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 Fixed Deposit Rates In Malaysia V. No.13, Strictly for FD Discussion Only

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cybpsych
post Jul 19 2016, 11:16 AM

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maybank updated the page now to 3.75% p.a. for GIA

http://www.maybank2u.com.my/mbb_info/m2u/p...al/ACC-Accounts
cybpsych
post Jul 26 2016, 10:13 AM

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QUOTE(il0ve51 @ Jul 26 2016, 09:46 AM)
May i know what deal is that? i also have RHB fd, but didnt receive the 4.25%
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read post #2

this promo already ended retracted earlier, following other banks' move.

not sure if it's still valid when you walk-in. letter could be obsolete, knowing it's sent via slowmail, preprinted in advance (before bnm's sudden announcement), etc.

This post has been edited by cybpsych: Jul 26 2016, 10:16 AM
cybpsych
post Jul 28 2016, 12:33 PM

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user posted image

Maybank ‘FD/IFD-i JOY 3' Campaign [ Maybank ]

Enjoy amazing rates with a minimum fresh deposit of RM25,000 for Individual and RM50,000 for SME/Business Banking customers in a single certificate on our 3 months Fixed Deposit.

Offer is open to all Maybank customers and is applicable for Conventional and Islamic Fixed Deposit placement made over the counter only at any Maybank branch in Malaysia.

The campaign is valid from now till 26th August 2016 or upon reaching the overall limit, whichever is earlier. *Should there be an Overnight Policy Rate change, the offer rates may be revised.


Campaign Rate is as follows:

user posted image


How can you do the placement?

Please visit any Maybank Branches for more details and if you are existing Premier Wealth Centre customers, please contact your Relationship Managers.

Terms and conditions apply.
cybpsych
post Jul 28 2016, 04:40 PM

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QUOTE(FDInvestor @ Jul 28 2016, 04:06 PM)
I have asked other members here, he stated that the principal will remain intact. Have you losing substantial of principal due to investment with GIA ?
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currently principal and profit still intact, based on current situation and experiences.

what we've been saying is a disclosure of such risk due to the nature of GIA.


if you're not comfortable, then go for conventional FD and banks with PIDM.
cybpsych
post Aug 1 2016, 12:04 PM

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user posted image

The Launch of "FD/IFD-I SUPER 6" [ Maybank ]
Campaign Period: 25 July - 26 August 2016

Enjoy superb rates with a minimum fresh deposit of RM10,000 for Individual or RM25,000 for SME/Business Banking customers in a single certificate.

Offer is open to Maybank / Maybank Islamic customers and is applicable for Conventional and Islamic Fixed Deposit placement of fresh funds and non-fresh funds made over the counter only, at any Maybank or Maybank Islamic branch in Malaysia. The campaign is valid from now till 26th August 2016 or upon reaching the overall limit, whichever is earlier. *Should there be an Overnight Policy Rate change, the campaign rates may be revised.

Definition

Fresh Funds for this campaign is defined as:
Clearing Cheques from other Banks or Funds newly transferred into customer's Current or Savings Account with Maybank.

Non-Fresh Funds for this campaign is defined as:
Funds that are transferred or withdrawn from any existing Maybank Current or Savings or Fixed Deposit account and re-deposited (whether part or all of the amounts withdrawn) into the Fixed Deposit account within the campaign period.

user posted image

*Should there be any Overnight Policy Rate (OPR) change, the offer rates may be revised.

Terms and Conditions apply
cybpsych
post Aug 1 2016, 01:54 PM

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QUOTE(tryifelsecatch @ Aug 1 2016, 01:52 PM)
what's the diff between campaign rate and effective rate?
if we put 6months, what's the % do we really get ?
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after mature 6 months, look at the Effective Campaign Rate.

the individual campaign rate is special, more than board rate. this is to show you they give you "higher" rate. laugh.gif

This post has been edited by cybpsych: Aug 1 2016, 01:54 PM
cybpsych
post Aug 2 2016, 10:53 AM

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QUOTE(waeguk @ Aug 2 2016, 10:51 AM)
Maybank giai  3.75% inm
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dont just compare the rate.

there are other factors where each has its own appeals.
cybpsych
post Aug 2 2016, 12:29 PM

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QUOTE(Frostlord @ Aug 2 2016, 12:00 PM)
how to apply this via MB2U?
http://www.maybank2u.com.my/mbb_info/m2u/p.../PRO-Promotions

must walk in branch to apply?
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instructions already inside: over the counter
cybpsych
post Aug 4 2016, 09:58 AM

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QUOTE(ic no 851025071234 @ Aug 4 2016, 09:24 AM)
Hi guys, I want ask if any of you have this problem? My maybank gia fd can't change the maturity to add to principle anymore. It only credit to account.

