dont think these are eFD.

matow you might want to try again?

Deal Hunter can you write your own financial blog, instead of flooding this topic with your vague writeups?

that's the whole point of this topic and post #1

https://www.hlb.com.my/main/promotion/20160...ne-fd-exclusive

https://www.alliancebank.com.my/efdpromo

info in post 1 and 2

yes, correct page.

u cant see it in "FD product" because it's not an FD. technically it's a Shariah-compliant investment account.

in case you're wondering: anyone can apply for this.

First, only refer the first table for the basic (e-)GIA-i rate of 4%.

Second, refer the indicate rate 4% that you get. ignore the PSR, it's just FYI on how the profit ratio is split.

Third, ignore the 2nd table. it's for an old campaign.

Affin Bank: Fun Fiesta Campaign [ Affin | T&Cs ]
Campaign starts from 1st July to 31st July 2016.

It’s time to be rewarded for saving. Enjoy these benefits when you place a deposit into your Fixed Deposit Account, Savings or Current Account (CASA).

1) how did u make your placement? over the counter?
2) when did you make the placement?
3) how did you derive the profit is 4.1% p.a.?
4) when was the profit credited?

as a general rule, you SHOULD ALWAYS call the respective whenever have queries. only then post here to ask for 2nd opinions, etc.

taman midah's

do u know what is the rate for?

read/google about phishing related to banks.

post 2

you invest in FD meh? you should know the answer, right?

if any bank offer the promo rate **NOW**, they will honor the rate, right? you said it yesterday.

question is, which bank is still offering those promo FD rate. lotsa Affin branches retracted the 4.5% promo rate liao. others, not sure.

all depends on the bank. they can retract the promo now without informing us.

same as how others reported new promo rate: call, visit branch, visit website, etc.

as u know, each bank is different. affin withdraw their promo doesnt mean other banks would follow immediately...


the banks may be either i) continue existing promo. ii) stop existing promo, iii) introduce new promo rate, etc.

maybank gia dropped to 3.75℅

all my eGIA placements already showing 3.75% liao.

yesterday i uplifted one, didnt calculate. later i'll find out when is the cutoff from 4% --> 3.75% since profit is calculated on daily basis.

*update: placement on 23-Jun, upliftment on 16-Jul, total 23 days. profit is still effective rate of 4.0%. can't determine the actual effect of the new rate since coincidently uplifted on 16-Jul vs {assuming} new rate effective 16-Jul as well.

i have few more upliftment next week, will monitor the actual profit vs rate.

This post has been edited by cybpsych: Jul 17 2016, 09:18 AM