since you use CIMB, you might be charged extra 0.8% cross border fee
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alexwsk
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Nov 30 2016, 09:00 PM
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QUOTE(fruitie @ Nov 30 2016, 12:15 AM) Aargh. Really love and hate this PosOnline. Last month posted too early (before new cycle) and causing me to lose cash back.  This month until now hasn't posted yet and causing me cannot maximize cash back.  Already shown successful on PosOnline and even shown paid in MyTNB.  Why la?  I paid on 27th's morning... i paid on 26 morning and yet it's posted on 29, i lagi geram previously all 2 days, maybe need working days
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alexwsk
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Dec 1 2016, 10:51 PM
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QUOTE(tonytyk @ Dec 1 2016, 10:13 PM) Anyone realised that IWK bills no longer payable by credit card via POS online ? currently all bills cannot pay using cc via posonline, under maintenance
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alexwsk
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Dec 8 2016, 10:14 AM
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QUOTE(LostAndFound @ Dec 8 2016, 09:22 AM) Just checked out. qoo10 got 10% surcharge so doesn't seem to make sense, but seems like the shopee link is legit and no surcharge (got one seller even offer small discount). Next bill then will try. yes, coz qoo10 lazada and 11street charges the merchant, so merchant just pass back the charges to customers since shopee is the newest among all those, no charges to merchant yet, not sure how long can last
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alexwsk
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Dec 10 2016, 01:43 PM
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QUOTE(Huntsman @ Dec 10 2016, 10:36 AM) Hi, this might be a dumb question but for what reason are there finance charges? I'm a first time card user so this is my first statement. The statement date is 27th Nov but I paid earlier on the 26th thru cimb clicks using the "full payment" option thinking that the amount is my total for that month's statement (I did not use the card after paying). Thinking that I have settled my statement, I didn't wait till 27th to check because I thought I paid on 26th and never used the card after that However, yesterday (9th Dec) I opened up cimb clicks (having not used the card since paying on 26th). I saw the 27th Nov statement with some balance and finance charges. I realized that there are some transactions that I made on 24th Nov which was not in the amount I paid on 26th. But this does not explain the finance charges? I thought the finance charges are for when one did not pay after the statement due date? Given that grace period is 20 days, due date is the 20th day (17th Dec this month)? And this is my first statement ever so I shouldn't have any prior overdue. Also, would this affect my ccris? always pay after the statement date so u know the exact amount to be paid in your case, i thk the transaction on 24 is posted on 27, hence you cannot see that amount on 26 is your current statement balance = the 24 transaction amount?
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alexwsk
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Dec 13 2016, 04:43 PM
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QUOTE(fruitie @ Dec 12 2016, 11:24 PM) Bought a micro USB+Lightning cable for RM 4.20, 50% discount using CIMB card.  Then one Android box and just purchased JBL earphones since so cheap and also Casio watch from flash deal. which android box did you buy, can recommend? thking of freeing up my PC currently connected to the TV  with CIMB discount? This post has been edited by alexwsk: Dec 13 2016, 04:46 PM
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alexwsk
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Dec 13 2016, 05:47 PM
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QUOTE(chiahau @ Dec 13 2016, 05:15 PM) http://www.lazada.com.my/beelink-mini-mxii...k-14665977.htmlRecommended as I used this before. Now back to topic. How do I apply for a credit limit increase for my CIMB? QUOTE(fruitie @ Dec 13 2016, 05:26 PM) thanks for the recommendation see whether I can resist the CIMB 10% or not
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alexwsk
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Dec 14 2016, 01:07 PM
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QUOTE(akib_mullen @ Dec 14 2016, 12:23 AM) If I want make supplementary card, the credit limit lets say I put 1k and my principal 5k. So later my principal cl will be 4k? ur principal remains at 5k, if you spent all 5k, then your supp cannot spend dy u supp max is 1k, if supp spent the whole 1k, principal left with 4k
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alexwsk
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Dec 17 2016, 11:48 AM
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QUOTE(xcxa23 @ Dec 17 2016, 09:37 AM) tats y im wondering if paid via kiosk using cimb credit card, will it entitled for cash rebate as well? since rhb only 1% and cimb 2% cimb 2% for standing instruction only
