Welcome Guest ( Log In | Register )

Outline · [ Standard ] · Linear+

 After down payment only can confirm car allocation, Is it normal or? For limited car

views
     
littlefire
post Jun 24 2016, 01:38 PM

Look at all my stars!!
*******
Senior Member
2,736 posts

Joined: Jun 2009
From: Penang


QUOTE(Fukatsu @ Jun 24 2016, 12:30 PM)
Yes I'm purchasing from official branch, Subaru @ Cheras.
What can I do anyway to ensure mine would be submit faster than other because the SA always reply with 'management told, management advise, management...', every word come with management..., tried my best to get loan approve within 2 days time, now they only tell me such procedure.
Call up management people would make thing help?
Even thou this is limited car, still not normal procedure right?
He need me to make down payment first only can provide the chassis no. within 10 days, if result as fail, refund within 'fastest 1 month'.

Good price car but so hard to buy =(, I can pay down payment first but later if fail, and have to wait 'fastest 1 month' and can cause up to 2 months, so troublesome #Subaru
*
Yes, is better to direct go to office and talk, especially the branch manager. From what i know the Russ Swift road show demo car is limited and a lot of people are showing interest for it due to cheaper price tag.

Sorry to tell, but if the last car already sold off they might ask you to take for other (Maybe test drive unit) or newer car model. Got a few person already kena this scenario already these few days..
TSFukatsu
post Jun 24 2016, 04:09 PM

New Member
*
Junior Member
31 posts

Joined: Aug 2012


QUOTE(littlefire @ Jun 24 2016, 01:38 PM)
Yes, is better to direct go to office and talk, especially the branch manager. From what i know the Russ Swift road show demo car is limited and a lot of people are showing interest for it due to cheaper price tag.

Sorry to tell, but if the last car already sold off they might ask you to take for other (Maybe test drive unit) or newer car model. Got a few person already kena this scenario already these few days..
*
The same promotion already got people kena ah? Weh...
Anyway just hope for it, if fail just full refund loh, 1 month plus to refund.
Karenalvin
post Jun 24 2016, 04:51 PM

Getting Started
**
Junior Member
247 posts

Joined: Oct 2008
well... thats the price to pay for 30k savings I guess.

put it from the perspective of the SA, there are X numbers of cars and all the SA are selling them. these cars are flying off the shelves like hot cakes and they need to secure it ASAP, basically a case of SA vying with other SA to get the cars.

not saying its the proper way to do things, but such is the reality of a good deal. lol...
SonnyCooL
post Jun 25 2016, 12:24 PM

Web Bastard
*******
Senior Member
5,957 posts

Joined: Sep 2004
From: www.bitching.asia


QUOTE(dares @ Jun 23 2016, 09:48 PM)
What I did when I bought my previous 2 cars, was that I told the SA upfront that I will not sign the loan agreement without a chassis number.

Tell them to allocate to you your car, else you will not sign the agreement nor pay the D/P, and you shall take your business elsewhere.
*
How bank do u a car loan with out car ?
Ginny88
post Jun 25 2016, 12:41 PM

Regular
******
Senior Member
1,032 posts

Joined: Oct 2011
QUOTE(SonnyCooL @ Jun 25 2016, 12:24 PM)
How bank do u a car loan with out car ?
*
Banks only need the vehicle sales order and your supporting documents to do the loan. They do not need to wait until a car is allocated to you.

When you sign the loan is immaterial as long as it is before the vehicle arrive in the showroom. Otherwise it may slow down handover of the car. If you have signed the loan and you get fed up of waiting you can transfer the loan to another dealer or cancel it.
dares
post Jun 25 2016, 12:46 PM

Enthusiast
*****
Junior Member
834 posts

Joined: Jul 2011
QUOTE(SonnyCooL @ Jun 25 2016, 12:24 PM)
How bank do u a car loan with out car ?
*
When you apply for loan, you only need to state the amount and for which car model you intend to apply the loan for.

Once the loan is approved, the bank will issue the letter of undertaking (LOU). After you agree to the terms of the loan (interest rates etc.), then only the HP agreement is prepared. It is in the HP agreement that the chassis number must be present.
JunJun04035
post Jun 25 2016, 12:58 PM

Sir Kalahari, Duke of Autocorrect
******
Senior Member
1,167 posts

Joined: May 2009


QUOTE(acbc @ Jun 24 2016, 02:25 AM)
Some dealer don't keep stock. They only order once your loan OK.
*
You walk int McD

You order a set of Double Cheese Double, with large fries and coke.

You get free sundae cone by paying with debit card.

After you swipe the card, manager told you to come back in a few day time to collect the item.

I assume you will agree to do so? rclxms.gif
SonnyCooL
post Jun 25 2016, 02:01 PM

Web Bastard
*******
Senior Member
5,957 posts

Joined: Sep 2004
From: www.bitching.asia


QUOTE(dares @ Jun 25 2016, 12:46 PM)
When you apply for loan, you only need to state the amount and for which car model you intend to apply the loan for.

Once the loan is approved, the bank will issue the letter of undertaking (LOU). After you agree to the terms of the loan (interest rates etc.), then only the HP agreement is prepared. It is in the HP agreement that the chassis number must be present.
*
That what i wonder, no chasis how HP work .....
dares
post Jun 25 2016, 02:11 PM

Enthusiast
*****
Junior Member
834 posts

Joined: Jul 2011
QUOTE(SonnyCooL @ Jun 25 2016, 02:01 PM)
That what i wonder, no chasis how HP work .....
*
You'll have to ask those banks and dealers who let their customers sign the HP agreement without a chassis number.

 

Change to:
| Lo-Fi Version
0.0191sec    0.60    6 queries    GZIP Disabled
Time is now: 17th December 2025 - 04:24 AM