Add RM1 to it to earn 6%

Principal only 1st year waiver, supp card 2 years waiver.

I presume the banker meant annual fee for the card, which is RM209.88.

Every month I will receive RM3 for RM1000 spending. So for my case, the 0.3% is given every month even though less than RM5.

Lol..This new YOLO card is no match against Mach. Anyone will go for a card that has annual fee waiver with 12x swipes and no minimum spending required to get rebate.

You will get 0.2% cashback but some may consider it negligible.

You dont even need to put in the correct bill number, as long as account number is correct, the payment will go through.

Correct, but it is very likely that 1 lump sum of RM1000 is meant for Aeon CC payment.

The one in Tesco Kepong is slightly better, 20 mins of waiting, even though that is the HQ.

Correction, it's not more than 2 card issuers, that is 2 banks, not 2 cards. So adding 1 more card from UOB should not be a problem. Furthermore YOLO income requirement is 36k, which is allowed to hold cards from more than 2 card issuers, subjected to bank's approval.

No worries. It is easy to get confused too if you are not familiar with the TnC.

Cash rebate in unbilled transactions refers to 0.3% rebate while campaign cash credit refers to 5% rebate.

Yes for the 2 questions.

Both are different, depending on your usage. Yolo is more on online and dining while One is petrol, groceries, telco etc.

When you are logging into HL Connect, you will see the message at the background "HL Connect is now 24/7".

Anyway off topic already.

This post has been edited by kelvinlzy: Sep 26 2016, 11:07 AM

I wonder maybe UOB credit the cash back for Vox based on how early your eligible transactions were and when you maximized the rebate. Like I maximized it on 1st August and received cash back last week. Not sure about you guys.

My guess is that these agents only target new customers to hit their target. Existing customers might not contribute to their target.

If I'm not mistaken, it is Vox card instead of YOLO. Please clarify areankim

Combine.

Hey guys, need your advice for my friend here. CS called him today who requested to apply YOLO. He holds Vox card and in UOB system his annual income is still below 36k as he didn't update his income. To his surprise, CS actually offered him to convert Vox to YOLO, saying this is a special promo for all Vox holders, if don't have Vox then have to follow the RM36k rule. Still it is subject to approval. My friend then wanted to send his income document to secure the application but CS said even if you submit document chances are still 50-50. I told him better to submit his income docs otherwise if rejected have to wait for 3 to 6 months, or can appeal using current salary slips, but better submit first right?

Ok. That makes sense though as he also no need to submit any docs. Will update his application status here then.