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alexwsk
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Dec 17 2016, 11:51 AM
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QUOTE(xcxa23 @ Dec 17 2016, 09:37 AM) tats y im wondering if paid via kiosk using cimb credit card, will it entitled for cash rebate as well? since rhb only 1% and cimb 2% sry, dupplicate This post has been edited by alexwsk: Dec 17 2016, 11:54 AM
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alexwsk
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Dec 20 2016, 05:21 PM
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QUOTE(rdevil33 @ Dec 20 2016, 01:07 PM) Made a online purchase via Shoppe recently using CIMB CR for RM97. But the statement received showing RM97.97! 1% extra. Is it so called cross border fee? The transaction description showing Shoppe Malaysia SINGAPORE SG. Anyone have same experience like me? QUOTE(fruitie @ Dec 20 2016, 01:10 PM) 0.8% actually. Yes, cross border fees. i can confirmed it's 1% now paid RM25 being charged RM25.25 by CIMB after this need to remember not to use CIMB for shopee and paypal dy
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alexwsk
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Dec 22 2016, 11:19 PM
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QUOTE(starry @ Dec 22 2016, 04:42 PM) Thanks for the explanation, fruitie If payment's charged in foreign currency, CIMB will charge a forex fee of 2% as mentioned by another forummer here? CIMB Forex FeeSo in other words, pay in RM charged 1% cross border fee, pay in non-RM charged 2% forex fee. That means it's still better to pay in RM. if using paypal, not necessary better to pay in RM coz paypal's conversion rate might be worse compared to 2% forex charge QUOTE(MrLoo @ Dec 22 2016, 10:30 PM) Yea... but I can go BNM check CCRIS... also a check from FI? And also it might be Lon, unnecessarily cc...My auto loan payment very nice, PTPTN cleared recently ... so would like to try walk in to CIMB for instant approval upon next month epf masuk PTPTN cleared recently, meaning got missed payments before this? this might contributed to not so nice CCRIS reading This post has been edited by alexwsk: Dec 22 2016, 11:21 PM
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alexwsk
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Jan 2 2017, 05:30 PM
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QUOTE(Nymphetamine666 @ Jan 2 2017, 03:54 PM) How much is the late making payment charges? 1% of the total outstanding amount, subject to a minimum of RM10 and a maximum of RM100
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alexwsk
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Jan 11 2017, 10:30 AM
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QUOTE(banoriginal @ Jan 11 2017, 10:20 AM) If I purchase something at shopee can I get any cash back ? yes, but got 1% cross border charge
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alexwsk
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Jan 15 2017, 07:34 PM
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QUOTE(kart @ Jan 15 2017, 03:23 PM) For CIMB Cash Rebate Platinum MasterCard, do we get SMS transaction alert for online transactions? after you get the TAC pop up (if using smart phone), no further sms for the transaction
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alexwsk
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Jan 16 2017, 01:51 PM
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QUOTE(David83 @ Jan 16 2017, 08:44 AM) I'm a little of my last weekend online swipes at 11street. This is the description posted: David XXX KUALA LUMPUR MY It has no merchant name. I'm afraid it could be excluded from the 5% online category rebate calculation. must be 11street huh mine also like that, still can get 5%, so no worries
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alexwsk
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Jan 17 2017, 09:11 AM
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QUOTE(David83 @ Jan 16 2017, 02:33 PM) But last month it was written like this: 11STREET KL SENTRAL KUMY my last month statement got both types of descriptions for 11street transactions, so shud be no problem
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alexwsk
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Jan 19 2017, 11:58 PM
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QUOTE(cocopuffs @ Jan 19 2017, 09:13 PM) Does anyone experience constant delay in receiving text message alerts for CIMB CC transactions? I've been getting the alerts 1 day later.... i paid bill using cimb cc thru cimbclicks yest, gotten sms alert after that, got another one this afternoon was thinking to call and chk just now but forgot dy
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alexwsk
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Jan 30 2017, 12:47 PM
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unexpected 2% - groceries: HERBS 'N' FOOD (USJ) S PETALING JAYAMY
basically chinese medicine supermarket/mini market type
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