Another thing with those fd promo, can I do it over online banking and get the promo rate or need go the branch? All very high amount like 10-20k very dangerous bring to bank
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what do you mean by "...can't change the maturity to add to principle anymore" hmm.gif What did you do last time? you can set Add to Principal during placement last time? or Modify a placement?


you can only set "Add to Principal" AFTER a placement is done; not during placement.

perform [Manage your accounts], then modify [Profit payment mode] only. Leave others untouched.

user posted image
cybpsych
post Aug 4 2016, 11:18 AM

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QUOTE(ic no 851025071234 @ Aug 4 2016, 10:22 AM)
Ya I know can do it by manage account. Previous 2 placement I did. But this month I do the same and it say unsuccessful due to account is not authorised.
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then try again later or next day (different time). sometimes mbb perform account refresh.

cybpsych
post Aug 5 2016, 09:43 AM

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Revision of Terms and Conditions for Fixed Deposit / Term Deposit (FD/TD) 3 months @ 3.60%p.a. Promotion

Dear valued Customers,

Please be informed that effective 4 Aug 2016, eFD and eTD-i customers will be eligible to participate in this promotion and the minimum placement for the promotion will be revised to RM20,000.

Click here for the updated Terms and Conditions.

Announcement in BM.

cybpsych
post Aug 5 2016, 02:22 PM

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QUOTE(cybpsych @ Aug 1 2016, 01:54 PM)
after mature 6 months, look at the Effective Campaign Rate.

the individual campaign rate is special, more than board rate. this is to show you they give you "higher" rate.  laugh.gif
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QUOTE(legendgod @ Aug 5 2016, 02:12 PM)
whats the diff campaign rates and effective camp rates? what is the interest i will get, lil bit confused
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if u could quote that post, you could've read 4 posts below it... i requote it back here
cybpsych
post Aug 5 2016, 02:40 PM

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QUOTE(AskarPerang @ Aug 5 2016, 02:39 PM)
this current maybank fix deposit promotion can it be done online like e-fix deposit?
or need to go to the counter branch?
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did u read the content?
cybpsych
post Aug 18 2016, 12:14 PM

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well maybank changed the date period liao for gia

This post has been edited by cybpsych: Aug 18 2016, 12:15 PM
cybpsych
post Aug 19 2016, 10:48 PM

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user posted image

Maybank Fixed Deposit (FD) Merdeka 59 (5 months) Campaign
18 August 2016 - 15 September 2016

Enjoy superb rates with a minimum fresh deposit of RM10,000 for Individual or RM25,000 for SME/Business Banking customers in a single certificate.

Offer is open to Maybank / Maybank Islamic customers and is applicable for Conventional and Islamic Fixed Deposit placement of fresh funds and non-fresh funds (dual pricing) made over the counter only, at any Maybank or Maybank Islamic branch in Malaysia. The campaign is valid from now till 15th September 2016 or upon reaching the overall limit, whichever is earlier.

Definition
I. Fresh Funds for this campaign is defined as:
Clearing Cheques from other Banks or Funds newly transferred into customer's Current or Savings Account with Maybank.

II. Non-Fresh Funds for this campaign is defined as:
Funds that are transferred or withdrawn from any existing Maybank Current or Savings or Fixed Deposit account and re-deposited (whether part or all of the amounts withdrawn) into the Fixed Deposit account within the campaign period.

Campaign Rates are as follows:

RATES FOR FRESH FUNDS

user posted image

RATES FOR NON-FRESH FUNDS

user posted image

*Should there be any Overnight Policy Rate (OPR) change, the offer rates may be revised.

Click here for Terms and Conditions (Conventional)
Click here for Terms and Conditions (Islamic)


Maybank Fixed Deposit (FD) Merdeka 59 (3+3+3) Campaign
18 August 2016 - 15 September 2016

Enjoy fabulous rates with a minimum fresh deposit of RM10,000 for Individual or RM25,000 for SME/Business Banking customers in a single certificate.

Offer is open to Maybank / Maybank Islamic customers and is applicable for Conventional and Islamic Fixed Deposit placement of fresh funds made over the counter only, at any Maybank or Maybank Islamic branch in Malaysia. The campaign is valid from now till 15th September 2016 or upon reaching the overall limit, whichever is earlier.

Campaign Rates are as follows:

user posted image

*Should there be any Overnight Policy Rate (OPR) change, the offer rates may be revised.

Click here for Terms and Conditions (Conventional)
Click here for Terms and Conditions (Islamic)

This post has been edited by cybpsych: Aug 19 2016, 10:49 PM

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